Best Credit Cards For Rideshare

Raise your hand if you've ever had trouble choosing the best credit card for rideshare expenses. Don't worry, you're not alone. With so many options available, it can be a daunting task to find the best one for your specific needs. Fret not! We've got you covered. In this article, we'll break down the top credit card options for rideshare enthusiasts and help you make an informed decision.

What to Look for in a Rideshare Credit Card

Before we jump into our top picks, let's discuss the criteria for what makes a credit card great for rideshare users:

• Rewards for Rideshare Spending: Look for a card that offers rewards or cash back on your rideshare spending.
• No Foreign Transaction Fees: This is important if you use rideshare services while traveling abroad.
• No Annual Fee: You want a card that won't cost you a lot to maintain.
• Travel Benefits: Additional perks like travel insurance or airport lounge access can be a bonus.

Our Top Picks for Rideshare Credit Cards

Now that you know what to look for, let's dive into our top picks for the best credit cards for rideshare users.

1. Chase Sapphire Reserve

The Chase Sapphire Reserve is an excellent choice for those who want to earn rewards on their rideshare expenses. This card offers:

• 3x points on travel (including rideshare) and dining
• $300 annual travel credit (applies to rideshare expenses)
• No foreign transaction fees
• Access to airport lounges through Priority Pass
• 1:1 point transfer to leading airline and hotel loyalty programs
• 50,000 bonus points after spending $4,000 on purchases in the first 3 months
• $550 annual fee

2. Chase Sapphire Preferred

The Chase Sapphire Preferred offers similar benefits to the Sapphire Reserve, but with a lower annual fee. This card offers:

• 2x points on travel (including rideshare) and dining
• No foreign transaction fees
• 1:1 point transfer to leading airline and hotel loyalty programs
• 60,000 bonus points after spending $4,000 on purchases in the first 3 months
• $95 annual fee

3. American Express Gold Card

If you're a frequent Uber user, the American Express Gold Card might be your perfect match. This card offers:

• 4x points on dining (including Uber Eats) and groceries
• 3x points on flights booked directly with airlines or on Amex Travel
• $120 Uber Cash annually (for U.S. Uber rides)
• $100 airline fee credit
• No foreign transaction fees
• 35,000 bonus points after spending $4,000 on purchases in the first 3 months
• $250 annual fee

Best Credit Cards For Rideshare Example:

Let's say you're an avid Uber rider and you choose the American Express Gold Card for your rideshare needs. If you take Uber rides worth $1,000 in a year, you'd receive $120 in Uber Cash, essentially giving you a $120 discount on your rides. Additionally, if you use Uber Eats and dine at restaurants frequently, you can easily earn more rewards from the 4x points on dining. Your accumulated points can be redeemed towards travel, merchandise, and other rewards!

With these top credit cards for rideshare users in hand, you'll be on your way to earning rewards and saving on your rides. Remember to evaluate your spending and redemption preferences when selecting a rideshare credit card that best fits your lifestyle. Was this article helpful? Don't forget to share it with fellow rideshare enthusiasts and explore other informative guides on Flik Eco! Happy riding and saving!