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Personal Finance Hub

flik eco finance personal how does apr on credit cards work
12 Mar
Credit Cards, Editors Picks, Insights

The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...

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flik eco finance personal how do construction loans work
12 Mar
Insights, Mortgages & Renting

How Do Construction Loans Work?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wondered how to transform your wildest home-building dreams into a tangible, brick-and-mortar reality without breaking the bank...

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flik eco finance personal what credit cards does sams club accept
12 Mar
Credit Cards, Insights

What Credit Cards Does Sam's Club Accept?

  • March 12, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
If you're looking to make some big purchases at Sam's Club, you'll need to know what credit cards the store accepts. In this quick guid...

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flik eco finance personal how do miles wor on credit cards
12 Mar
Credit Cards, Insights, Popular

Free Travel? How do Miles Work on Credit Cards

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
3000+ word pillar page titled ""What is a Grace Period on a Credit Card?"" that is engaging

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flik eco finance personal what credit card can i get with bad credit
12 Mar
Credit Cards, Insights

My Credit Sucks. What Credit Card Can I Get With Bad Credit?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Let’s be real—sometimes your credit score can feel like that embarrassing high school photo you wish you could erase from existence....

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flik eco finance personal what are installment loans
12 Mar
Banking & Savings, Insights

What Are Installment Loans?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Picture this: you’re cruising down the highway of your financial life, blasting your favorite tunes, and suddenly, a shiny new oppor...

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flik eco finance personal how many personal loans can you have at once 1
12 Mar
Banking & Savings, Insights

How Many Personal Loans Can You Have at Once?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
So, you’re wondering how many personal loans you can have at once—like collecting vinyl records or, dare we say it, Pokémon cards, e...

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flik eco finance personal what is the difference between subsidized and unsubsidized loans
12 Mar
Banking & Savings, Insights

What Is the Difference Between Subsidized and Unsubsidized Loans?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Picture this: You're juggling tuition bills, living on instant noodles, and dreaming of a future free from financial stress—only to ...

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flik eco finance personal how to add a credit card to cash app 4
12 Mar
Credit Cards, Insights

How To Add A Credit Card To Cash App

  • March 12, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Wondering how to add your credit card to Cash App so you can make instant deposits and just make your life that little bit easier?W...

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flik eco finance personal what credit cards does costco accept
12 Mar
Credit Cards, Insights

What Credit Cards Does Costco Accept? The Ultimate Guide

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wondered if your favorite Costco run could be conveniently charged to your card—or if you'll be forced to rummage for exact cha...

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flik eco finance personal how many fha loans can you have
12 Mar
Insights, Mortgages & Renting

How Many FHA Loans Can You Have and What Are FHA Loans?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Imagine unlocking the door to your very own home with financing that seems almost too good to be true—welcome to the world of FHA lo...

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flik eco finance personal what are unsecured personal loans
12 Mar
Banking & Savings, Insights

What Are Unsecured Personal Loans?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Unsecured personal loans might seem like mysterious creatures lurking in the financial jungle, but once you get to know them, they c...

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flik eco finance personal top 10 credit card builder reviews
12 Mar
Credit Cards, Editors Picks, Insights, Software & Reviews

Bad Credit? Top 10 Credit Card Builders Reviews 

  • March 12, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Just a personal opinion, you can fight me on this one: Spiderman’s Uncle Ben should be on the cover of every credit card, sort of l...

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flik eco finance personal credit card faq answers to popular random questions
12 Mar
Credit Cards, Editors Picks, Insights

Credit Card FAQ: Answers to All the Popular and Random Questions

  • March 12, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
If you're like most people, there are a lot of questions about credit cards that you have but don't know who to ask. You're not alone! ...

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flik eco finance personal what is considered a jumbo loan in california
12 Mar
Insights, Mortgages & Renting

What is Considered a Jumbo Loan in California?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever found yourself staring at the soaring home prices in California and wondering if that mortgage is going to require a jumbo-size...

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flik eco finance personal how does a secured credit card work
12 Mar
Credit Cards, Insights

How Does a Secured Credit Card Work: The Complete Guide

  • March 12, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Do you have a secured credit card? If not, you should consider getting one. A secured credit card is one of the best tools available fo...

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flik eco finance personal how does cash back work on credit cards
12 Mar
Credit Cards, Insights, Popular

Free Money? How Does Cash Back Work on Credit Cards

  • March 12, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Do you want free money? Who doesn't, right? Well, believe it or not, cash back on your credit card can actually give you free money - a...

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flik eco finance personal what can eidl loans be used for
12 Mar
Banking & Savings, Insights

What Can EIDL Loans Be Used For?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wondered if that government-backed lifeline could be your secret weapon for turning your side hustle into a full-blown empire o...

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flik eco finance personal what is hazard insurance for an sba loan
12 Mar
Banking & Savings, Insights, Mortgages & Renting

What is Hazard Insurance for an SBA Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Picture this: you just landed an SBA loan to fund your dream business venture, but before you pop the champagne, there’s one unsung ...

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flik eco finance personal best credit card for an 18 year old high school student
12 Mar
Credit Cards, Editors Picks, Insights, Software & Reviews

Graduation Time? Best Credit Card for an 18-Year-Old High School Student

  • March 12, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...

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flik eco finance personal top 5 credit cards you can use internationally
12 Mar
Credit Cards, Editors Picks, Insights

Jetsetter? Top 5 Credit Cards You Can Use Internationally

  • March 12, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...

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flik eco finance personal where to get a car title loan
12 Mar
Banking & Savings, Insights

Where to Get a Title Loan? The Complete Guide to Title Loans

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever found yourself scrolling through endless threads about personal finance hacks while simultaneously stressing over an unexpected...

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flik eco finance personal how to apply for a fha loan in texas
12 Mar
Insights, Mortgages & Renting

How to Apply for a FHA loan in Texas?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
So, you're thinking about diving into the world of homeownership in the Lone Star State and wondering, “How the heck do I apply for ...

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flik eco finance personal how long does escrow take in california
12 Mar
Insights, Mortgages & Renting

How Long Does Escrow Take in California?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Picture this: you’re on the verge of buying your dream home in sunny California, and you’ve just sealed the deal with an offer that ...

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flik eco finance personal 5 ways to improve your credit score
12 Mar
Banking & Savings, Credit Cards, Insights, Popular

5 Ways To Improve Your Credit Score

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wondered how your credit score could be the secret sauce to unlocking epic financial adventures? Whether you're dreaming of you...

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flik eco finance personal how many credit cards should i have
12 Mar
Credit Cards, Insights

Swipe Swipe! How Many Credit Cards Should I Have?

  • March 12, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
It's a question that many of us ask ourselves at one point or another: how many credit cards should I have? The answer, like most thing...

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flik eco finance personal destiny credit card reviews
12 Mar
Credit Cards, Insights, Software & Reviews

The Credit Card Oracle: Destiny Credit Card Reviews

  • March 12, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
I'm not a fan of credit cards. I think they're dangerous, and I've never had one.But that doesn't mean I don't know about them. In...

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flik eco finance personal what is a spot loan
12 Mar
Banking & Savings, Insights

What is a Spot Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Picture this: it’s a sunny afternoon, you're scrolling through social media, and you come across a post about a “spot loan” – a term...

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flik eco finance personal why are student loans considered unsecured
12 Mar
Banking & Savings, Insights

Why Are Student Loans Considered Unsecured?

  • March 12, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Are you all set to go to College and trying to sort out a new student loan? With so many options on the table including Federal Student...

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flik eco finance personal what is a hud loan
12 Mar
Banking & Savings, Insights, Mortgages & Renting

What is a HUD Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wondered how you can snag a home without needing a millionaire’s bank account? Enter the wondrous world of HUD loans – the secr...

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flik eco finance personal what is refinancing a car loan
12 Mar
Banking & Savings, Insights, Popular

Car Loan Killing You? What is Refinancing a Car Loan?

  • March 12, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...

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flik eco finance personal what the hell is apr dummies guide to apr for personal finance 4
12 Mar
Banking & Savings, Credit Cards, Editors Picks, Insights, Mortgages & Renting, Popular

What The Hell is APR? Dummies Guide to APR for Personal Finance

  • March 12, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...

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flik eco finance personal how to get a loan for a semi truck
12 Mar
Banking & Savings, Editors Picks, Insights

How To Get A Loan For A Semi Truck - The Semi Truck Driver Guide

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...

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flik eco finance personal what is a naca loan
12 Mar
Insights, Mortgages & Renting

What is a NACA Loan?

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Ever wondered if there's a mortgage option that feels less like a financial labyrinth and more like a supportive friend guiding you ...

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flik eco finance personal what is the best dental credit card for bad credit
12 Mar
Credit Cards, Insights, Software & Reviews

Root Canal? What is The Best Dental Credit Card for Bad Credit?

  • March 12, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
CANDY! SUGAR! SWEETS! ROTTING TEETH!Wait. Hang on.Ugh. There's not much worse than needing dental work. It's awkward, painful, ...

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flik eco finance personal the best credit cards for every life situation
12 Mar
Credit Cards, Insights, Popular, Software & Reviews

The Best Credit Cards for Every Life Situation

  • March 12, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
So you got that shiny piece of plastic in your hand. Now you think you’re the king of the world with unlimited spending potential. King...

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flik eco finance personal 7 books that will make you rich as a tiktok star
12 Mar
Banking & Savings, Editors Picks, Insights, Investing & Crypto, Popular, Software & Reviews

7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time

  • March 12, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...

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flik eco finance personal how to get a 1000 loan
12 Mar
Banking & Savings, Insights, Popular

How To Get a $1000 Loan – The Personal Loan Cheat Sheet

  • March 12, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Oh, look. Your car. It's on fire. Wait. That's not good. Put it out!! PUT IT OUT! Once the fire department is gone, you see the...

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flik eco finance personal how does a 203k rehab loan work
12 Mar
Insights, Mortgages & Renting

How Does A Rehab Loan Work? Your Complete Guide To An FHA 203K Rehab Loan

  • March 26, 2025
  • By author-avatar Jermaine Hagan (The Plantsman)
Picture this: you’ve just stumbled upon your dream fixer-upper, but it needs a little (or a lot) of tender loving care. Instead of r...

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