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Best Business Credit Cards for Travel in 2022

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If you’re a business owner who likes to travel, then you know that it can be expensive. But it doesn’t have to be! There are a number of great business credit cards out there that offer excellent rewards for travel. In this blog post, we will take a look at the best business credit cards for travel in 2022. We’ll discuss what each card has to offer, and help you decide which one is best for your needs. So whether you’re looking for a card with great airline rewards or one that offers points towards hotel stays, we’ve got you covered!

Best Business Credit Cards for Travel in 2022 Table of Contents

What Are Business Credit Cards?

What Are The Different Types of Business Credit Cards?

What Are The Benefits of Business Credit Cards?

What Are The Best Business Credit Cards for Travel?

How to Apply For a Business Credit Card For Travel

How Decide Which Type of Business Travel Credit Card To Get

How Many Business Travel Credit Cards Should You Have?

What Credit Limit Do Business Credit Cards Have?

Do Business Credit Cards for Startup Report to The Three Major Credit Bureaus?

What is The Best Way to Use a Business Credit Card?

Do The Best Business Credit Cards for Travel Have Any Annual Fees?

Do The Best Business Credit Cards for Travel Offer Rewards Programs?

Do The Best Business Credit Cards for Travel Offer 0% APR?

Do The Best Business Credit Cards for Travel Come With Sign-Up Bonuses?

What Are The Benefits of Having a Business Credit Card?

How to Avoid Credit Card Debt as a Business?

Best Business Credit Cards for Travel With Bad Credit

Best Business Credit Cards for Travel With No Credit History

What Is the Best Travel Business Credit Card for a Small Business?

How Do I Build My Business Credit for the First Time?

Can a New Business Get An Amex Card?

Is It Easier to Qualify for a Business Credit Card?

What Is the Easiest Business Credit Card for Travel to Get?

What are The Best Credit Cards for Business Class Travel?

Do Business Credit Cards Have Higher Interest Rates?

What Are The Business Best Business Credit Cards for Travel With No Annual Fee?

What Are Business Credit Cards?

Business credit cards are designed for business owners and offer a variety of perks, such as rewards programs and cash back. They also typically have higher credit limits than personal credit cards.

There are a few things to keep in mind when choosing a business credit card, such as the type of business you have and your spending habits. You’ll also want to consider the interest rate and any annual fees.

What Are The Different Types of Business Credit Cards?

There are four main types of business credit cards: cash back, travel, balance transfer, and low interest. Each type offers different benefits and perks.

Cash Back Business Credit Cards

Cash back business credit cards offer rewards for spending on everyday business expenses like office supplies and gas.

Travel Business Credit Cards

Travel business credit cards offer rewards for spending on travel-related expenses like airfare and hotels.

Balance Transfer Business Credit Cards

Balance transfer business credit cards allow you to transfer high-interest debt from other cards to a card with a lower APR.

Low Interest Business Credit Cards

Low interest business credit cards have introductory APRs as low as 0% for a set period of time, which can help you save money on interest charges.

What Are The Benefits of Business Credit Cards?

Business credit cards offer a number of benefits for small business owners and entrepreneurs. Perhaps the most obvious benefit is that they can help you manage your business expenses more effectively. With a business credit card, you can track your spending, set limits, and stay within your budget.

Another benefit of business credit cards is that they can help you build business credit. This can be helpful if you need to take out a loan or line of credit in the future. By using a business credit card and paying your bills on time, you can improve your chances of getting approved for financing.

Finally, many business credit cards offer rewards and perks that can save you money on travel expenses. For example, some cards offer discounts on airfare, hotel stays, and car rentals. Others offer points or miles that can be redeemed for free or discounted travel.

If you’re a small business owner or entrepreneur who travels frequently, a business credit card can be a valuable tool. Keep reading to learn about the best business credit cards for travel in 2022.

What Are The Best Business Credit Cards for Travel?

The best business credit cards for travel offer a combination of rewards, perks, and protections that can make business trips more enjoyable and less expensive. When choosing a business credit card for travel, it’s important to consider your spending habits and choose a card that offers the best return on investment based on your needs.

Some of the best business credit cards for travel include:

The Chase Ink Business Preferred Credit Card

This card offers 80,000 points after you spend $5000 in the first three months, which is worth $1000 in travel when redeemed through Chase Ultimate Rewards. You’ll also earn triple points on travel and dining expenses, and there are no foreign transaction fees.

The American Express Business Platinum Card

This card offers 75,000 points after you spend $5000 in the first three months, and you can earn up to five times the points on eligible travel and business expenses. You’ll also enjoy perks like access to over 1200 airport lounges worldwide and a $200 annual airline fee credit.

The Capital One Venture Rewards Credit Card

This card offers 50,000 miles after you spend $3000 in the first three months, which can be redeemed for $500 in travel expenses. You’ll earn two miles per dollar spent on all purchases, and there are no foreign transaction fees.

No matter which business credit card you choose, make sure to take advantage of all the features and benefits it has to offer in order to get the most value out of your travel expenses.

How to Apply For a Business Credit Card For Travel

If you’re a small business owner or entrepreneur, chances are you’ve considered applying for a business credit card. After all, business credit cards can offer a number of benefits, including cash back rewards, points toward free travel, and even 0% introductory APR periods.

But what’s the best way to go about applying for a business credit card for travel? In this blog post, we’ll walk you through everything you need to know.

First things first: when you’re considering applying for a business credit card, it’s important to make sure that the card issuer reports your account activity to small business credit reporting agencies (SBCRA). This is important because it will help build your business credit history – something that can be helpful down the road if you ever need to apply for a business loan.

One of the best ways to make sure that your business credit card issuer reports to SBCRAs is to choose a card from one of the major credit card issuers, such as American Express, Discover, or Mastercard.

Once you’ve found a few potential business credit cards that fit your needs, it’s time to start comparing offers and terms. Some things you’ll want to look at include annual fees, interest rates, and rewards programs.

Finally, once you’ve selected the best business credit card for travel for your needs, it’s time to fill out an application. This process is generally pretty straightforward – you’ll just need to provide some basic information about your business, such as your company name, address, and contact information.

Once you’ve been approved for your business credit card, you can start using it to earn rewards on your business travel expenses. And who knows – with a little planning and discipline, you might even be able to rack up enough points or cash back to cover the cost of your next vacation!

So there you have it: everything you need to know about applying for a business credit card for travel.

How Decide Which Type of Business Travel Credit Card To Get

There are a few factors to consider when deciding which type of business travel credit card is best for you. First, think about how often you travel and what kinds of expenses you typically incur while on the road. If you travel frequently, you’ll want a card with no foreign transaction fees and plenty of perks like free hotel nights or airline credits. If you have more limited travel needs, however, a simpler card with fewer fees may be a better option.

Another thing to consider is whether you want a personal or business credit card. Personal credit cards usually have more stringent eligibility requirements, but they also offer greater rewards potential and more generous sign-up bonuses. Business credit cards tend to have lower interest rates and more flexible repayment terms, making them a good choice for business owners who carry a balance from month to month.

Finally, make sure to compare the different features and benefits of each card before you make your decision. Some cards offer better rewards for specific types of expenses, while others come with valuable perks like airport lounge access or priority boarding.

How Many Business Travel Credit Cards Should You Have?

The best business credit cards for travel offer valuable perks like free hotel stays, airport lounge access, and companion tickets. But with so many options out there, it can be hard to decide how many business travel credit cards you should have.

Ideally, you should have at least two or three different business travel credit cards in your wallet. That way, you can take advantage of the different benefits each card offers. For example, one card might give you a free night’s stay at a hotel while another gives you a discount on airfare.

Of course, having more than three business travel credit cards can start to get confusing. So if you’re just starting out, focus on getting a few good ones that will cover your most common expenses. Then, as you get more comfortable using credit cards for business travel, you can add more to your collection.

What Credit Limit Do Business Credit Cards Have?

Most business credit cards have a credit limit of $30,000 to $100,000. However, some cards may have a minimum limit of $25,000. If you’re just starting out, it’s best to get a card with a lower limit so you can build up your credit history.

Do Business Credit Cards for Startup Report to The Three Major Credit Bureaus?

One of the most important factors to consider when choosing a business credit card is whether or not it reports to the three major credit bureaus. This is important because it will help build your business credit history, which can be helpful in getting approved for loans and other lines of credit in the future.

So, which business credit cards report to the three major credit bureaus? Here are a few of our favorites:

  • The Capital One Spark Cash for Business offers unlimited cash back on every purchase, and it reports to all three major credit bureaus.
  • The Chase Ink Business Unlimited Card also offers unlimited cash back on every purchase, and it too reports to all three major credit bureaus.
  • The American Express Blue Business Cash Card offers two percent cash back on all purchases (up to $50,000 per year), and it reports to Experian and Equifax.

If you’re looking for a business credit card that will help build your credit history, make sure to choose one that reports to the three major credit bureaus. That way, you can enjoy the rewards and benefits of using a business credit card while also helping your business establish a good credit history.

What is The Best Way to Use a Business Credit Card?

Assuming you’re referring to business credit cards in general, the best way to use a business credit card is to use it for business expenses. This could include travel, office supplies, or any other business-related purchases. By using a business credit card for these expenses, you can help keep your personal and business finances separate. Additionally, many business credit cards offer rewards programs that can save you money on future travel expenses.

Do The Best Business Credit Cards for Travel Have Any Annual Fees?

The best business credit cards for travel have no annual fees. This is because businesses want to be able to use their credit cards without having to worry about an annual fee. Therefore, the best business credit cards for travel have no annual fees.

Do The Best Business Credit Cards for Travel Offer Rewards Programs?

Yes, the best business credit cards for travel offer rewards. These rewards can include cash back, points, or miles. The best business credit cards for travel offer rewards that can be used towards future travel expenses.

Do The Best Business Credit Cards for Travel Offer 0% APR?

No, the best business credit cards for travel do not offer 0% APR. This is because businesses want to be able to use their credit cards without having to worry about interest. Therefore, the best business credit cards for travel have no annual fees and no 0% APR.

Do The Best Business Credit Cards for Travel Come With Sign-Up Bonuses?

The best business credit cards for travel come with perks and sign-up bonuses that can make your travels much more enjoyable. With the right card, you can get free checked bags, priority boarding, and even earn rewards points that can be used for future travel expenses.

But what about sign-up bonuses? Many of the best business credit cards offer substantial bonuses when you spend a certain amount of money within the first few months of opening your account. This can be an excellent way to earn some extra cash back or points towards future travel.

So, if you’re looking for the best business credit cards for travel in 2022, be sure to consider those with great sign-up bonuses! You’ll thank yourself later when you’re racking up the rewards.

What Are The Benefits of Having a Business Credit Card?

There are a few key benefits that come with having a business credit card. First, it can help you manage your expenses and keep track of your spending. Second, a business credit card can help build your business credit history, which can be helpful down the line if you need to apply for a loan or line of credit. Finally, many business credit cards offer rewards and perks that can save you money on travel expenses.

How to Avoid Credit Card Debt as a Business?

As a business owner, you may be tempted to use your business credit card for personal expenses. While there is nothing wrong with using your business credit card for personal expenses, you should be aware of the potential dangers of doing so.

If you’re not careful, you could easily find yourself in debt. Here are a few tips to help you avoid credit card debt as a business owner:

  • Only use your business credit card for business expenses.
  • Keep track of your spending and make sure you can afford the payments.
  • Pay off your balance in full each month to avoid interest charges.
  • If you can’t pay off your balance in full, try to make at least the minimum payment each month.

Best Business Credit Cards for Travel With Bad Credit

If you have bad credit, you may think that you can’t get a business credit card. But there are plenty of options out there for people with less than perfect credit. Here are some of the best business credit cards for travel with bad credit:

The Capital One® Spark® Cash for Business

This card offers a $500 cash back bonus after spending $3000 in the first three months. There is no annual fee and the APR is 19.24%.

The Blue Business Plus Credit Card from American Express

This card has no annual fee and offers 0% APR on purchases and balance transfers for 12 months (then, variable APR 13.24% – 23.24%). You can also earn two points per dollar on the first $50,000 spent each year.

The Ink Business Cash Credit Card

This card offers a $500 cash back bonus after spending $3000 in the first three months. There is no annual fee and the APR is 15.49%. You can also earn five points per dollar on the first $25,000 spent each year on office supplies and cable/internet service providers.

If you have bad credit, there are still plenty of business credit cards for travel that you can qualify for.

Best Business Credit Cards for Travel With No Credit History

If you have no credit history, don’t worry- there are plenty of great business credit cards for travel out there. Here are a few of the best:

Capital One® Spark® Cash for Business

The Capital One® Spark® Cash for Business is a great option for those with no credit history. This card offers unlimited cash back on all purchases, which can be used to cover travel expenses. There is also no annual fee and a 0% intro APR on purchases and balance transfers for the first 12 months.

Chase Ink Business Preferred Credit Card

Another great option is the Chase Ink Business Preferred Credit Card. This card offers 80,000 bonus points after you spend $5000 in the first three months from account opening. That’s worth $1000 in travel when redeemed through Chase Ultimate Rewards®. You’ll also earn three points per $1000 spent on travel and other business expenses in the first year, and one point per dollar thereafter. There is a $95 annual fee for this card.

American Express® Business Gold Card

The American Express® Business Gold Card is another great option for those with no credit history. This card offers four Membership Rewards® points per dollar spent on the two categories where you spend the most each month, plus two points per dollar spent on eligible airfare and hotel bookings through amextravel.com. You’ll also get up to $200 in airline fee credits each year and access to Amex Offers, which can save you money at select merchants. There is a $295 annual fee for this card.

What Is the Best Travel Business Credit Card for a Small Business?

If you’re a small business owner who frequently travels for work, you know how important it is to have a good business credit card. The best business credit cards for travel offer valuable perks like airport lounge access, free hotel stays, and generous rewards points that can be redeemed for future travel expenses.

But with so many different business credit cards on the market, it can be tough to decide which one is right for your needs. To help you choose, we’ve compiled a list of the best business credit cards for travel in 2022.

So whether you’re looking for a card with no foreign transaction fees or one that offers valuable rewards points, read on to find the best business credit card for your next trip.

Capital One Spark Miles for Business

The best business credit cards for travel in 2022, look no further than the Capital One Spark Miles for Business. This card offers valuable travel perks like airport lounge access and free hotel stays, plus it has no foreign transaction fees, making it a great choice for small businesses that frequently travel internationally. With a generous rewards program, this card is also a great way to earn points that can be redeemed for future travel expenses. So if you’re looking for the best business credit card for travel in 2022, the Capital One Spark Miles for Business is a great option.

How Do I Build My Business Credit for the First Time?

If you’re just starting out in business, you may be wondering how to build your business credit for the first time. The best way to do this is by using a business credit card. Business credit cards can help you establish a good payment history, which is one of the most important factors in building strong business credit.

Can a New Business Get An Amex Card?

The short answer is yes, but it may not be as easy as you think. American Express offers a number of different business credit cards, each with its own set of eligibility requirements.

If you’re just starting out, your best bet may be to apply for the American Express Blue Business Cash Card. There’s no annual fee and you can earn up to $300 back in the form of statement credits after you spend $3000 on eligible purchases within the first three months of account opening.

However, even if you don’t yet meet the minimum spending requirements for one of Amex’s business credit cards, there are still a few options available to help you finance your travel expenses. One option is to apply for a personal credit card that offers rewards that can be transferred to a number of different airline and hotel loyalty programs.

Another option is to sign up for a travel credit card with a low introductory APR. This can help you finance your travel expenses without accruing interest charges. Just be sure to pay off your balance in full before the intro period expires.

No matter which route you decide to take, there are plenty of great business credit cards out there that can help you save on travel expenses. Be sure to do your research and compare features before applying so you can find the best card for your needs.

Is It Easier to Qualify for a Business Credit Card?

The answer to this question is both yes and no. While business credit cards typically have higher credit limits and more perks than personal credit cards, they can also be harder to qualify for. This is because business credit cards are designed for business owners or entrepreneurs who have a good credit history and a strong financial foundation.

If you’re just starting out in your business, you may not yet have the necessary qualifications to get approved for a business credit card. In this case, it’s best to start with a personal credit card and then upgrade to a business card once you’ve built up your credit history and financial stability.

What Is the Easiest Business Credit Card for Travel to Get?

If you’re looking for the easiest business credit card for travel to get, you’ll want to consider a few factors. The best business credit cards for travel typically have low interest rates and generous rewards programs. They also tend to have annual fees that are waived for the first year.

When it comes to choosing the best business credit card for travel, it’s important to find one that fits your needs. If you’re a small business owner, you may want a card with no annual fee. On the other hand, if you often travel for work, you’ll want a card with great rewards.

What are The Best Credit Cards for Business Class Travel?

There are a few different business credit cards that offer great perks for business class travel. The best credit cards for business class travel typically have high spending limits, low interest rates, and generous rewards programs.

One of the best business credit cards for business class travel is the American Express Business Platinum Card. This card offers a number of great benefits including access to over 900 airport lounges worldwide, free boingo wifi hotspots, and up to $200 in statement credits for airline incidental fees.

Another great option is the Chase Ink Business Preferred Credit Card. This card offers 80,000 bonus points after you spend $5000 on eligible purchases in the first three months from account opening. You can also earn up to three points per dollar spent on travel and select business categories.

No matter which business credit card you choose, be sure to compare features and benefits to find the best card for your needs.

Do Business Credit Cards Have Higher Interest Rates?

The answer to this question is both yes and no. While business credit cards typically have higher interest rates than personal credit cards, they also tend to have more generous rewards programs. This means that you can offset the cost of interest by using your rewards to pay for travel expenses.

What Are The Business Best Business Credit Cards for Travel With No Annual Fee?

There are a few different business credit cards that offer great perks for business travel with no annual fee. The best credit cards for business travel with no annual fee typically have high spending limits, low interest rates, and generous rewards programs.

Some of the best business credit cards for travel with no annual fee include the American Express Blue Business Plus Credit Card and the Chase Ink Business Cash Credit Card. Both of these cards offer a number of great benefits including high spending limits, low interest rates, and generous rewards programs.

When it comes to choosing the best business credit card for travel with no annual fee, it’s important to find one that fits your needs. If you’re a small business owner, you may want a card with no foreign transaction fees. On the other hand, if you often travel for work, you’ll want a card with great rewards.

No matter which business credit card you choose, be sure to compare features and benefits to find the best card for your needs.

What Are The Best Business Credit Cards for Travel With No Foreign Transaction Fees?

There are a few different business credit cards that offer great perks for business travel with no foreign transaction fees. The best credit cards for business travel with no foreign transaction fees typically have high spending limits, low interest rates, and generous rewards programs.

Some of the best business credit cards for travel with no foreign transaction fees include the American Express Blue Business Plus Credit Card and the Chase Ink Business Cash Credit Card. Both of these cards offer a number of great benefits including high spending limits, low interest rates, and generous rewards programs.

When it comes to choosing the best business credit card for travel with no foreign transaction fees, it’s important to find one that fits your needs. If you’re a small business owner, you may want a card with no annual fee. On the other hand, if you often travel for work, you’ll want a card with great rewards.

No matter which business credit card you choose, be sure to compare features and benefits to find the best card for your needs.

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About Jermaine Hagan (The Plantsman)

Jermaine Hagan, also known as The Plantsman is the Founder of Flik Eco. Jermaine is the perfect hybrid of personal finance expert and nemophilist. On a mission to make personal finance simple and accessible, Jermaine uses his inside knowledge to help the average Joe, Kwame or Sarah to improve their lives. Before founding Flik Eco, Jermaine managed teams across several large financial companies, including Equifax, Admiral Plc, New Wave Capital & HSBC. He has been featured in several large publications including BBC, The Guardian & The Times.

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