What Is a Trade Line on a Mortgage?
Picture your credit report as a giant group chat, and your mortgage trade lines are the VIP members whose rants can seriously alter ...
12
May
Insights
12
May
How Many People Can Be on a Mortgage?
Picture this: you, your best friend, and maybe even your trusty grandma joining forces to snag that dream home, even if it means sha...
12
May
What Happens if You Inherit a House With a Mortgage?
Inheriting a house might sound like winning the financial lottery—until you read the fine print and discover that the property comes...
12
May
What Happens to a Mortgage When Someone Dies?
Ever wondered what happens to a mortgage when someone dies? Picture this: you’re scrolling through your favorite memes, when suddenl...
12
May
When Is a Mortgage Payment Considered Late?
Picture this: your mortgage payment is like that friend who always shows up fashionably late—except in this scenario, “fashionably l...
12
May
How to Get a Second Mortgage?
So you've been thinking about unlocking the hidden potential of your home’s equity and exploring the mysterious realm of a second mo...
12
May
What Is a Partial Claim Mortgage?
So, picture this: you're scrolling through life, juggling your latest side hustle, streaming your favorite shows, and planning that ...
12
May
What Is a Wraparound Mortgage?
Ever wondered if there's a mortgage option that feels as flexible and modern as your favorite playlist? Enter the wraparound mortgag...
12
May
How Long After Bankruptcy Can You Get a Mortgage?
Ever felt like your financial past is a clingy ex that just won't let go? If you're wondering, "How long after bankruptcy can you ge...
12
May
How to Choose a Mortgage Lender?
So you've caught the homeownership bug, and now you're on a quest to find the mortgage lender that’s as cool as your favorite indie ...
12
May
What Is Mortgage Protection Insurance?
Imagine scrolling through your favorite social feed between sips of your artisan latte when, out of nowhere, your mind drifts to you...
12
May
How Does a Second Mortgage Work?
Picture this: you're cruising through life when suddenly you realize your dream home isn’t just a castle of memories—it’s also a vau...
12
May
What Happens When You Pay Off Your Mortgage?
Paying off your mortgage is like unlocking a level in the game of life you never knew you were playing—a level where the burdens of ...
12
May
What Is a Mortgage Clause?
Ever found yourself scrolling through endless loan documents and thought, “What in the world is a mortgage clause?” If you’re a mill...
12
May
What Is a Mortgage Statement?
Ever opened a piece of mail from your mortgage lender and thought, “What on earth is this paper trying to tell me?” Welcome to the w...
12
May
How Long Does It Take to Get Pre Approved for a Mortgage?
So, you're ready to dive into the thrilling (and sometimes mystifying) world of mortgage pre-approval. Picture this: a process that,...
12
May
What Is a Purchase Money Mortgage?
Picture this: you’ve found your dream home—a quirky fixer-upper with exposed brick, artisanal coffee shops on every corner, and a ba...
12
May
How to Shop for a Mortgage?
Ready to dive into the wild world of mortgage shopping, where interest rates, down payments, and hidden fees dance together in a ver...
12
May
What Is Escrow in a Mortgage?
Ever wondered why your monthly mortgage payment feels like it’s auditioning for a spot on a rollercoaster ride—one moment smooth, th...
12
May
How to Increase My Mortgage Pre Approval Amount?
Picture this: you're scrolling through your favorite social feed when you stumble upon a gorgeous new apartment, and suddenly you th...
12
May
Which FICO Score Do Mortgage Lenders Use?
Ever wonder if your credit score has a secret identity that mortgage lenders obsess over like it’s the hottest new celebrity on the ...
12
May
What Is a Bridge Loan Mortgage?
Picture this: you're at the crossroads of your dream home purchase and the lingering memories of your current crib, and you need a f...
12
May
How Long Is a Mortgage Pre Approval Good For?
Picture this: you're scrolling through social feeds, sipping an artisan latte, and suddenly you realize you’re ready to conquer the ...
12
May
How to Get Out of a Reverse Mortgage?
Ever felt like your reverse mortgage is that clingy friend who just won’t leave your side, even when you're ready for a change? You’...
12
May
Why You Should Never Pay Off Your Mortgage?
Picture this: You’ve been told your whole life that being debt-free is the ultimate flex. So, why on earth would you ever choose not...
12
May
How Is Mortgage Interest Calculated?
Ever wondered why your monthly mortgage seems to be whispering sweet nothings to you even after you’ve paid your debt? Buckle up, be...
12
May
What Is a Balloon Mortgage?
Ever wondered what it means when your mortgage takes a leap of faith and leaves you hanging with one enormous payment at the end? We...
12
May
How Does a Reverse Mortgage Work When You Die?
Ever wondered what happens to a reverse mortgage when you kick the bucket? No, seriously—this isn’t an invitation to a macabre conve...
12
May
What Is the Downside to a Reverse Mortgage?
Ever heard the saying, “there’s no such thing as a free lunch?” Well, when it comes to reverse mortgages, it might be more like “the...
12
May
How Does Mortgage Interest Work?
Ever had that moment when you sit down with your latte and realize mortgage interest is kind of like that guest who never leaves you...
12
May
How to Get Rid of Mortgage Insurance?
Ever feel like mortgage insurance is that party guest who overstays their welcome and eats all your snacks? If you're a millennial o...
12
May
How Many Mortgages Can You Have?
Ever found yourself wondering if you could juggle more mortgages than a circus clown juggles flaming torches? Welcome to the realm o...
12
May
What Does It Mean When a Loan Is in Underwriting?
Picture this: you're on the fast track to financial freedom, visions of your dream home dancing in your head, when suddenly your loa...
12
May
How Many Days Before Closing Do You Get Mortgage Approval?
Picture this: You're scrolling through social feeds, enjoying that artisanal latte, when suddenly—bam!—the question hits you, "How m...
12
May
How to Lower My Mortgage Payments?
Ever caught yourself scrolling through social media, wondering if your monthly mortgage payment could be as chill as your weekend vi...
12
May
What Is a Subprime Mortgage?
Ever stumbled upon a term like “subprime mortgage” while scrolling through financial jargon that feels more at home in a sci-fi nove...
12
May
When Is First Mortgage Payment Due?
Picture this: you've just signed on the dotted line for your dream home, and now you’re riding the wave of euphoria—until reality ta...
12
May
What is an Auto Loan?
Buckle up and get ready to dive into the exhilarating world of auto loans! Whether you're eyeing that sleek ride in your Instagram f...
12
May
Why Did My Mortgage Go Up?
Ever opened your monthly statement only to see your mortgage payment staring back at you like an unwelcome guest at a party, and tho...