Are you an avid flyer and love to rack up those Qantas frequent flyer points? If you said "yes", then our guide on the best credit cards for Qantas points is perfect for you! Join us as we explore the top credit cards that can help you fly high and wide, all while keeping your wallet happy.
Best Credit Cards For Qantas Points Table of Contents
What should you look for in a Qantas points credit card?
Before diving into the specific credit cards that offer the best Qantas points, let's take a look at the features you should consider when choosing the right card for you.
Sign-up bonus
Many credit card companies offer a sign-up bonus to entice new customers. These bonuses can range from several thousand to over a hundred thousand Qantas points. Be sure to read the terms and conditions as some companies require you to reach a minimum spend within a certain time period to earn the bonus points.
Points earning rate
The points earning rate is the number of Qantas points you'll earn per dollar spent on eligible purchases. This rate can vary greatly depending on the credit card, so choose a card that offers a competitive rate to maximize your points potential.
Annual fee
Credit cards with generous Qantas points offers may come with high annual fees. Be sure to weigh the benefits of the points and other perks against the cost of the annual fee to ensure you're getting the best value.
Additional benefits
Some credit cards offer additional benefits such as lounge access, travel insurance, and bonus points on certain categories of spending. These perks can add value to your credit card and enhance your overall travel experience.
Top Credit Cards for Qantas Points
Now that you know what to look for, let's dive into our picks for the best credit cards for Qantas points.
1. Qantas Premier Platinum Credit Card
- Sign-up bonus: Up to 100,000 Qantas points (subject to minimum spend requirements)
- Points earning rate: 1 Qantas point per $1 spent up to $10,000 per statement period, 0.5 Qantas point per $1 thereafter
- Annual fee: $299 first year ($399 ongoing)
- Additional benefits: Complimentary travel insurance, Qantas Club lounge access, and bonus points on Qantas spend
2. American Express Qantas Ultimate Card
- Sign-up bonus: 55,000 Qantas points (subject to minimum spend requirements)
- Points earning rate: 1.25 Qantas points per $1 on general spending, 0.5 Qantas points per $1 on government spend
- Annual fee: $450
- Additional benefits: $450 Qantas Travel Credit each year, 2 Qantas Club lounge passes, complimentary travel insurance, and bonus points on Qantas spend
3. Westpac Altitude Black Credit Card
- Sign-up bonus: 80,000 Qantas points (subject to minimum spend requirements)
- Points earning rate: 0.75 Qantas points per $1 spent
- Annual fee: $300
- Additional benefits: 2 Qantas Club lounge passes, complimentary travel insurance, and bonus points on Qantas spend
Best Credit Cards For Qantas Points Example:
Imagine you're a frequent flyer looking for a credit card that offers Qantas points and great additional benefits. You might choose the American Express Qantas Ultimate Card, with its 1.25 points per $1 spent, $450 Qantas Travel Credit, and Qantas Club lounge access.
Suppose you spend an average of $4,000 per month on your credit card. At a rate of 1.25 Qantas points per dollar, you could earn 60,000 points in one year. Add in the sign-up bonus of 55,000 points, and you have a total of 115,000 Qantas points in your first year. That's enough points for a round-trip business class flight from Sydney to Tokyo!
Armed with this knowledge, you now know which credit cards to consider for maximizing your Qantas points-earning potential. It's time to find the card that best suits your needs and spending habits, and let those points guide your next adventure. Don't forget to share this guide with fellow travelers and explore other Flik Eco articles to master your personal finance game.
