Are you a member of the National Guard looking for the best credit card tailored to your unique financial needs? Look no further! We've got you covered at Flik Eco, as we've scoped out the top credit cards that cater to service members like you. In this post, we'll break down the ins and outs of these cards to help you make the best choice for your financial future. Let's jump in!
Best Credit Cards For National Guard Table of Contents
The Top Credit Cards for National Guard Members
To bring you the best options, we've researched credit cards that offer benefits specifically designed for National Guard members. Here are our top picks:
1. USAA Cashback Rewards Plus American Express Card
- Unlimited 5% cashback on gas and military base purchases – perfect for National Guard members who frequently travel to training or on duty
- 2% cashback on groceries and 1% on all other purchases
- No annual fee
- Special 4% APR on all balances for up to 12 months during deployment or PCS
- Free travel and retail benefits, including rental car insurance and extended warranty on purchases
2. Navy Federal Credit Union cashRewards Credit Card
- 1.5% unlimited cashback on all purchases
- No annual fee or foreign transaction fees
- Special 6% APR on all balances for up to 12 months during deployment or PCS
- Collision damage waiver coverage for rental cars
- Cell phone protection plan, providing coverage for stolen or damaged phones
3. Pentagon Federal Credit Union Power Cash Rewards Visa Signature Card
- 2% unlimited cashback for current or former military members, or 1.5% for all other users
- No annual fee or foreign transaction fees
- Special 4% APR on all balances for up to 12 months during deployment or PCS
- Travel accident insurance and 24-hour travel assistance services
- Zero liability policy for unauthorized charges
Best Credit Cards For National Guard Example:
Imagine you're a National Guard member who spends about $500 a month on gas and $300 on groceries. If you were to use the USAA Cashback Rewards Plus American Express Card, you would receive $300 cashback on gas and $72 cashback on groceries annually. This is a great saving considering there is no annual fee for this card.
On top of that, if you're deployed or moving due to a PCS, you'll receive a special 4% APR on all balances for 12 months. This can help save you money on interest payments during this crucial period of transition. The additional travel and retail benefits will also ensure a smooth and worry-free experience while you're away from home.
Now that you know the best credit cards specifically designed for National Guard members, you can make an informed decision that caters to your unique financial needs. Remember, always weigh the pros and cons before signing up for a card, and choose the one that aligns with your spending habits and lifestyle.
We hope this guide has been helpful, and we encourage you to share it with your fellow National Guard members. Be sure to check out other guides on Flik Eco for more personal finance tips and insights tailored to you. Together, let's make a positive impact on your financial future!
