11 Jul Banking & Savings, Insights What Is an Amortized Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wonder how your monthly mortgage or auto loan payments magically shrink your debt while you sip your iced coffee and scroll thr...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting What Is a Loan Origination Fee? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you're ready to dive into the world of homeownership or perhaps you’re eyeing that new business venture, and suddenly ...Continue reading
11 Jul Banking & Savings, Insights How Does a Title Loan Work July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered how you can turn your car’s title into fast cash without selling your ride? Welcome to the world of title loans—a fina...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting What is a Non Conforming Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if your mortgage could be as unique as your Spotify playlist? Welcome to the world of non conforming loans—a financial...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting How to Apply for a VA Loan July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’re scrolling through endless loan options while sipping on your third iced latte of the day, wondering if that VA ...Continue reading
11 Jul Banking & Savings, Insights, Investing & Crypto How Long Does It Take for an SBA Disaster Loan to Be Approved? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’ve just watched a disaster movie marathon, and suddenly your world mirrors the chaos on-screen—a natural disaster ...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting How to Apply for a Business Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever felt like applying for a business loan is a bit like trying to join an exclusive club where the bouncer (your credit score) scr...Continue reading
11 Jul Banking & Savings, Insights What Is a Car Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever dreamed about cruising down the highway in your very own ride but find yourself wondering if your wallet can handle the joyride...Continue reading
11 Jul Banking & Savings, Insights, Investing & Crypto How to Get a Business Loan With Bad Credit? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever felt like your credit score is the party pooper that stops your entrepreneurial dreams in their tracks? Getting a business loan...Continue reading
11 Jul Banking & Savings, Insights What Is a Good APR for a Car Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Buckle up, future car owner—you’re about to embark on a journey that’s more thrilling than the first time you hit the open road with...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting What Is a Subprime Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered what the heck a subprime loan is? Picture trying to get into an exclusive club with a not-so-impressive resume—yeah, t...Continue reading
11 Jul Banking & Savings, Insights What Credit Score Do I Need for a $5000 Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered what secret number unlocks that shiny $5000 loan, or if your credit score is the golden ticket to financial freedom? L...Continue reading
11 Jul Banking & Savings, Insights How to Get Pre Approved for a Car Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ready to rev up your financial engines and cruise into the world of auto loans with confidence? Getting pre approved for a car loan ...Continue reading
11 Jul Insights, Mortgages & Renting When Is an Appraisal Ordered in the Loan Process? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you're on the brink of making one of the biggest financial moves of your life—a new home purchase or a savvy refinance...Continue reading
11 Jul Banking & Savings, Insights How to Pay Off a Car Loan Early July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: You’re cruising down the freeway, your favorite playlist blasting as you drive, and there’s no looming car loan statem...Continue reading
11 Jul Banking & Savings, Insights What Is an Unsecured Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself daydreaming about a shiny new gadget, a spontaneous weekend escape, or finally paying off that lingering credit ...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting When Can You Drop PMI on an FHA Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you've just snagged your very first home, and you're riding high on the wave of adulting like a pro—until you spot tha...Continue reading
11 Jul Insights, Investing & Crypto How to Apply for an SBA Loan: A Beginner's Guide July 11, 2025 By Jermaine Hagan (The Plantsman) So you’ve decided to take the plunge and explore the world of SBA loans, but the application process feels like deciphering hierogly...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting What Is a Hard Money Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you're a savvy millennial or Gen Z trailblazer, scrolling through your favorite social feed when a friend drops a hot ...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting What is a Jumbo Loan? (Updated for 2022 & 2025) July 11, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself daydreaming about your future dream home—only to be halted by the thought of traditional mortgages? Well, let’s ...Continue reading
11 Jul Banking & Savings, Insights How to Get a Car Loan With No Credit? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever dreamed of cruising down the highway in your dream car, only to be halted by the nagging question, “How in the world do I get a...Continue reading
11 Jul Insights, Mortgages & Renting How to Get a Loan to Build a House July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: a house built from your wildest dreams, a space that screams your individuality, where every brick and beam echoes you...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting What is a Bridge Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself in a financial limbo, desperately trying to secure your next big move, only to be told you need cash faster than...Continue reading
11 Jul Banking & Savings, Insights How Long Does it Take to Get a Personal Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if waiting for a personal loan is more agonizing than waiting for your favorite meme account to post a fresh batch? If...Continue reading
11 Jul Banking & Savings, Insights When Can You Refinance a Car Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: You’re cruising down the highway of life, windows down, your favorite playlist blasting, when suddenly you realize tha...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting What Is a Home Equity Loan and How Does It Work? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if tapping into your home’s hidden value could be the ultimate hack for funding your next big adventure—or even just f...Continue reading
11 Jul Banking & Savings, Insights What is a Balloon Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered why mortgage ads sometimes mention a “balloon payment” and leave you picturing a giant inflatable at the end of your l...Continue reading
11 Jul Insights, Investing & Crypto How Do I Check the Status of My SBA Loan July 11, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself hitting refresh on your loan status page like a caffeine-fueled social media feed, waiting for that elusive “App...Continue reading
11 Jul Banking & Savings, Editors Picks, Insights What is a Green Loan July 11, 2025 By Jermaine Hagan (The Plantsman) Have you ever wondered if your financial choices could be as eco-friendly as that reusable water bottle you just can’t go a day with...Continue reading
11 Jul Banking & Savings, Insights What Do I Need to Apply for a Personal Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you've just discovered the secret financial power-up—applying for a personal loan—and suddenly it feels like you're ab...Continue reading
11 Jul Banking & Savings, Insights How to Get a Loan With No Credit? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered how to secure a loan when your credit score is still a mystery—or worse, a myth? Welcome, friend, to the ultimate guid...Continue reading
11 Jul Banking & Savings, Insights What is a Consumer Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’re scrolling through your favorite social media feed when suddenly you stumble upon the term “consumer loan” and w...Continue reading
11 Jul Banking & Savings, Insights, Investing & Crypto How Long Does It Take to Get SBA Loan Once Approved? July 11, 2025 By Jermaine Hagan (The Plantsman) Imagine waiting for your SBA loan to come through like waiting for your food delivery on a lazy Sunday—exciting at first, but that a...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting How to Get a Loan With High Debt-to-Income Ratio July 11, 2025 By Jermaine Hagan (The Plantsman) Ever felt like your bank account is playing hard to get because of that pesky high debt-to-income ratio? You’re not alone. Navigatin...Continue reading
11 Jul Banking & Savings, Insights, Investing & Crypto, Mortgages & Renting What is a Term Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you're scrolling through your favorite social feed when you suddenly realize it’s time to upgrade your ride, launch th...Continue reading
11 Jul Banking & Savings, Insights How Long Does it Take to Get a Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if getting a loan is like waiting for your favorite show to drop a new season—dragging your feet yet somehow always ar...Continue reading
11 Jul Banking & Savings, Insights New Car? How Does Interest Work on a Car Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) So, you're eyeing that shiny, new ride and wondering how all that interest on a car loan actually works—welcome to the ultimate guid...Continue reading
11 Jul Banking & Savings, Insights What Is a Finance Charge on a Car Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) So, you’ve finally decided to step into the driver's seat of financial literacy and take a hard look at that pesky finance charge on...Continue reading
11 Jul Banking & Savings, Insights How To Get Title After Paying Off Car Loan July 11, 2025 By Jermaine Hagan (The Plantsman) You've just celebrated one of the most triumphant financial milestones—your car loan is finally paid off! Now, instead of drowning i...Continue reading