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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
11
Jul
Free Travel? How do Miles Work on Credit Cards
3000+ word pillar page titled ""What is a Grace Period on a Credit Card?"" that is engaging
31
Aug
Gemini Crypto Credit Card – Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
10
Jul
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
10
Jul
She Crossed The Line. Mums Annoying Me! I’m Moving Out
Who the hell hoovers at 8am on a Sunday Morning? My mum, that’s who. It’s like she is trying to catch the dust & dirt hungover &...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
10
Jul
The Best Credit Cards for Every Life Situation
So you got that shiny piece of plastic in your hand. Now you think you’re the king of the world with unlimited spending potential. King...
10
Jul
Hustle Guide: How To Get A 500 Dollar Loan
Ever found yourself in a situation where you need a quick cash boost—say, $500—to cover an unexpected bill, grab that must-have gadg...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
My House is Making Me Poor! The Secret Costs of Running a House
Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
11
Jul
How to Read Crypto Charts: Everything You Need to Know
If you're looking to invest in cryptocurrencies, it's important that you know how to read the charts. In this blog post, we'll teach yo...
11
Jul
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
12
Jul
Best Credit Cards For Doctors in 2025
Picture this: you’re a doctor on call, juggling patient charts and the latest medical breakthroughs, and you suddenly realize your c...
10
Jul
How To Get A Loan For A Semi Truck – The Semi Truck Driver Guide
Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...
10
Jul
Bad Credit? Top 10 Credit Card Builders Reviews
Just a personal opinion, you can fight me on this one: Spiderman’s Uncle Ben should be on the cover of every credit card, sort of l...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
10
Jul
There Are So Many Mortgages! What’s The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
02
Sep
Best Credit Cards For Wedding Planning
Planning your wedding in today’s whirlwind of DIY décor, instagrammable moments, and next-level budgeting challenges can feel like t...
01
Sep
Best Credit Cards For Business Travelers
As a business traveler, you're always on the go, juggling meetings, workshops, and conferences. Making sure you have the perfect cred...
05
Sep
Credit Cards For Poor Credit With No Deposit
Picture this: You're cruising down the financial highway, playlist blasting your favorite tunes, when suddenly you hit a speed bump—...
03
Sep
Can You Get Two Credit Cards For The Same Account
Ever wondered if your wallet could handle double the fun by having two credit cards linked to one account? Picture this: one slick p...
07
Sep
Purse For Credit Cards
Picture this: you're out with your squad, and instead of rummaging through a clunky, overstuffed wallet, you’ve got a sleek, dedicat...
02
Sep
Best Credit Cards For Investors
Imagine combining the thrill of a savvy investment portfolio with the perks of a top-tier credit card—yes, you heard that right! Wel...
04
Sep
Credit Cards For Consolidation
Ever felt like your debt is a never-ending game of Tetris, with those pesky credit card balances stacking up higher than your unread...
02
Sep
Best Credit Cards For Poor Credit Unsecured
Ever felt like your credit score is gasping for air, and every bank you glance at gives you that look as if you just asked them to f...
05
Sep
Debt Relief Program For Credit Cards
Picture this: it's a bright, sunny morning and you're sipping your favorite artisanal cold brew—only to be rudely interrupted by the...
05
Sep
Credit Cards For Rich And Famous
Picture this: you’re lounging at a swanky rooftop bar in downtown Manhattan, cocktail in hand, and your credit card magically sorts ...
07
Sep
How To Qualify For Business Credit Cards
So, you’re serious about leveling up your business game and wondering how in the world to qualify for a killer business credit card ...
01
Sep
Best Credit Cards For 18 Year Olds With No Credit
Remember the excitement you felt when you turned 18? It's a milestone that comes with numerous privileges, including the ability to a...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
30
Aug
Ascensus 401(k) – Reviews, Benefits, Fees & Ratings
Ever feel like planning for retirement is as confusing as trying to understand the latest social media meme? Enter Ascensus 401(k), ...
11
Jul
How Does Interest Work on a Car Loan?
Buckle up and get ready to hit the open road of financial enlightenment as we dive into the wild ride that is car loan interest. Pic...
13
Jul
Independent 401(k): Benefits, Fees & Everything You Need to Know
Picture this: You’re scrolling through your favorite social feed when you stumble upon a post that promises financial freedom withou...
13
Jul
Brewin Dolphin ISA – Rates, Reviews, Benefits, & Fees
Imagine leveling up your financial game without the boring boardroom jargon—welcome to the Brewin Dolphin ISA world, where savvy inv...
12
Jul
Loans Vs Bonds: Personal Finance Guide
Welcome to your ultimate guide on Loans vs Bonds—a no-fluff, witty deep-dive into the world of personal finance that’s here to help ...
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
13
Jul
Crowd for Angels ISA – Rates, Reviews, Benefits, & Fees
Looking to supercharge your financial journey without drowning in boring jargon? Welcome to the ultimate guide to the Crowd for Ange...
13
Jul
Netwealth ISA – Rates, Reviews, Benefits, & Fees
Picture this: you're scrolling through your phone, daydreaming about your financial future while sipping on a matcha latte, and sudd...
12
Jul
Best Secured Loans for Bad Credit in 2025
Struggling with bad credit but still dreaming of making that next big financial move in 2025? You’re not alone, and believe it or no...
11
Jul
Best Home Equity Loans: Everything You Need to Know
Who knew that unlocking the hidden treasure beneath your roof could feel as exhilarating as finding that elusive vintage vinyl on a ...
14
Jul
Safe Harbor 401k Vs Traditional 401k
Ever felt like choosing between Safe Harbor 401k and Traditional 401k is as confusing as trying to pick the perfect avocado at the g...
12
Jul
Best Credit Cards For Wedding Expenses in 2025
Picture this: Your big day is on the horizon, love is in the air, and as you sit down with your partner over a latte at your favorit...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
11
Jul
What is a Jumbo Loan? (Updated for 2022 & 2025)
Ever found yourself daydreaming about your future dream home—only to be halted by the thought of traditional mortgages? Well, let’s ...
11
Jul
What is a Non Conforming Loan?
Ever wondered if your mortgage could be as unique as your Spotify playlist? Welcome to the world of non conforming loans—a financial...
11
Jul
What Is a Mortgage Credit Certificate?
Ever wondered if you could get a little financial magic sprinkled on your journey to homeownership? Picture this: you snag a sleek n...
11
Jul
What Is a Mortgage Clause?
Ever found yourself scrolling through endless loan documents and thought, “What in the world is a mortgage clause?” If you’re a mill...
10
Jul
Not a Rich Kid? Buying Your First Home With Right to Buy Scheme
Let's face it, most of us aren't sitting on a mountain of cash to buy our first house. The crazy thing is we would need to get together...
11
Jul
How Long After Bankruptcy Can You Get a Mortgage?
Ever felt like your financial past is a clingy ex that just won't let go? If you're wondering, "How long after bankruptcy can you ge...
14
Jul
Community Property Vs Community Property With Right of Survivorship
Picture this: you and your partner decide to invest in a home together, but you’re not just buying a piece of property—you’re buying...
14
Jul
Jumbo Mortgage Vs Conventional Mortgage
Ever felt like trying to navigate the mortgage maze is as confusing as deciphering your favorite meme references in 2023? Welcome to...
12
Jul
What Is a Qualified Mortgage?
Picture this: You’re scrolling through your favorite social feed, coffee in hand, when you suddenly stumble across a term that sound...
14
Jul
Local Mortgage Lender Vs Big Bank
Picture this: You're scrolling through your phone, contemplating whether your future home should be financed by a local mortgage len...
11
Jul
When Is First Mortgage Payment Due?
Picture this: you've just signed on the dotted line for your dream home, and now you’re riding the wave of euphoria—until reality ta...
14
Jul
Mortgage Commitment Letter Vs Clear to Close
If you're navigating the treacherous waters of home buying and your inbox is suddenly flooded with terms like "Mortgage Commitment L...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
31
Aug
Gemini Crypto Credit Card – Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
11
Jul
How to Get a Business Loan With Bad Credit?
Ever felt like your credit score is the party pooper that stops your entrepreneurial dreams in their tracks? Getting a business loan...
30
Aug
Schwab ETF Vs Vanguard ETF
Ever felt like choosing between Schwab ETF and Vanguard ETF is as daunting as picking the perfect avocado at the grocery store? Welc...
11
Jul
How Hard is It to Get a Business Loan?
Ever wondered if landing a business loan is like wrestling a wild, unpredictable beast while riding a unicycle on a tightrope? If yo...
11
Jul
How to Get a Business Loan With No Money?
Ever dreamed of launching your own startup, expanding your passion project, or finally taking that wild business idea off the drawin...
11
Jul
How to Get an SBA Loan
So, you’re dreaming of launching that epic startup, opening your own food truck empire, or finally turning your passion for artisan ...
31
Aug
Nexo Crypto Lending Service – Reviews, Benefits & Fees
Ever wondered what it feels like to have your crypto working for you instead of just sitting pretty in a cold digital wallet? Welcom...
30
Aug
Annuity Vs Mutual Fund
Ever felt like choosing between an annuity and a mutual fund is as confusing as deciding whether to binge-watch the latest series or...
14
Jul
BitIRA – Reviews, Benefits, Fees & Ratings
So you’ve heard the buzz – BitIRA is the newest twist on the retirement game, blending crypto innovation with the classic IRA. If yo...
31
Aug
Gemini Crypto Exchange – Reviews, Benefits & Fees
Ever since Bitcoin made its epic debut and turned financial norms on their head, a whole new world of digital currencies has emerged...
31
Aug
eToro Crypto Exchange – Reviews, Benefits & Fees
Ready to dive into the world of digital money magic? With eToro Crypto Exchange at the helm, trading cryptocurrencies is no longer j...
30
Aug
Annuity Vs Perpetuity
Picture this: you're scrolling through your favorite social feed, and you stumble upon the ultimate financial debate – annuity versu...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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