Are you in the military, proudly serving your country and looking for the best credit cards to suit your unique lifestyle? Look no further! Flik Eco understands the specific needs and benefits military personnel deserve, so we've compiled a list of the best credit cards for you. As an authoritative but relatable finance platform, we're here to help you understand complex financial topics and bring simplicity to them. In this high-energy post, we'll dive into the top credit cards and their unique perks for military members like you.
Best Credit Cards For Military Table of Contents
The Best Credit Cards For Military Personnel
When evaluating the best credit cards for military, we've taken into account factors such as rewards programs, fees, APR, and most importantly, benefits catered to military personnel. Here are the top credit cards we recommend for those in the service:
1. USAA Cashback Rewards Plus American Express Card
- Earn 5% cashback on the first $3,000 spent on gas and military base purchases annually
- 2% cashback on groceries up to $3,000 spent annually
- 1% cashback on all other purchases
- Special SCRA (Servicemembers Civil Relief Act) benefits with lower interest rates and waived fees during deployment/PCS
2. Navy Federal More Rewards American Express Card
- 3x points on groceries, gas, transit, and restaurants
- 1x point for every dollar spent on all other purchases
- No annual fees or balance transfer fees
- Active Duty Rate (ADR) benefits with lowered interest rates for active-duty military members
3. The Platinum Card from American Express
- 5x points on flights booked directly with airlines or through amextravel.com
- 5x points on prepaid hotels booked through amextravel.com
- $200 airline fee credit per calendar year
- $100 hotel credit on qualifying charges
- SCRA benefits and waived annual fees for active-duty military members - a great value considering the standard annual fee of $695
4. Capital One Venture Rewards Credit Card
- Unlimited 2x miles per dollar on every purchase, every day
- Up to $100 credit for Global Entry or TSA PreCheck fees
- No foreign transaction fees
- SCRA benefits with lowered 4% APR during deployment or PCS
Best Credit Cards For Military Example:
Imagine you're an active-duty service member who is frequently traveling, either for deployment or leisure. In this situation, you'll likely benefit most from The Platinum Card from American Express. With 5x points on flights and hotels, a $200 airline fee credit, and a $100 hotel credit, you can enjoy your travels and save on costs at the same time. Plus, the SCRA benefits and waived annual fee make this an excellent value choice for military personnel.
So, there you have it! The best credit cards for military personnel with unique rewards and benefits catered to your needs. Whether you're focused on cashback, travel perks, or low interest rates for those unique military situations, there's a card on our list that can help. Be sure to share this article with your fellow service members and explore other guides on Flik Eco to continue making informed decisions about your finances. Remember, our priority is helping you understand and simplify complex financial concepts — let's conquer personal finance together!
