Are you planning a trip to Europe and wondering which credit card offers the best benefits and rewards? Look no further! In this guide, we'll help you find the perfect credit card for your European adventure. Not only will we cover the top credit cards for use in Europe, but we'll also break down their fees, rewards, and perks, so you can make an informed decision based on your unique travel needs. So let's dive in and make your European travels both rewarding and budget-friendly!
Best Credit Cards For Use In Europe Table of Contents
Top Credit Cards for Use in Europe
Before we dive into the specifics, it's important to know what factors we considered when selecting the best credit cards for use in Europe:
- No foreign transaction fees
- Rewards on travel and dining
- Travel insurance and protection benefits
- Availability of the card in various European countries
- Ease of application and approval process
With these factors in mind, here are the top credit cards for use in Europe:
1. Chase Sapphire Preferred Card
- No foreign transaction fees
- 2X points on travel and dining, 1X point on all other purchases
- 60,000 bonus points after spending $4,000 in the first three months
- Primary car rental insurance and trip cancellation/interruption insurance
2. Capital One Venture Rewards Credit Card
- No foreign transaction fees
- 2X miles per dollar on every purchase
- 60,000 bonus miles after spending $3,000 in the first three months
- Travel accident insurance and 24-hour travel assistance services
3. Bank of America Travel Rewards Credit Card
- No foreign transaction fees
- 1.5X points per dollar on all purchases
- 25,000 bonus points after spending $1,000 in the first 90 days
- No annual fee
4. American Express Platinum Card
- No foreign transaction fees
- 5X points on flights and prepaid hotels booked through American Express Travel
- 75,000 bonus points after spending $5,000 in the first six months
- Access to airport lounges, travel insurance, and elite status with hotel partners
5. Wells Fargo Propel American Express Card
- No foreign transaction fees
- 3X points on dining, travel, gas stations, and streaming services
- 30,000 bonus points after spending $3,000 in the first three months
- Cell phone protection and no annual fee
Best Credit Cards For Use In Europe Example:
Imagine you're planning a two-week vacation to Europe, and you choose the Chase Sapphire Preferred Card as your primary credit card. In addition to avoiding foreign transaction fees, you also earn 2X points on travel and dining expenses.
During your trip, you spend $2,000 on flights, hotels, transportation, and dining out. This earns you 4,000 Chase Ultimate Rewards points, which can be redeemed toward future travel or transferred to participating airline and hotel loyalty programs. Additionally, if you run into any issues with your rental car, you're covered by the primary rental car insurance provided by the card.
Now that you're equipped with the knowledge of the best credit cards for use in Europe, it's time to plan your dream vacation. Remember, the perfect card for you will depend on your specific needs, spending habits, and travel goals. So take your time, weigh the pros and cons, and make an informed decision.
If you found this guide helpful, don't hesitate to share it with your friends and fellow travelers. And be sure to explore the other informative guides that we have on Flik Eco for even more personal finance and investing tips.
