Are you planning your next vacation and wondering how to stretch your budget further? Whether you're an experienced traveler or just someone looking to make the most of their vacation, a smart way to save money is using credit cards that offer Avios points as rewards. By spending on these cards, you can easily rack up enough Avios points to save on flights, hotels, and more. In this article, we will dive into the world of credit cards for Avios to help you find the best one to fit your needs.
Credit Cards For Avios Table of Contents
What are Avios Points and Why Should You Want Them?
Avios points are a form of reward currency that can be earned and redeemed through various airlines, hotels, and retailers. The main reason these points are so popular is their flexibility when it comes to redeeming them. You can use Avios points for:
- Flight discounts or free flights on participating airlines
- Hotel stays or upgrades with participating partners
- Rental cars or transportation services
- Shopping, dining, or entertainment options with select retailers or partners
Understanding Credit Card Avios Earning Tiers and Bonuses
Many credit cards offer Avios points as part of their rewards program, but not all cards are created equal. It's essential to understand the earning potential of each card to find the perfect fit for your spending habits.
Base Earning Rate
This is the number of Avios points you will earn for every dollar you spend on the card. Look for cards with a higher base earning rate to accumulate points more quickly.
Some cards offer additional Avios points for spending in specific categories, such as travel, dining, or groceries. If your spending is heavily concentrated in one category, choose a card with category bonuses that match your spending habits.
Many credit cards offer a one-time bonus of Avios points when you open a new account and meet a minimum spending requirement within a specified timeframe. If you're looking to boost your Avios balance quickly, a card with a generous sign-up bonus can be a great option.
Best Credit Cards for Avios Points
Here are our top picks for the best credit cards for earning Avios points:
Chase Sapphire Preferred Card
- Earning Rate: 2x points on travel and dining, 1x point on everything else
- Sign-up Bonus: Earn 100,000 Avios points after spending $4,000 within the first 3 months
- Annual Fee: $95
American Express Gold Card
- Earning Rate: 4x points at restaurants and U.S. supermarkets, 3x points on flights booked directly with airlines or on amextravel.com, 1x point on everything else
- Sign-up Bonus: Earn 60,000 Avios points after spending $4,000 within the first 6 months
- Annual Fee: $250
British Airways Visa Signature Card
- Earning Rate: 3x points on British Airways purchases, 2x points on hotels, 1x point on everything else
- Sign-up Bonus: Earn 50,000 Avios points after spending $3,000 within the first 3 months
- Annual Fee: $95
Credit Cards For Avios Example:
Let's say you decide to go with the Chase Sapphire Preferred Card, and you plan to spend $1,000 per month on travel and dining and another $1,000 on other purchases. In a year, you would accumulate:
- 24,000 points (2x points on $12,000 spent on travel and dining)
- 12,000 points (1x point on $12,000 spent on other purchases)
- 100,000 points (the sign-up bonus)
That adds up to a total of 136,000 Avios points! With that number of points, you could easily book a round-trip, economy-class flight from New York to London for free, or even snag a luxury hotel stay at a participating partner.
So, there you have it – the power of credit cards for Avios points can help you turn your everyday spending into incredible travel opportunities. Choose the right card for your spending habits, and you'll be on your way to your next unforgettable vacation without breaking the bank. Don't forget to share this article with fellow travelers and explore more Flik Eco guides for even more personal finance and travel tips!