Have you ever wondered which credit cards you're eligible for with a 700 credit score? You’re in luck as we have done all the research for you! In this informative and engaging guide, we'll not only help you understand what a 700 credit score means but also recommend the best credit cards tailored for your credit profile. So buckle up, and let's get you the ideal credit card you've been looking for!
Credit Cards For 700 Score Table of Contents
Understanding Your 700 Credit Score
A 700 credit score is considered to be a good score on the FICO scale, which ranges from 300 to 850. With such a score, you've demonstrated responsible credit use and maintained timely payments, which means you're more likely to be approved for the credit card you want. However, it's essential to know that having a 700 score won't guarantee the best rewards or lowest interest rates. But don't worry! We have a list of the best credit cards for your 700 credit score right here.
Best Credit Cards for a 700 Credit Score
Here are our top 5 picks for credit cards, suitable for those with a 700 credit score.
1. Chase Freedom Unlimited
This card offers unlimited cashback on purchases with no annual fee. The key features include:
- 1.5% cash back on all purchases, with no cap
- Introductory 0% APR on purchases for 15 months
- Complimentary fraud protection and zero liability for unauthorized charges
2. Capital One Quicksilver Cash Rewards Credit Card
The Capital One Quicksilver card offers cash rewards, with added benefits for those with good credit. Check out these highlights:
- Unlimited 1.5% cash back on all purchases
- No annual fee and no foreign transaction fees
- Introductory 0% APR on purchases and balance transfers for the first 15 months
3. Discover it Cash Back
With rotating categories for high cashback rewards, this card is an excellent choice for people with a 700 credit score. Here's what you can expect:
- 5% cash back on purchases made in rotating categories (up to $1,500 quarterly)
- Unlimited 1% cash back on all other purchases
- Introductory 0% APR on purchases and balance transfers for 14 months
- Discover will match all the cash back you earn in your first year
4. Citi Double Cash Card
If you're looking for a credit card with a simple cashback rewards system, this is the card for you:
- 2% cash back on all purchases: 1% when you buy, and 1% when you pay your bill on time
- No annual fee
- Variable APR based on your creditworthiness
5. American Express Blue Cash Everyday Card
This card offers various cashback rewards for everyday purchases. The details include:
- 3% cash back on groceries (up to $6,000 per year in purchases)
- 2% cash back at gas stations and select department stores
- 1% cash back on all other purchases
- 0% introductory APR on purchases for 15 months
Credit Cards For 700 Score Example:
Imagine you have a 700 credit score and are looking for a credit card that offers cash rewards on gas and groceries. After reviewing this guide, you determine that the American Express Blue Cash Everyday Card is the perfect fit for your spending habits. With 3% cashback on groceries and 2% at gas stations, you maximize your rewards, and after a year, you accumulate a significant amount of cashback, putting that extra money into your savings account or investing in your future.
And that's a wrap! Your 700 credit score opens doors for various credit card options, and we hope this guide helps you find a card that suits your needs and spending habits. Don't forget to share this guide with friends and family who might be in search of the perfect credit card for their 700 credit score. And, as always, keep exploring Flik Eco for more personal finance advice and resources to help you make informed decisions about your financial future!