Are you a regular shopper at wholesale clubs like Costco, Sam's Club, or BJ's Wholesale and tired of missing out on rewards? If yes, you're in luck! Today, we'll discuss the best credit cards specifically tailored for wholesale club enthusiasts like you! So, buckle up and get ready to discover valuable rewards, cashback offers, and other perks, just for spending where you already love to shop.
Best Credit Cards For Wholesale Clubs Table of Contents
Top Credit Cards for Wholesale Club Shoppers
1. Costco Anywhere Visa Card by Citi
If you are a die-hard Costco shopper, then this card is perfect for you. Benefits include:
- 4% cashback on gas (up to $7,000 per year)
- 3% cashback on restaurants and eligible travel purchases
- 2% cashback on all Costco purchases
- 1% cashback on all other purchases
- No annual fee with your paid Costco membership
2. Sam's Club Mastercard
Designed for loyal Sam's Club customers, this card is packed with attractive rewards:
- 5% cashback on gas (up to $6,000 per year)
- 3% cashback on dining and travel
- 1% cashback on all other purchases
- No annual fee with a paid Sam's Club membership
3. BJ's Perks Elite Mastercard
Do you love shopping at BJ's Wholesale Club? This card could be your perfect match, offering:
- 5% cashback on eligible BJ's purchases
- 2% cashback on dining and non-BJ's gas stations
- 1% cashback on all other purchases
- Final membership fee discount of $75 (Primary Cardmember only)
Alternative Credit Cards for Wholesale Club Rewards
If you're not a regular shopper at any of the mentioned wholesale clubs, here are some alternative options that still offer great rewards when it comes to wholesale club spending:
1. Chase Freedom Flex
- 5% cashback on rotating categories, including wholesale clubs (up to $1,500 per quarter with activation)
- 3% cashback on dining and drugstore purchases
- 1% cashback on all other purchases
- No annual fee
2. Discover it Cash Back
The Discover it Cash Back is another versatile card that can earn you rewards when shopping at wholesale clubs:
- 5% cashback on rotating categories, including wholesale clubs (up to $1,500 per quarter with activation)
- 1% cashback on all other purchases
- No annual fee
- Cashback MatchTM for new cardmembers at the end of their first year
Best Credit Cards For Wholesale Clubs Example:
Suppose you choose the Costco Anywhere Visa Card by Citi and spend:
- $200 per month on gas
- $200 per month on dining out
- $500 per month at Costco
- $300 per month on other purchases
With this spending pattern, you can earn approximately $636 in cashback in one year:
- $96 on gas (4% cashback)
- $72 on dining (3% cashback)
- $120 on Costco purchases (2% cashback)
- $36 on other purchases (1% cashback)
After exploring the different credit card options for wholesale club shoppers, you can now maximize your rewards by choosing the best card for your needs. And remember, always pay off your balance in full every month to avoid interest costs and make the most of your rewards. If you found this article helpful, don't forget to share it with your friends and explore other financial guides and tips from Flik Eco!
