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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
10
Jul
5 Ways To Improve Your Credit Score
Ever wondered how your credit score could be the secret sauce to unlocking epic financial adventures? Whether you're dreaming of you...
10
Jul
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
10
Jul
I’ve Got a Dog. I’m Responsible. Should I Get a Credit Card?
You've got your little dog, she's happy, holiday booked, nice little car, flat and finally feel like you're adulting! One question that...
10
Jul
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
10
Jul
She Crossed The Line. Mums Annoying Me! I’m Moving Out
Who the hell hoovers at 8am on a Sunday Morning? My mum, that’s who. It’s like she is trying to catch the dust & dirt hungover &...
11
Jul
Free Travel? How do Miles Work on Credit Cards
3000+ word pillar page titled ""What is a Grace Period on a Credit Card?"" that is engaging
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
10
Jul
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
11
Jul
What is a Green Loan
Have you ever wondered if your financial choices could be as eco-friendly as that reusable water bottle you just can’t go a day with...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
10
Jul
Hard Credit Search, Soft Credit Searches What Is All This Crap?
When has something soft ever been a good thing? So you’re probably reading this because you decided you're going to put your grown-up b...
10
Jul
Artist? How to Create An NFT? How to Make a NFT Art?
With all these entrepreneurs cashing in on NFTs (non-fungible tokens), it’s about time artists start making bank from their own art! No...
11
Jul
How to Read Crypto Charts: Everything You Need to Know
If you're looking to invest in cryptocurrencies, it's important that you know how to read the charts. In this blog post, we'll teach yo...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
11
Jul
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...
11
Jul
Buying a New Home? What Percent of Income Should Go to Your Mortgage?
Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...
10
Jul
Time to Stack. How Do I Invest in Stocks & Shares?
Listen, real Kings & Queens own companies! That why I, as a mini-King have decided it's time to start investing in stocks and share...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
04
Sep
Credit Cards For A 670 Credit Score
Ever wondered how your credit score, that mysterious three-digit number, could unlock the treasure trove of awesome credit cards wai...
05
Sep
Credit Cards For Shoe Stores
Ever wondered how the perfect pair of sneakers could meet the perfect swipe of a credit card? Stick around as we dive into the wild,...
10
Jul
Virtual Credit Cards For Employees
Picture this: You're the savvy HR manager at a fast-growing startup, juggling benefits and expense reports like a seasoned circus pe...
06
Sep
Fake Credit Cards For Free Trial
Ever wondered if there’s a secret hack for signing up for all those tantalizing free trials without risking your hard-earned credit ...
03
Sep
Cards For Bad Credit No Deposit
Ever felt like your credit score is that clingy ex who just won't let go? Welcome to the world of Cards For Bad Credit No Deposit—a ...
08
Sep
RFID Case For Credit Cards
Picture this: you're at your favorite coffee shop, sipping on a matcha latte, when you realize you left your wallet at home—but don'...
08
Sep
Store Credit Cards For Business
Ever felt that managing your business finances is like trying to herd cats while riding a unicycle? Welcome to the world of store cr...
04
Sep
Credit Cards For Apple Products
Picture this: You're scrolling through your favorite social feed when you stumble upon an ad for the latest iPhone, MacBook, or iPad...
02
Sep
Best Credit Cards For Vegas
Ready to roll the dice on your financial future? In the dazzling desert oasis of Las Vegas, where neon lights meet high stakes and e...
05
Sep
Credit Cards For Teenagers
Credit cards for teenagers might sound as outrageous as a taco truck parked outside your high school—unexpected but potentially life...
06
Sep
Does Western Union Take Credit Cards For Money Orders
Ever found yourself in a financial pickle, wondering if you can just whip out your credit card to grab a Western Union money order? ...
07
Sep
Is Wish Safe For Credit Cards
Ever wondered if swiping your credit card on Wish is like playing a high-stakes game of Russian roulette with your bank account? In ...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
11
Jul
Best Short Term Loans in 2025: Everything You Need to Know
Picture this: It’s 2025, and you’re scrolling through your favorite social feed when you stumble upon a financial hack that could ti...
12
Jul
Loans Vs Grants: Personal Finance Guide
Picture this: you're staring at your bank account, wondering if that extra cash infusion is a lifeline or a trap. Welcome to the wil...
13
Jul
Barclays Investment ISA – Rates, Reviews, Benefits, & Fees
Let’s kick things off with a bold investment secret that even your quirky, socially conscious friends might envy: Barclays Investmen...
13
Jul
Children’s ISA: Benefits, Fees, Rates & Key Information
Picture this: your little one’s savings growing tax-free while they’re too busy perfecting their TikTok dances or mastering the late...
13
Jul
Castle and Crystal Credit Union ISA – Rates, Reviews, Benefits, & Fees
Looking for a financial product that’s as radiant and trustworthy as your favorite influencer’s Insta feed? Welcome to the world of ...
14
Jul
Lake Trust IRA – Reviews, Benefits, Fees & Ratings
Ever wondered if an IRA could be as chill and innovative as your favorite playlist? Welcome to the world of Lake Trust IRA – a retir...
14
Jul
IUL Vs 401k
Ever sat in your favorite coffee shop, latte in hand, and wondered if you should channel your inner Warren Buffett by stuffing your ...
12
Jul
What Is a Credit Builder Loan?
Ever felt like your financial journey is stuck in the slow lane, with your credit report acting like that one friend who never seems...
13
Jul
Stretch IRA: Benefits, Fees & Everything You Need to Know
Imagine unlocking a secret level in your financial video game—a stretch that extends your retirement savings for years, maybe even d...
12
Jul
Loans Vs Bonds: Personal Finance Guide
Welcome to your ultimate guide on Loans vs Bonds—a no-fluff, witty deep-dive into the world of personal finance that’s here to help ...
13
Jul
Best Gold IRA Accounts in 2025
Picture this: It’s 2025, your retirement dreams are as vibrant as your favorite vintage band tee, and instead of the usual stock mar...
10
Jul
So Close! What Does Conditionally Approved for a Loan Mean?
So, let's say you're in class. It's your first day, and you have a new, smart-ass professor. They walk into the room and, with a goofy,...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
11
Jul
What Is the Downside to a Reverse Mortgage?
Ever heard the saying, “there’s no such thing as a free lunch?” Well, when it comes to reverse mortgages, it might be more like “the...
11
Jul
What Is a Mortgage Note?
Picture this: you’re scrolling through your favorite social feed, freshly brewed artisanal coffee in hand, when you suddenly stumble...
11
Jul
How to Shop for a Mortgage?
Ready to dive into the wild world of mortgage shopping, where interest rates, down payments, and hidden fees dance together in a ver...
11
Jul
How Does Mortgage Interest Work?
Ever had that moment when you sit down with your latte and realize mortgage interest is kind of like that guest who never leaves you...
11
Jul
What Is a Mortgage Statement?
Ever opened a piece of mail from your mortgage lender and thought, “What on earth is this paper trying to tell me?” Welcome to the w...
11
Jul
What Is Maxing Out a Credit Card?
Ever found yourself frantically refreshing your banking app mid-month and wondering how you got to that hair-raising credit card sta...
12
Jul
What Is Mortgage Insurance: The Simple Guide
Ever wondered why you sometimes feel like you’re paying extra for something you never even ordered? Welcome to the quirky world of m...
11
Jul
How to Apply for a USDA Loan
So you've heard whispers of the magical USDA Loan, the secret passageway to affordable rural living and financial freedom—almost lik...
11
Jul
Why Did My Mortgage Go Up?
Ever opened your monthly statement only to see your mortgage payment staring back at you like an unwelcome guest at a party, and tho...
11
Jul
When Is an Appraisal Ordered in the Loan Process?
Picture this: you're on the brink of making one of the biggest financial moves of your life—a new home purchase or a savvy refinance...
11
Jul
How to Get a Loan to Build a House
Picture this: a house built from your wildest dreams, a space that screams your individuality, where every brick and beam echoes you...
11
Jul
What Do Mortgage Lenders Look for?
Ever wondered what secret ingredients mortgage lenders use to cook up your dream home financing? Think of it like assembling the per...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
11
Jul
What Happens After SBA Loan Is Approved?
Congratulations, you’ve just reached a major financial milestone – your SBA loan got approved! Now it’s time to sit back, do a littl...
31
Aug
WAX Metaverse Crypto Coin – Reviews, Benefits & Fees
Picture this: you're scrolling through your favorite social feed when suddenly, amidst a sea of dance challenges and viral memes, yo...
30
Aug
Annuity Vs Perpetuity
Picture this: you're scrolling through your favorite social feed, and you stumble upon the ultimate financial debate – annuity versu...
13
Jul
Crypto IRA: Benefits, Fees & Everything You Need to Know
Ever wondered if you could blend your passion for crypto with a secure retirement plan? Buckle up, because Crypto IRA is about to be...
31
Aug
Crypto.com Crypto Credit Card – Reviews, Benefits & Fees
If you're looking for a way to spend your cryptocurrency, the Crypto.com Crypto Credit Card could be the perfect solution. This card al...
31
Aug
Compound Finance Crypto Lending Service – Reviews, Benefits & Fees
Imagine a world where your crypto isn’t just sitting idly in a wallet—it’s hustling, growing, and working as hard as you do. Welcome...
31
Aug
Crypto.com Crypto Exchange – Reviews, Benefits & Fees
Step right into the world of digital finance where innovation meets fun—welcome to Crypto.com Crypto Exchange, your go-to platform f...
31
Aug
Celsius Network Crypto Lending Service – Reviews, Benefits & Fees
Welcome to the exciting realm of digital finance where Celsius Network Crypto Lending Service is shaking up the way millennials and ...
10
Jul
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
14
Jul
BitIRA – Reviews, Benefits, Fees & Ratings
So you’ve heard the buzz – BitIRA is the newest twist on the retirement game, blending crypto innovation with the classic IRA. If yo...
31
Aug
Pionex Crypto Exchange – Reviews, Benefits & Fees
Buckle up, crypto crusaders—if you’re ready to supercharge your digital trading game, then let’s dive into the world of Pionex Crypt...
31
Aug
BlockFi Crypto Credit Card – Reviews, Benefits & Fees
Looking for a way to spend your crypto? Look no further than the BlockFi Crypto Credit Card! This card allows you to spend your Bitcoin...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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