Best Credit Cards For Good Credit

If you've been working diligently to build and maintain good credit, congratulations! Your hard work has not gone unnoticed by credit card issuers, and they're eager to reward you with some of the best credit card offers available. In this article, we're going to introduce you to the best credit cards for good credit, that offer outstanding rewards, cashback, fantastic perks, and low interest rates. Keep reading to find the perfect card that aligns with your spending habits and financial goals.

1. Chase Sapphire Preferred Card

If you're a frequent traveler or a foodie, this card is perfect for you. With the Chase Sapphire Preferred Card, you can earn:

• 2 points per dollar on travel and dining
• 1 point per dollar on all other purchases
• Up to $50 annual Ultimate Rewards Hotel credit
• 5 points per dollar on Lyft rides

The card comes with a sign-up bonus of 60,000 points after you spend $4,000 in the first three months. The annual fee is $95.

2. Citi Double Cash Card

Ideal for those who want a simple cashback card with no annual fee, the Citi Double Cash Card offers:

• 2% cashback on all purchases - 1% when you buy and 1% when you pay
• No annual fee
• 0% intro APR on balance transfers for 18 months
• Various Citi card perks

3. American Express Blue Cash Preferred

This card is a fantastic option for families, with generous cashback on groceries and gas. The American Express Blue Cash Preferred offers:

• 6% cashback at US supermarkets (up to $6,000 per year in purchases)
• 6% cashback on select US streaming subscriptions
• 3% cashback at US gas stations and on transit (taxis, rideshares, parking, tolls, etc.)
• 1% cashback on all other purchases

The card has a $95 annual fee ($0 introductory annual fee for the first year), and offers a welcome bonus of $250 statement credit after you spend $1,000 in the first three months.

4. Capital One Venture Rewards Credit Card

Another great travel rewards card, the Capital One Venture Rewards Credit Card offers:

• 2 miles per dollar on every purchase, without any category restrictions
• Up to 5 miles per dollar on hotel stays booked through Capital One Travel
• Up to 100,000 bonus miles (50,000 after spending $3,000 within the first 3 months and another 50,000 after spending a total of $20,000 within the first year)

The card has a $95 annual fee.

Best Credit Cards For Good Credit Example:

Imagine you and your partner are a food-loving couple who enjoy traveling frequently. With the Chase Sapphire Preferred Card in your wallet, you can earn 2 points per dollar spent on your travels and dining experiences, with points being worth 25% more when redeemed for travel through Chase.

Let's say you've spent $6,000 on travel and dining and $4,000 on other purchases, earning yourself 16,000 points. When redeemed for travel, these are worth $200. Add in the sign-up bonus of 60,000 points, and you have a whopping $950 worth of travel rewards. That's a pretty sweet deal for an annual fee of just $95.

Now that you're familiar with some of the best credit cards for good credit, it's time to determine which card aligns best with your financial goals and spending habits. Remember, a solid credit score takes diligence and responsibility but rewards you with the best credit cards and exceptional perks. Don't hesitate to share this article with friends and family looking to capitalize on their good credit. And don't forget to explore other personal finance and investing guides on Flik Eco to continue making educated financial decisions.