Best Credit Cards For Groceries And Restaurants

Are you a foodie who loves dining out or cooking up a storm at home? If so, you'll definitely want to know which credit cards give you the best rewards for your grocery and restaurant purchases. In this article, we'll reveal the top credit cards for groceries and dining, so you can save money and earn rewards while you indulge your culinary interests. Get ready to be pleasantly surprised by the fantastic rewards some credit cards can offer for both grocery store and restaurant spending!

Best Overall: American Express® Gold Card

• 4x points at restaurants, including takeout and delivery
• 4x points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1x)
• $120 annual dining credit at participating partners
• $100 airline fee credit
• Terms Apply

The American Express® Gold Card is perfect for foodies, offering an unbeatable 4x points at both restaurants and supermarkets. With its annual dining credit and airline fee credit, you'll also enjoy added perks that easily offset the $250 annual fee.

Best for Cash Back: Blue Cash Preferred® Card from American Express

• 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)
• 6% cash back on select U.S. streaming subscriptions
• 3% cash back at U.S. gas stations and on transit (including taxis, rideshares, parking, tolls, and more)
• 1% cash back on other purchases
• Terms Apply

For those seeking cash back rewards, the Blue Cash Preferred® Card from American Express is ideal. This card offers an impressive 6% cash back at U.S. supermarkets, along with elevated rewards at gas stations and on transit. The $95 annual fee is easily offset by the high cash back rewards you'll earn.

Best for Flexibility: Chase Sapphire Preferred® Card

• 2x points on dining and travel
• 1x points on other purchases
• 25% more value when you redeem points for travel through Chase Ultimate Rewards
• Introductory Annual Fee of $0 the first year, then $95
• No foreign transaction fees

The Chase Sapphire Preferred® Card offers excellent flexibility in rewards redemption. Although the 2x points on dining may not seem as high as some competitors, the 25% boost when redeeming for travel through Chase Ultimate Rewards effectively increases the value of your points. Plus, the introductory annual fee waiver makes this card a great and affordable option.

Best Credit Cards For Groceries And Restaurants Example:

Meet Sarah, a young professional who loves cooking and trying out new restaurants with her friends. She spends around $300 per month on groceries and $250 on dining out, and is looking for a credit card to maximize her rewards on these categories.

If she opts for the American Express® Gold Card, she could earn 4x points on both grocery and restaurant spending, resulting in 2,200 points per month (or 26,400 annually). With the additional $120 dining credit and $100 airline fee credit, her rewards easily surpass the annual fee.

Alternatively, with the Blue Cash Preferred® Card from American Express, Sarah could earn 6% cash back on groceries and 3% back on dining. This would equate to $18 cash back on groceries and $7.50 cash back on dining per month - a total of $306 annually. This sum effortlessly compensates the card's $95 annual fee.

There's no doubt that with the myriad of credit card options available today, finding the best one to match your grocery and restaurant spending habits can be a daunting task. But don't worry, because Flik Eco has done the hard work for you! Armed with the knowledge of the top cards for grocery and dining rewards, you can now choose the best option to suit your lifestyle and preferences. So go ahead, apply for your perfect card and start reaping the benefits as you satisfy your culinary cravings.

Don't forget to share this article with your fellow foodies, and explore other Flik Eco blogs for more valuable tips and insights on personal finance, investing, and more!