Are you a wanderlust-bitten millennial planning a Euro trip, looking for the perfect travel credit card to accompany you on your adventure? With so many options out there, finding the best card to facilitate your travels can feel like an overwhelming adventure in itself. Fret not, passionate traveler! In this article, we will help you navigate the world of travel credit cards and lay out the best options specifically for your European escapade. Let's dive in!
Best Credit Cards For Travel To Europe Table of Contents
What to Look for in a Travel Credit Card?
To find the best credit card for your needs, consider the following factors:
- Rewards and Points System: Look for cards that offer rewards and points for every dollar spent, which can later be redeemed for travel, accommodations, and other expenses. In addition, some cards offer sign-up bonuses that can significantly boost your rewards balance.
- No Foreign Transaction Fees: Ensure the card you choose does not charge foreign transaction fees, as this can quickly add up during international trips and eat into your overall savings.
- Travel Insurance and Other Perks: Many travel credit cards offer additional benefits, such as travel insurance, airport lounge access, car rental discounts, and more. Evaluate these perks and choose a card that caters to your unique travel needs.
Best Travel Credit Cards for Europe:
Keeping these factors in mind, here are our top picks for the best travel credit cards for your Europe trip:
1. Chase Sapphire Preferred Card
- Sign-up bonus: 60,000 points after spending $4,000 within the first three months of account opening.
- Rewards: 2 points per dollar spent on travel and dining, 1 point per dollar on all other purchases.
- Points value: $0.0125 when redeemed for travel through the Chase Ultimate Rewards portal.
- Additional perks: No foreign transaction fees, primary car rental insurance, and trip cancellation/interruption insurance.
2. Capital One Venture Rewards Card
- Sign-up bonus: 50,000 miles after spending $3,000 on purchases within the first three months.
- Rewards: Earn 2 miles per dollar on every purchase.
- Points value: Miles can be redeemed for travel expenses at a rate of $0.01 per mile.
- Additional perks: No foreign transaction fees, Global Entry or TSA PreCheck credit, travel accident insurance, and 24-hour travel assistance services.
3. Bank of America Travel Rewards Credit Card
- Sign-up bonus: 25,000 points after spending $1,000 in the first 90 days.
- Rewards: Earn 1.5 points for every dollar spent on all purchases.
- Points value: Each point is worth $0.01 when redeemed for travel expenses.
- Additional perks: No foreign transaction fees, travel and emergency services assistance, and trip cancellation/interruption insurance.
Best Credit Cards For Travel To Europe Example:
Imagine you choose the Chase Sapphire Preferred Card for your European adventure. After spending $4,000 within the first three months, you earn the 60,000-point sign-up bonus, which translates to $750 in travel redemption through the Chase Ultimate Rewards portal. Throughout your trip, you swipe your card, racking up points for every dollar spent on travel, accommodation, and dining at a 2:1 ratio. The best part – you avoid unnecessary foreign transaction fees, allowing you to maximize your budget and experience all that Europe has to offer!
Now that you're equipped with the knowledge to choose the best travel credit card for your European escapades, it's time to start planning your dream itinerary! A world of historical landmarks, exquisite cuisine, and breathtaking experiences awaits. Don't forget to share this article with your fellow globetrotters, and explore more Flik Eco guides for expert advice on personal finance and investing.
