Are you a fitness enthusiast looking for a credit card that offers rewards on gym memberships? Well, your search ends here! In this article, we bring you the best credit cards that cater specifically to gym-goers, so you can get the most from your workouts while pocketing some great rewards. Stay tuned as we dive deep into the world of credit cards, and help you find the perfect match for your fitness needs.
Best Credit Cards For Gym Memberships Table of Contents
1. Chase Sapphire Preferred Card
1. Chase Sapphire Preferred Card
As one of the most versatile and popular rewards cards on the market, the Chase Sapphire Preferred Card offers multiple benefits for fitness aficionados:
- 2X points on travel and dining, which includes gym memberships according to Chase's definition of "recreation"
- 1 point per dollar spent on all other purchases
- 60,000 bonus points after spending $4,000 within the first three months
The card also comes with no foreign transaction fees and has a $95 annual fee.
2. American Express Gold Card
Another excellent choice for gym-goers, the American Express Gold Card offers:
- 4X Membership Rewards points at U.S. supermarkets and restaurants
- 3X points on flights booked directly with airlines or on AmexTravel.com
- 2X points on rental cars booked through amextravel.com
- $120 dining credit at select restaurants and delivery services ($10 per month)
- $100 airline fee credit per calendar year on incidental fees
Gym memberships qualify for the 2X points on rental cars, making it an ideal card for fitness enthusiasts on the go. The card has a $250 annual fee, and no foreign transaction fees.
3. Blue Cash Preferred Card from American Express
The Blue Cash Preferred Card is a great choice for those who prefer cashback rewards:
- 6% cash back at U.S. supermarkets (up to $6,000 per year, then 1% after)
- 6% cash back on select U.S. streaming subscriptions
- 3% cash back at U.S. gas stations and on transit expenses
- 1% cash back on other purchases
Gym memberships qualify as "other purchases," earning you 1% cash back. The card has a $95 annual fee and a 0% intro APR for 12 months on purchases.
4. Citi Premier Card
For those who love collecting ThankYou Points, the Citi Premier Card is a solid choice:
- 3X points on travel, including gas stations, airfare, hotels, car rentals, and cruises
- 2X points on dining and entertainment, including gym memberships
- 1X points on all other purchases
- 60,000 bonus points after spending $4,000 within the first three months
The card has a $95 annual fee and no foreign transaction fees.
Best Credit Cards For Gym Memberships Example:
Let's say you're an avid gym-goer who spends $100 per month on your gym membership, totaling $1,200 per year. Opting for the Chase Sapphire Preferred Card, you would earn 2,400 points just for paying your gym fees. Additionally, if you fulfill the spending requirements to get the 60,000 bonus points, you'll have 62,400 points in your account. Considering that Chase's points can be redeemed at a rate of 1.25 cents per point when booking travel through their portal, you'll have $780 worth of travel credits at your disposal.
With so many excellent credit card options available to you, it's easier than ever to get rewarded for staying fit. We hope this guide has helped you find the best credit card for your unique fitness goals and needs. Remember, each card offers distinct benefits, so be sure to consider your spending habits and personal preferences while making a decision.
Feel free to explore other guides on Flik Eco and share this article with fellow fitness enthusiasts who could benefit from some fantastic credit card rewards. Let's get moving together towards a healthier lifestyle and financial wellbeing!