Are you a frequent Walmart shopper looking for the perfect credit card to maximize your savings and rewards? Well, look no further! In this post, we'll discuss the best credit cards for Walmart shopping that will help you earn cash back, save on groceries, and make your shopping experience even more rewarding. Say goodbye to missed opportunities and hello to cashing in on those precious points!
Best Credit Cards For Walmart Table of Contents
1. Walmart Rewards™ Mastercard®
1. Walmart Rewards™ Mastercard®
Main perks:
- 5% back on in-store and online Walmart purchases
- 2% back on Walmart gas stations, restaurants, and travel
- 1% back on everything else
- No annual fee
As the official Walmart credit card, the Walmart Rewards™ Mastercard® is the perfect companion for those who frequently shop at Walmart stores and online. With a generous 5% cash back on all Walmart purchases, this card ensures that you get the most out of every dollar spent. Additionally, you'll enjoy 2% cash back on Walmart gas, dining, and travel purchases and 1% back on all other purchases.
2. Capital One® Walmart Rewards® Card
Main perks:
- 5% back on in-store and online Walmart purchases
- 2% back on restaurants, travel, and grocery stores
- 1% back on other purchases
- No annual fee
Offered in partnership with Capital One, the Capital One® Walmart Rewards® Card is another fantastic option for Walmart enthusiasts. Similar to the Walmart Rewards Mastercard, cardholders receive 5% back on Walmart purchases, 2% on dining, travel, and groceries, and 1% on all other purchases. Capital One's award-winning customer service and additional benefits, like purchase protection and extended warranty coverage, add extra value to this card.
3. Chase Freedom Flex℠ Card
Main perks:
- 5% cash back on up to $1,500 in combined purchases in quarterly rotating categories
- 5% cash back on travel purchased through Chase Ultimate Rewards®
- 3% cash back on dining and drugstore purchases
- 1% cash back on other purchases
- No annual fee
While not primarily focused on Walmart, the Chase Freedom Flex℠ Card often features Walmart as one of its 5% cash back bonus categories during various quarters throughout the year. The rotating categories, combined with the card's 5% back on travel, 3% on dining and drugstore purchases, and 1% on everything else, make this card a very versatile option for shoppers looking to maximize cash back.
Best Credit Cards For Walmart Example:
Suppose you spend $250 per month at Walmart, $150 on dining and travel, and another $200 on various other purchases. If you use the Walmart Rewards™ Mastercard®, your monthly cash back would be:
- Walmart purchases: $250 x 5% = $12.50
- Dining and travel: $150 x 2% = $3
- Other purchases: $200 x 1% = $2
Total monthly cash back: $17.50
Total annual cash back: $210
By choosing the Walmart Rewards™ Mastercard® for your shopping needs, you could save $210 a year to spend on other items or save for future goals.
We know that personal finance and maximizing rewards are important to our readers, and we're here to help! Now that you've discovered the best credit cards for Walmart shopping, it's time to make a decision that best suits your needs and watch those savings pile up. Don't forget to share this article with friends and loved ones who may also benefit from these valuable tips. Flik Eco is your reliable resource for personal finance advice catering to the millennial generation. So go ahead, explore our other guides and take charge of your finances today!
