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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
11
Jul
Free Travel? How do Miles Work on Credit Cards
3000+ word pillar page titled ""What is a Grace Period on a Credit Card?"" that is engaging
10
Jul
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
10
Jul
I've Got a Dog. I'm Responsible. Should I Get a Credit Card?
You've got your little dog, she's happy, holiday booked, nice little car, flat and finally feel like you're adulting! One question that...
02
Jul
Gemini Crypto Credit Card - Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
10
Jul
5 Ways To Improve Your Credit Score
Ever wondered how your credit score could be the secret sauce to unlocking epic financial adventures? Whether you're dreaming of you...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
10
Jul
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
10
Jul
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
10
Jul
Ready to Move Out? Different Ways of Buying Your First House
So guessing you’ve finally saved up enough money to move out of the Oliver Twist style 5 bedroom house that you share with 6 friends, o...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
Credit Card FAQ: Answers to All the Popular and Random Questions
If you're like most people, there are a lot of questions about credit cards that you have but don't know who to ask. You're not alone! ...
10
Jul
My House is Making Me Poor! The Secret Costs of Running a House
Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
11
Jul
What is a Green Loan
Have you ever wondered if your financial choices could be as eco-friendly as that reusable water bottle you just can’t go a day with...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
10
Jul
Artist? How to Create An NFT? How to Make a NFT Art?
With all these entrepreneurs cashing in on NFTs (non-fungible tokens), it’s about time artists start making bank from their own art! No...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
12
Jul
Best Credit Cards For Doctors in 2025
Picture this: you’re a doctor on call, juggling patient charts and the latest medical breakthroughs, and you suddenly realize your c...
11
Jul
How to Read Crypto Charts: Everything You Need to Know
If you're looking to invest in cryptocurrencies, it's important that you know how to read the charts. In this blog post, we'll teach yo...
10
Jul
Jetsetter? Top 5 Credit Cards You Can Use Internationally
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
05
Jul
Business Credit Cards For Real Estate
Picture this: You're sitting in a trendy co-working space, laptop open, a latte in hand, and your mind buzzing with big real estate ...
08
Jul
How Many Credit Cards Can You Apply For At Once
Ever found yourself wondering if swiping through credit card offers is like binge-watching your favorite series—exciting until you r...
06
Jul
Credit Cards For Discharged Bankrupts
Ever felt like navigating the world of credit feels like trying to find a Wi-Fi signal in the middle of a desert? If you’ve been dis...
02
Jul
Best Business Credit Cards For Realtors
As a realtor, you know all the hard work and hustle that goes into helping your clients buy or sell their homes. With so many respons...
02
Jul
Barclay Cards For Bad Credit
Is your credit score lower than you'd like it to be? Are you struggling to find a credit card that can help turn things around? Don't w...
04
Jul
Best Credit Cards For Young Adults Reddit
Ready to dive into the world of credit cards where Reddit’s pulse meets millennial and Gen Z vibes? Whether you're fumbling through ...
02
Jul
Best Business Credit Cards For New Businesses
Starting a new business? With all the hustle and bustle of setting everything up, it’s essential to choose the right business credit ...
02
Jul
Authorization Forms For Credit Cards
Ever wondered why you sometimes need to sign an authorization form when using your credit card, or what the purpose of that form is? ...
10
Jul
What Are Good Apr Rates For Credit Cards
Ever felt like your credit card APR is the sneaky little minion draining your wallet, even when you're just trying to live your best...
07
Jul
Credit Cards For Vets
Hey there, veterans and the savvy financial explorers among you! Navigating the world of credit cards can feel like maneuvering thro...
10
Jul
UK Credit Cards For Bad Credit
Ever felt like your credit score is as low as your morning energy before coffee? If your credit history reads more like a horror sto...
12
Jul
Credit Cards Vs Line of Credit: Personal Finance Guide
Ever felt like your financial options are the ultimate showdown—like a WWE match between a flashy, flexible credit card and a depend...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
14
Jul
BlockMint IRA - Reviews, Benefits, Fees & Ratings
Imagine a retirement account that doesn’t put you to sleep faster than scrolling through endless memes—welcome to BlockMint IRA. Des...
14
Jul
Home Equity Loan Vs 401k Loan
Deciding between a Home Equity Loan and a 401k Loan can feel a bit like choosing between avocado toast and a trendy oat milk latte—e...
13
Jul
Traditional 401(k): Benefits, Fees & Key Information
Picture this: you’re juggling your daily latte cravings, binge-watching the latest must-see series, and sneaking in a side hustle—al...
11
Jul
How Can You Reduce Your Total Loan Cost?
Ever stared at your monthly loan statement and thought, “Is this what I signed up for?” If you’re a millennial or Gen Z navigating t...
13
Jul
Junior Cash ISA: Benefits, Fees, Rates & Key Information
Ready to dive into the world of Junior Cash ISAs where saving money isn’t just for the “old and wise” — it’s a trendy way to kicksta...
13
Jul
SEP IRA: Benefits, Fees & Everything You Need to Know
Ready to dive into the world of SEP IRAs with the confidence of a millennial who just found an extra side hustle income stream? Welc...
12
Jul
SIMPLE IRA: Benefits, Fees & Everything You Need to Know
Picture this: you’re scrolling through your feed after a long day of adulting, and suddenly, you stumble on the ultimate guide to Si...
11
Jul
How to Get a Loan With High Debt-to-Income Ratio
Ever felt like your bank account is playing hard to get because of that pesky high debt-to-income ratio? You’re not alone. Navigatin...
01
Jul
Ameriprise Financial Services 401(k) - Reviews, Benefits, Fees & Ratings
Picture this: you're scrolling through memes about crushing debt and suddenly the topic of retirement pops up – and not just any ret...
13
Jul
Best Roth 401(k) Accounts in 2025
Ready to kick your retirement savings into high gear with a Roth 401(k) that truly speaks your language? Picture this: tax-free grow...
13
Jul
Innovative Finance ISA: Benefits, Fees, Rates & Key Information
Picture this: you’re scrolling through your favorite social feed, trying to balance avocado toast expenses with saving for that epic...
12
Jul
Loans With Low Interest Rates: Everything You Need to Know
So, you're on a quest for those elusive low interest rate loans that don't make your wallet weep every month? Buckle up, because you...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
11
Jul
Best Credit Cards for Good Credit in 2025
Picture this: It's 2025, you’re cruising through life with a fantastic credit score, and the perfect credit card is as essential as ...
14
Jul
NACA Vs FHA
So you've been scrolling through endless mortgage options, and now you've stumbled upon the ultimate showdown – NACA vs FHA. If you'...
11
Jul
When Is the Best Time to Apply for a Mortgage?
Picture this: you’re scrolling through your favorite social feed, coffee in hand, and you suddenly wonder, “Is now the right time to...
12
Jul
What Loans Are Covered by HMDA?
Ever wondered if your dreams of owning a home are intertwined with a secret code that only financial insiders speak? Welcome to the ...
11
Jul
How Long Does Mortgage Underwriting Take?
Ever found yourself wondering if waiting for mortgage underwriting is longer than waiting for your favorite food delivery on a Frida...
01
Jul
Ishares ETF Vs Vanguard ETF
Ever found yourself scrolling through endless financial advice on social media, only to wonder if you're missing out on the ultimate...
11
Jul
How to Apply for a Mortgage
Ready to unlock the door to your first home, but feeling overwhelmed by the swirling vortex of terms like “down payment,” “credit sc...
11
Jul
How Many Days Before Closing Do You Get Mortgage Approval?
Picture this: You're scrolling through social feeds, enjoying that artisanal latte, when suddenly—bam!—the question hits you, "How m...
14
Jul
HELOC Vs Reverse Mortgage
Ever felt like navigating the world of home equity decisions is as tricky as choosing the perfect meme to express your mood? Welcome...
11
Jul
What Happens if You Inherit a House With a Mortgage?
Inheriting a house might sound like winning the financial lottery—until you read the fine print and discover that the property comes...
11
Jul
When Is First Mortgage Payment Due?
Picture this: you've just signed on the dotted line for your dream home, and now you’re riding the wave of euphoria—until reality ta...
10
Jul
What is Hazard Insurance for an SBA Loan?
Picture this: you just landed an SBA loan to fund your dream business venture, but before you pop the champagne, there’s one unsung ...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
14
Jul
BlockMint IRA - Reviews, Benefits, Fees & Ratings
Imagine a retirement account that doesn’t put you to sleep faster than scrolling through endless memes—welcome to BlockMint IRA. Des...
11
Jul
How to Get an SBA Loan
So, you’re dreaming of launching that epic startup, opening your own food truck empire, or finally turning your passion for artisan ...
02
Jul
TenX Crypto Credit Card - Reviews, Benefits & Fees
If you're looking for a comprehensive guide to the TenX Crypto Credit Card, you've come to the right place.In this article, we will...
01
Jul
Annuity Vs Perpetuity
Picture this: you're scrolling through your favorite social feed, and you stumble upon the ultimate financial debate – annuity versu...
11
Jul
How to Apply for an SBA Loan: A Beginner's Guide
So you’ve decided to take the plunge and explore the world of SBA loans, but the application process feels like deciphering hierogly...
11
Jul
How Hard is It to Get a Business Loan?
Ever wondered if landing a business loan is like wrestling a wild, unpredictable beast while riding a unicycle on a tightrope? If yo...
02
Jul
eToro Crypto Exchange - Reviews, Benefits & Fees
Ready to dive into the world of digital money magic? With eToro Crypto Exchange at the helm, trading cryptocurrencies is no longer j...
14
Jul
401k Vs Stocks
Ever felt like your financial life is a never-ending episode of "The Great Debate" – 401k vs Stocks – where both sides shout good po...
02
Jul
Coinbase Crypto Credit Card - Reviews, Benefits & Fees
Coinbase has recently announced the launch of their new Coinbase Crypto Credit Card. This card will allow users to spend their cryptocu...
02
Jul
Decentraland Metaverse Crypto Coin - Reviews, Benefits & Fees
Picture a world where your digital avatar sips a neon latte in a bustling virtual marketplace, and your crypto wallet feels as vibra...
02
Jul
Awesome Miner Bitcoin Miner - Reviews, Benefits & Prices
Ready to dive into the electrifying world of Bitcoin mining? Whether you’re a tech-savvy millennial or a Gen Z crypto enthusiast sco...
14
Jul
Acorns Vs Robinhood
Ever wondered whether Acorns or Robinhood should be your financial BFF? Welcome to the ultimate showdown where micro-investing meets...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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