Congratulations! Your financial prowess and stellar money-management skills have earned you the coveted badge of great credit. With this coveted status, you have the golden key to unlock an amazing array of perks and rewards through the best credit cards designed exclusively for you. Let's dive in and explore the top credit cards tailor-made for those who've aced the credit score game.
Best Credit Cards For Great Credit Table of Contents
What Qualifies as a Great Credit Score?
Before we delve into the best credit cards for great credit holders, let's briefly touch upon what constitutes a great credit score. A credit score of 740 or above is typically considered great in the U.S. With such a high score, you'll have access to premium credit cards, lower interest rates, and other exceptional benefits.
Top 5 Credit Cards for Great Credit
We've researched and compiled a list of the top 5 credit cards designed to reward those who've mastered their finances and maintained excellent credit scores.
1. Chase Sapphire Preferred Card
- Sign-up bonus: Earn 60,000 bonus points after spending $4,000 within the first 3 months of opening the account.
- Rewards: 2X points on travel and dining, 1X points on all other purchases.
- Annual fee: $95
- APR: 15.99% - 22.99% variable
- Foreign transaction fee: None
2. American Express Platinum Card
- Welcome offer: Earn 100,000 Membership Rewards points after spending $6,000 on purchases in the first 6 months of opening the account.
- Rewards: 5X points on eligible flights and hotels, 1X points on all other purchases.
- Annual fee: $695
- APR: No interest charges as this is a charge card, balance must be paid in full each month.
- Foreign transaction fee: None
3. Citi Premier Card
- Sign-up bonus: Earn 60,000 bonus points after spending $4,000 within the first 3 months of opening the account.
- Rewards: 3X points on travel, 2X points on dining and entertainment, 1X points on all other purchases.
- Annual fee: $95
- APR: 15.99% - 23.99% variable
- Foreign transaction fee: None
4. Capital One Quicksilver Cash Rewards Credit Card
- Sign-up bonus: Earn a $200 cash bonus after spending $500 within the first 3 months of opening the account.
- Rewards: Unlimited 1.5% cashback on every purchase, every day.
- Annual fee: $0
- APR: 14.99% - 24.99% variable
- Foreign transaction fee: None
5. Discover it Cash Back
- Sign-up bonus: Discover will match all the cash back earned at the end of the first year.
- Rewards: 5% cashback on rotating quarterly categories (up to the quarterly maximum), 1% cashback on all other purchases.
- Annual fee: $0
- APR: 11.99% - 22.99% variable
- Foreign transaction fee: None
Best Credit Cards For Great Credit Example:
Imagine you love traveling and dining out, and your great credit score has granted you access to the Chase Sapphire Preferred Card. After meeting the sign-up bonus spending requirement, you'll have 60,000 bonus points in your cache. You can redeem those points for $750 in travel through the Chase Ultimate Rewards program. Plus, don't forget about the 2X points you earn on every dollar spent on travel and dining, inflating your reward-earning potential even more!
Now that you have the inside scoop on the best credit cards for great credit, it's time to leverage your success and unlock the doors to a world of rewards and benefits. Choosing the right card for your lifestyle will not only showcase your financial prowess but also keep your wallet happy. Make sure to share this valuable Flik Eco guide with your friends who also boast excellent credit, and don't forget to explore other insightful articles on personal finance tips, investing, and more on our platform.
