Best Credit Cards For Rewards UK

Are you tired of using credit cards that offer little to no rewards? With an overwhelming number of credit card options out there, finding the right one with the best rewards can be a confusing task. At Flik Eco, we've got your back! We have researched and compiled a list of the best credit cards for rewards in the UK, so you can make an informed decision and start receiving well-deserved rewards on your spending.

1. American Express Platinum Cashback Everyday Card

If you're looking for a no-annual-fee rewards card, the American Express Platinum Cashback Everyday Card is a terrific choice. This is the best pick for those who have a moderate spending level but still want to enjoy cashback rewards.

• 5% cashback on purchases up to £2,000 in the first three months
• 0.5% cashback on spending up to £5,000 after the introductory period
• 1% cashback on all additional spending over £5,000
• No annual fee

2. Barclaycard Rewards Card

Perfect for those who have a varied spending pattern, the Barclaycard Rewards Card offers rewards on all your spending, with no limits on the cashback you could earn.

• 0.25% cashback on all spend
• No limit on the cashback you can earn
• No annual fee
• No foreign transaction fees for spending abroad

3. Tesco Bank Clubcard Credit Card

For Tesco shoppers or those always on the lookout for retail rewards, the Tesco Bank Clubcard Credit Card is a fantastic option.

• 1 Clubcard point for every £4 spent on Tesco purchases
• 1 Clubcard point for every £8 spent on non-Tesco spending
• 0% interest on purchases for up to 24 months
• No annual fee

4. Virgin Money All Round Credit Card

This credit card is great for those looking for versatility in their rewards. The Virgin Money All Round Credit Card offers attractive rewards on both travel and everyday spending.

• 1.5 Virgin Points for every £1 spent on Virgin Atlantic purchases
• 0.75 Virgin Points for every £1 spent on other purchases
• No annual fee for the first year, £160 annual fee thereafter
• 0% interest on balance transfers for up to 23 months with a 4% fee

Best Credit Cards For Rewards UK Example:

Imagine you’re a frequent Tesco shopper and decide to apply for the Tesco Bank Clubcard Credit Card. Over the course of a year, you spend £4,800 on Tesco purchases, which earns you 1,200 Clubcard points. You also spend £1,600 on non-Tesco purchases, earning you an additional 200 Clubcard points.

In total, you've earned 1,400 Clubcard points, which can be exchanged for £14 in Tesco vouchers, or potentially up to £56 if you redeem them with Tesco Clubcard partners, such as restaurants or hotels. Considering that there is no annual fee on this card, you've essentially earned free rewards without any added costs.

Rewards credit cards can undoubtedly be a fantastic way to get the most out of your everyday spending. However, it's essential to choose a card that aligns with your spending habits and lifestyle to maximize your rewards. We hope our guide on the best credit cards for rewards in the UK has helped you narrow down your options and find the perfect fit for you.

If you found this article helpful, please feel free to share it with friends and family! Also, be sure to explore our other articles on Flik Eco for more guidance on personal finance, investing, and more.