Are you dreaming about exploring the world but feel limited by your 650 credit score? Worry no more! Travel credit cards can still be within your reach even with a less-than-stellar credit history. It's time to learn about travel credit cards available for those with a 650 score and discover how you can earn rewards for your next adventure.
Travel Credit Cards For 650 Score Table of Contents
What is a 650 Credit Score?
A 650 credit score is considered "fair" by most credit bureaus like Experian, Equifax, and TransUnion. With a fair credit score, you may not qualify for the top-tier travel rewards cards, but there are still options available to help you earn rewards and save on travel. The key is to find the right card for your credit situation and spending habits by focusing on cards that cater to those with fair credit.
Best Travel Credit Cards for 650 Credit Scores
While the top travel rewards cards with luxury perks may be out of reach, there are still great options available. Here are some of the best travel credit cards for individuals with a 650 credit score:
1. Capital One QuicksilverOne Cash Rewards Credit Card
- 1.5% cash back on all purchases
- No foreign transaction fees
- $39 annual fee
- Regular reporting to credit bureaus to help improve your credit score
2. Discover it® Miles
- 1.5X miles per dollar spent on all purchases
- No annual fee
- No foreign transaction fees
- Discover will match all the miles you’ve earned at the end of your first year
3. Capital One VentureOne Rewards Credit Card
- 1.25X miles per dollar spent on all purchases
- No annual fee
- No foreign transaction fees
- 20,000 bonus miles if you spend $1,000 on purchases within the first 3 months
4. AvantCard Credit Card
- No annual fee
- No foreign transaction fees
- Regular reporting to credit bureaus to help improve your credit score
Travel Credit Cards For 650 Score Example:
Imagine you have a 650 credit score and choose the Discover it® Miles card for your travel rewards. You spend $2,000 a month on various purchases, earning 1.5X miles per dollar spent. After a year, you have earned 36,000 miles! Plus, Discover matches the miles earned in the first year, doubling your total miles to 72,000. You can now redeem these miles for travel expenses like flights, hotel stays, or even rental cars. With this card, you're well on your way to affording that dream vacation without breaking the bank.
Your 650 credit score shouldn't hold you back from traveling and experiencing all the world has to offer. By choosing the right travel credit card designed for those with fair credit, you can start earning rewards and saving on your trips. So what are you waiting for? It's time to get started on your next adventure and take control of your finances! Be sure to share this article with fellow travelers and explore other helpful guides on Flik Eco to continue mastering your personal finance journey.
