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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
03
Apr
Hustle Guide: How To Get A 500 Dollar Loan
So you need a quick bit of cash? It doesn't matter what you need it for; there are hundreds of annoying little things that can crop up…...
23
Mar
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
25
Mar
Ballin! I’m Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
22
Mar
Ready to Move Out? Different Ways of Buying Your First House
So guessing you’ve finally saved up enough money to move out of the Oliver Twist style 5 bedroom house that you share with 6 friends, o...
23
Mar
Buying Your First Home? Get £4,000 for FREE from Boris Using a Lifetime ISA (LISA)
If you’re planning on buying your first home a Lifetime ISA (LISA) is something you should definitely think about using! You can get up...
31
Mar
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
23
Mar
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
21
Mar
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
25
Mar
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
29
Mar
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
29
Mar
The Ultimate Guide to Personal Loans
WOOHOO! LOANS!
Wait. No.
Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
30
Mar
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
21
Mar
Hard Credit Search, Soft Credit Searches What Is All This Crap?
When has something soft ever been a good thing? So you’re probably reading this because you decided you're going to put your grown-up b...
23
Mar
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
11
Apr
Buying a New Home? What Percent of Income Should Go to Your Mortgage?
Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...
26
Mar
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
04
Apr
How To Get A Loan For A Semi Truck – The Semi Truck Driver Guide
Alright. Let's just say - hypothetically - that you have played a LOT of Grand Theft Auto. And that — hypothetically — you loved steali...
21
Mar
What’s This Electoral Roll Business?
I didn’t want to vote for any of these wispy haired, balding, fat men anyway!
Let me guess, you’ve just opened a little letter from ...
29
Mar
The Ultimate Guide to Personal Loans
WOOHOO! LOANS!
Wait. No.
Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
07
Apr
Credit Card FAQ: Answers to All the Popular and Random Questions
If you're like most people, there are a lot of questions about credit cards that you have but don't know who to ask. You're not alone! ...
28
Mar
Artist? How to Create An NFT? How to Make a NFT Art?
With all these entrepreneurs cashing in on NFTs (non-fungible tokens), it’s about time artists start making bank from their own art! No...
27
Mar
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
29
Mar
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
06
Apr
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
When you get a credit card, one of the most important things to understand is how APR works. APR, or annual percentage rate, is how you...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
02
May
How to Get a Credit Card With No Job
If you're looking for ways to get a credit card with no job, you're in luck. There are several strategies that you can use to get a cre...
29
Apr
What Is a Good Annual Income for a Credit Card?
What is a good annual income for a credit card? This is a question that many people ask when they are looking for a new credit card. Th...
26
Apr
How Long to Keep Credit Card Statements?
How long to keep credit card statements is a question that many people have. The answer, however, may surprise you. In this blog post, ...
25
Apr
How Much of My Credit Card Should I Use?
When you're using a credit card, how much of your limit should you actually use? It's a question that a lot of people have, and it's no...
19
Jun
Best Credit Cards For Costco in 2022
If you are a Costco member, then you know that the best way to save money is by using a credit card. The problem is that there are so m...
04
Apr
5 Ways To Improve Your Credit Score
Did you just miss out on your dream apartment because your credit score was too low? Were you angry and wondering what a credit score e...
07
Apr
My Credit Sucks. What Credit Card Can I Get With Bad Credit?
If you’ve ever found yourself Googling “what credit card can I get with bad credit?” then this article is for you. Remember - a bad cre...
03
Aug
Best Credit Cards For Supermarkets in 2022
If you're like most people, you probably do the bulk of your grocery shopping at supermarkets. It's no surprise, then, that credit card...
07
Aug
Best Credit Cards For Self Employed in 2022
Self-employment can be a great way to make money and be your own boss, but it also comes with some unique financial challenges. One of ...
04
Apr
The Credit Card Oracle: Destiny Credit Card Reviews
I'm not a fan of credit cards. I think they're dangerous, and I've never had one.
But that doesn't mean I don't know about them. In...
13
Jun
Best Soft Pull Credit Cards in 2022
If you're looking for the best soft pull credit cards, you've come to the right place. In this guide, we will discuss what makes a soft...
18
May
Can You Rent a Car Without a Credit Card?
It's no secret that rent-a-car agencies require a major credit card when you rent one of their vehicles. But what if you don't have a c...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
12
Apr
When Can You Drop PMI on an FHA Loan?
If you have an FHA loan, then you are probably paying for mortgage insurance. This is known as private mortgage insurance or PMI. Most ...
03
Apr
So Close! What Does Conditionally Approved for a Loan Mean?
So, let's say you're in class. It's your first day, and you have a new, smart-ass professor. They walk into the room and, with a goofy,...
30
May
Loans Vs Grants: Personal Finance Guide
When it comes to personal finance, there are a lot of things to consider. Two of the most common options for financing a purchase or pr...
14
Apr
How to Get a 401k Loan
When it comes to getting a loan, there are many different options to choose from. But if you have a 401k account, then you may want to ...
15
Apr
How to Apply for a VA Loan
If you are a veteran or active-duty military personnel, you may be eligible for a VA loan. VA loans are one of the best mortgage option...
10
Apr
What Is a Non QM Loan?
Do you need a loan but don't meet the qualifications for a traditional mortgage? You may be wondering what is a Non QM Loan. A Non QM L...
16
May
Best Bad Credit Loans in 2022: The Essential Guide
Trying to find the best bad credit loans can feel like a daunting task. But don't worry, we're here to help! In this guide, we will dis...
08
Apr
How Many Personal Loans Can You Have at Once?
How many personal loans can you have at once? The answer to this question may surprise you. You are allowed to have more than one perso...
23
May
How to Get a SBA Loan: The Essential Guide
If you're looking for a guide on how to get an SBA loan, you've come to the right place. In this blog post, we will walk you through th...
14
Apr
What Are the Requirements for a Construction Loan?
If you are in the market for a construction loan, it is important to understand what the requirements are. This will help you determine...
13
Jun
Best Small Business Loans for Women in 2022
Women-owned businesses are the backbone of the American economy. In fact, according to the Small Business Administration, women are sta...
15
Apr
How to Get an SBA Loan
If you're looking to start or grow a business, an SBA loan may be the perfect financing option for you. SBA loans are offered through t...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
23
Mar
My House is Making Me Poor! The Secret Costs of Running a House
Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...
21
Apr
How to Apply for a Mortgage
So you're ready to buy a house! Congrats! Applying for a mortgage is one of the first steps in the process. It can seem daunting, but d...
19
Apr
What Is a Mortgage Statement?
What is a mortgage statement? A mortgage statement is a document that shows the balance of your mortgage loan and the payments you have...
14
Apr
What Are the Requirements for a Construction Loan?
If you are in the market for a construction loan, it is important to understand what the requirements are. This will help you determine...
17
May
How Long Does It Take to Get a Mortgage? Simple Guide
Mortgages are a big decision, and one that many people put a lot of thought into. How long does it take to get a mortgage? What is the ...
16
Apr
What Is Escrow on a Mortgage?
When you are buying a home, there are many things to think about. One of the most important is the escrow process. What is escrow? What...
22
May
How Do You Pay Back a Reverse Mortgage?
A reverse mortgage can be a great way to get extra money during your retirement. It allows you to borrow against the equity in your hom...
21
Apr
When Do You Start Paying a Mortgage on New Build?
If you're in the market for a new build home, one of the most important questions you'll need to ask is when do you start paying mortga...
27
Mar
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
19
Apr
How to Increase My Mortgage Pre Approval Amount?
If you are looking to purchase a new home, then you know how important it is to get pre approved for a mortgage. This process will help...
20
Apr
What Is a Chattel Mortgage?
If you're new to the world of business, you may be wondering what a chattel mortgage is. A chattel mortgage is a type of secured loan t...
22
May
What Is Mortgage Underwriting?
Mortgage underwriting is one of the most important steps in the mortgage process. This is the process where a lender determines whether...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
14
Apr
How to Get a 401k Loan
When it comes to getting a loan, there are many different options to choose from. But if you have a 401k account, then you may want to ...
23
Mar
Starting to Invest? Make 40% More Profit Using a Stocks & Shares ISA
It's funny because everyone loves bragging about how hard they are working! The people who really make money investing work SMART. Imag...
25
Mar
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
11
Apr
How Long Does It Take to Get SBA Loan Once Approved?
If you're one of the lucky business owners who has been approved for a SBA loan, you're probably wondering how long it will take before...
14
Apr
How to Get a Business Loan With No Money?
Starting a business is hard enough - doing it without any money is even harder. But don't worry, you can still get a business loan even...
10
Apr
How Hard is It to Get a Business Loan?
Getting a business loan is not as difficult as you may think. In fact, there are many lenders who are willing to work with small busine...
25
Apr
Complete Guide to Flodesk: Reviews, Discount Codes & How-To’s for Email Marketing
Looking for a comprehensive guide to Flodesk? You've come to the right place! In this blog post, we'll discuss everything you need to k...
05
May
Best Business Credit Cards for Startups in 2022
Starting a new business is hard enough - you don't need the added stress of wondering how you're going to pay for everything. That's wh...
22
Apr
Best Crypto Tax Software Reviews: The Ultimate Guide to Crypto Tax
Most people don't know that they can save $1,000s in crypto tax at the touch of a button by using auto tax loss harvesting.
That's w...
25
Mar
Ballin! I’m Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
29
Mar
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
28
Mar
What is New Paradigm Assets Solution (NPAS)? Cryptocurrency Guides for Dummies
Cryptocurrency has the power to change the world. We feel that learning about a new coin shouldn’t be rocket science, so we’ve put toge...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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Get no-bullsh*t tips on how to make & save money, straight to your email inbox. Our Flikster experts curate useful & easy to understand tips, deals and tricks every week to make your life that little bit better. Join the Flikster community today!
