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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
11
Jul
Free Money? How Does Cash Back Work on Credit Cards
Do you want free money? Who doesn't, right? Well, believe it or not, cash back on your credit card can actually give you free money - a...
31
Aug
Gemini Crypto Credit Card – Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
10
Jul
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
11
Jul
Free Travel? How do Miles Work on Credit Cards
3000+ word pillar page titled ""What is a Grace Period on a Credit Card?"" that is engaging
10
Jul
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
10
Jul
5 Ways To Improve Your Credit Score
Ever wondered how your credit score could be the secret sauce to unlocking epic financial adventures? Whether you're dreaming of you...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
10
Jul
The Best Credit Cards for Every Life Situation
So you got that shiny piece of plastic in your hand. Now you think you’re the king of the world with unlimited spending potential. King...
10
Jul
Hustle Guide: How To Get A 500 Dollar Loan
Ever found yourself in a situation where you need a quick cash boost—say, $500—to cover an unexpected bill, grab that must-have gadg...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
11
Jul
Buying a New Home? What Percent of Income Should Go to Your Mortgage?
Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...
10
Jul
My House is Making Me Poor! The Secret Costs of Running a House
Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...
10
Jul
There Are So Many Mortgages! What’s The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
31
Aug
Betterment 403(b) – Reviews, Benefits, Fees & Ratings
Ever imagine a retirement account that feels as fresh as your favorite indie playlist and as user-friendly as your go-to social medi...
10
Jul
How To Get A Loan For A Semi Truck – The Semi Truck Driver Guide
Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...
11
Jul
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
11
Jul
What is a Green Loan
Have you ever wondered if your financial choices could be as eco-friendly as that reusable water bottle you just can’t go a day with...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
06
Sep
How To Apply For Multiple Credit Cards With One Inquiry
Picture this: You’re scrolling through a sea of swanky credit cards on your phone, each promising perks, cashback, or the power to h...
12
Jul
Best Credit Cards For Self Employed in 2025
Self-employment can be a great way to make money and be your own boss, but it also comes with some unique financial challenges. One of ...
04
Sep
Credit Cards For High Debt To Income Ratio
Ever felt like your credit card applications are being rejected because your debt-to-income (DTI) ratio is screaming “high risk”? Yo...
04
Sep
Credit Cards For Low Credit Scores Unsecured
Picture this: you’re on a roller coaster called “Credit Score,” and right now, you’re in one of those dips that make your stomach do...
05
Sep
Credit Cards No Deposit For Bad Credit
Ever felt like your credit score is the uninvited plus-one at every financial party? Welcome to the wild and sometimes bewildering r...
04
Sep
Credit Cards For 800 Credit Score
Imagine unlocking a world where swanky travel perks, jaw-dropping cashback offers, and ultra-exclusive rewards are on tap simply bec...
01
Sep
Best Credit Cards For Business Travel
Are you a frequent business traveler looking for the perfect credit card to maximize your travel rewards? Look no further! In this ar...
06
Sep
Fuel Cards For Bad Credit
Ever found yourself cringing every time you pull up at a gas station, realizing that your credit score might be the only thing fueli...
07
Sep
No Credit History Credit Cards For Students
If you’re a college student wondering how to dip your toes into the big, bustling world of credit without a credit history, grab a s...
03
Sep
Business Credit Cards For LLC Ein Only
Picture this: you’ve just launched your LLC, your business dream is alive, and you’re ready to take on the corporate world armed wit...
06
Sep
Does Carmax Accept Credit Cards For Down Payment
Ever found yourself daydreaming about your next ride, scrolling through Carmax's inventory while wondering if your trusty credit car...
03
Sep
Business Credit Cards With 0 Interest For 12 Months
Picture this: you’re a savvy entrepreneur juggling budgets, scaling your startup, and curating the ultimate playlist for your office...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
31
Aug
Charles Schwab 457(b) Plan – Reviews, Benefits, Fees & Ratings
Picture this: you're scrolling through endless social feeds when suddenly you stumble upon a retirement plan that speaks your langua...
12
Jul
What Is a Home Improvement Loan?
Ever looked at your Pinterest board full of dream kitchens and lush backyard retreats and thought, “I wish I could make these transf...
13
Jul
Leek United Building Society ISA – Rates, Reviews, Benefits, & Fees
Ready to dive into a money-making adventure that’s as exciting as the latest viral meme? Welcome to the ultimate guide on the Leek U...
30
Aug
NS Capital 401(k) – Reviews, Benefits, Fees & Ratings
Picture your financial future as a wild adventure, full of twists, turns, and unexpected treasures hidden around every corner. Enter...
14
Jul
BitTrustIRA – Reviews, Benefits, Fees & Ratings
Ever feel like your retirement planning is stuck in the Stone Age while the rest of the world is rocketing into the future? Meet Bit...
30
Aug
Merrill Edge 401(k) – Reviews, Benefits, Fees & Ratings
Imagine planning for retirement without feeling like you’re deciphering an alien language or signing up for another mind-numbing web...
13
Jul
Directed IRA: Benefits, Fees & Everything You Need to Know
Picture this: you're a millennial or Gen Z renegade looking to break free from the cookie-cutter investment mold and create your own...
10
Jul
What is a HUD Loan?
Ever wondered how you can snag a home without needing a millionaire’s bank account? Enter the wondrous world of HUD loans – the secr...
13
Jul
ArchOver ISA – Rates, Reviews, Benefits, & Fees
Picture this: you're scrolling through your phone during your morning coffee break, and you stumble upon a financial opportunity tha...
11
Jul
When Can You Drop PMI on an FHA Loan?
Picture this: you've just snagged your very first home, and you're riding high on the wave of adulting like a pro—until you spot tha...
14
Jul
Traditional TSP Vs Roth TSP
Welcome to your ultimate deep-dive into the wild world of retirement savings, where millennial hustle meets Gen Z savvy. If you’ve e...
13
Jul
Real Estate IRA: Benefits, Fees & Everything You Need to Know
Ever thought about turning your retirement savings into a real estate empire without ever having to dust off a hard hat? Welcome to ...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
11
Jul
How to Get Rid of PMI on a FHA Loan
Picture this: you're browsing your favorite finance blog at midnight, double-tapping memes about avocado toast and student loans, wh...
10
Jul
I’m Tired of Renting, What is a Mortgage?
Tired of living at home or sharing a tiny flat with 4 people who think it makes sense to play drum and base at full volume at 2am? Unle...
14
Jul
Mortgage Vs Note
Ever felt like navigating your financial future is like trying to decode secret hieroglyphics written by a mad professor? Welcome to...
14
Jul
Bridge Loan Vs HELOC
Picture this: you're on the brink of a major financial move, juggling dreams of a new home or a strategic renovation while wondering...
11
Jul
What Is Hazard Insurance on a Mortgage?
Picture this: you’ve just snagged your dream home, your bank account is buzzing with excitement, and then—bam!—the lender reminds yo...
11
Jul
What Is a Balloon Mortgage?
Ever wondered what it means when your mortgage takes a leap of faith and leaves you hanging with one enormous payment at the end? We...
11
Jul
What Happens to a Mortgage When Someone Dies?
Ever wondered what happens to a mortgage when someone dies? Picture this: you’re scrolling through your favorite memes, when suddenl...
11
Jul
How Does a Construction Loan Work When You Own the Land?
Picture this: you own a sprawling slice of land, and the idea of building your dream home or starting that cutting‐edge business hub...
10
Jul
How Does A Rehab Loan Work? Your Complete Guide To An FHA 203K Rehab Loan
Picture this: you’ve just stumbled upon your dream fixer-upper, but it needs a little (or a lot) of tender loving care. Instead of r...
11
Jul
When Do You Start Paying a Mortgage on New Build?
Ever wondered if your bank account is secretly counting down the days until you start paying a mortgage on your brand-new, sparkling...
11
Jul
What is a Jumbo Loan? (Updated for 2022 & 2025)
Ever found yourself daydreaming about your future dream home—only to be halted by the thought of traditional mortgages? Well, let’s ...
12
Jul
What Is Mortgage Underwriting?
Ready to decode the mysterious world of mortgage underwriting? Think of it as the behind‑the‑scenes magic that turns your dream of h...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
31
Aug
Metahero Metaverse Crypto Coin – Reviews, Benefits & Fees
Picture yourself strutting down the digital catwalk of the Metaverse, wallet in hand, and the hottest crypto coin in town dazzling l...
31
Aug
ChangeNow Crypto Exchange – Reviews, Benefits & Fees
Imagine a world where buying, selling, and swapping your favorite cryptocurrencies is as effortless as ordering your go-to latte. We...
11
Jul
How Do Business Loans Work?
Picture this: you’ve got a killer idea for a startup, a passion project that could light up the business world like a supernova, but...
14
Jul
Ellevest IRA – Reviews, Benefits, Fees & Ratings
So, you’re on the hunt for an IRA that’s as forward-thinking as your playlist and as innovative as your weekend side hustle? Say hel...
31
Aug
Kraken Crypto Staking Service – Reviews, Benefits & Fees
Ever wondered if there’s a secret sauce that can turn your idle crypto into a money-making machine while you binge-watch your favori...
11
Jul
How Do I Check the Status of My SBA Loan
Ever found yourself hitting refresh on your loan status page like a caffeine-fueled social media feed, waiting for that elusive “App...
30
Aug
Schwab ETF Vs Vanguard ETF
Ever felt like choosing between Schwab ETF and Vanguard ETF is as daunting as picking the perfect avocado at the grocery store? Welc...
11
Jul
Complete Guide to Flodesk: Reviews, Discount Codes & How-To’s for Email Marketing
Picture this: you're cruising through the digital landscape, coffee in hand, brainstorming your next brilliant email campaign, when ...
31
Aug
Gemini Crypto Credit Card – Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
31
Aug
Gemini Crypto Exchange – Reviews, Benefits & Fees
Ever since Bitcoin made its epic debut and turned financial norms on their head, a whole new world of digital currencies has emerged...
31
Aug
Unchained Capital Crypto Lending Service – Reviews, Benefits & Fees
Picture a world where your crypto is not just a digital asset locked away in a cold wallet, but a dynamic fuel powering your financi...
13
Jul
Bitcoin IRA: Benefits, Fees & Everything You Need to Know
Let’s face it—navigating retirement planning is about as exciting as watching your phone battery drop from 100% to 1%, right? But wh...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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