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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
10
Jul
How To Get a $1000 Loan – The Personal Loan Cheat Sheet
Oh, look. Your car. It's on fire. Wait. That's not good. Put it out!! PUT IT OUT! Once the fire department is gone, you see the...
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
10
Jul
I’ve Got a Dog. I’m Responsible. Should I Get a Credit Card?
You've got your little dog, she's happy, holiday booked, nice little car, flat and finally feel like you're adulting! One question that...
10
Jul
5 Ways To Improve Your Credit Score
Ever wondered how your credit score could be the secret sauce to unlocking epic financial adventures? Whether you're dreaming of you...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
10
Jul
She Crossed The Line. Mums Annoying Me! I’m Moving Out
Who the hell hoovers at 8am on a Sunday Morning? My mum, that’s who. It’s like she is trying to catch the dust & dirt hungover &...
10
Jul
The Best Credit Cards for Every Life Situation
So you got that shiny piece of plastic in your hand. Now you think you’re the king of the world with unlimited spending potential. King...
10
Jul
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
10
Jul
Bad Credit? Top 10 Credit Card Builders Reviews
Just a personal opinion, you can fight me on this one: Spiderman’s Uncle Ben should be on the cover of every credit card, sort of l...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
11
Jul
Buying a New Home? What Percent of Income Should Go to Your Mortgage?
Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...
31
Aug
Betterment 403(b) – Reviews, Benefits, Fees & Ratings
Ever imagine a retirement account that feels as fresh as your favorite indie playlist and as user-friendly as your go-to social medi...
11
Jul
How to Read Crypto Charts: Everything You Need to Know
If you're looking to invest in cryptocurrencies, it's important that you know how to read the charts. In this blog post, we'll teach yo...
10
Jul
How To Get A Loan For A Semi Truck – The Semi Truck Driver Guide
Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
10
Jul
Artist? How to Create An NFT? How to Make a NFT Art?
With all these entrepreneurs cashing in on NFTs (non-fungible tokens), it’s about time artists start making bank from their own art! No...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
12
Jul
Best Credit Cards For Doctors in 2025
Picture this: you’re a doctor on call, juggling patient charts and the latest medical breakthroughs, and you suddenly realize your c...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
06
Sep
First Time Credit Cards For Young Adults
So, you’re ready to take the plunge into the world of credit, but not quite sure where to start? Welcome to the ultimate guide on fi...
11
Jul
How to Lower APR on Credit Cards
Let’s be honest—credit cards can feel like an endless loop of confusing numbers and hidden fees, but lowering your APR doesn’t have ...
05
Sep
Credit Cards For Young People
Imagine unlocking a world of financial independence while keeping your wallet as happy as your Wi-Fi connection on full bars. Welcom...
31
Aug
Age Limit For Authorized Users On Credit Cards
Has a friend or family member asked you to become an authorized user on their credit card, or are you considering adding an authorized ...
07
Sep
Pre Approved Unsecured Credit Cards For Bad Credit
So, you’ve hit a few speed bumps in your financial journey, and your credit score might be waving a not-so-friendly hello at you. Bu...
10
Jul
What Credit Score Is Required For Wellsfargo Credit Cards
So, you’re wondering what kind of credit score it takes to snag one of those coveted Wells Fargo credit cards, right? Picture this: ...
05
Sep
Credit Cards For Students With No Income
So, you've hit the pinnacle of student life—juggling assignments, ramen dinners, and wondering if a credit card is even possible whe...
06
Sep
Good Credit Cards For Bad Credit With No Deposit
Picture this: You're a savvy millennial or Gen Z trailblazer, juggling rent, avocado toast, and a whole lot of dreams—and then you g...
04
Sep
Credit Cards For Bad Credit UK
Ever felt like your credit score is the ultimate party pooper, cramping your style when it comes to snagging a decent credit card in...
06
Sep
Gas Credit Cards For Average Credit
Picture this: You're at the pump, jamming to your favorite playlist, and life’s throwing curveballs left and right. Your credit isn’...
09
Sep
Unsecured Cards For Fair Credit
Ever felt like your financial journey was a wild scavenger hunt, and the treasure map was scribbled in invisible ink? Welcome to the...
09
Sep
Top Credit Cards For Excellent Credit
Ever wondered how to level up your wallet game and score epic rewards while flaunting that stellar credit score? If you’re a millenn...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
14
Jul
Alliant Credit Union IRA – Reviews, Benefits, Fees & Ratings
Have you ever thought about your future like it's a TikTok trend—ephemeral yet totally important? Welcome to the world of Alliant Cr...
14
Jul
Strata Trust IRA – Reviews, Benefits, Fees & Ratings
Looking for a way to break free from the traditional retirement planning script and embrace a new era of financial empowerment? Ente...
13
Jul
Best Help to Buy ISA Accounts in 2025
Picture this: you’re a savvy millennial or a nimble Gen Zer, armed with your smartphone, streaming the latest binge-worthy series, a...
11
Jul
What Are Installment Loans?
Picture this: you’re cruising down the highway of your financial life, blasting your favorite tunes, and suddenly, a shiny new oppor...
12
Jul
Best Used Boat Loans in 2025
Ever dreamed of sailing away on your own boat without having to break the bank? In 2025, the wave of used boat loans is making it ea...
13
Jul
Junior ISA: Benefits, Fees, Rates & Key Information
Welcome to the ultimate guide on Junior ISAs—where financial savvy meets a dash of wit and a whole lot of empowerment. Imagine setti...
12
Jul
How to Get a SBA Loan: The Essential Guide
Ever felt that starting a business is like trying to assemble IKEA furniture without the instructions—confusing, a tad frustrating, ...
10
Jul
What is a HUD Loan?
Ever wondered how you can snag a home without needing a millionaire’s bank account? Enter the wondrous world of HUD loans – the secr...
11
Jul
How Fast Will a Car Loan Raise My Credit Score?
Picture this: you just drove off the lot in your dream car, and while the thrill of new wheels is undeniable, you can’t help but won...
14
Jul
Roth 403b Vs Roth IRA
Picture your retirement account as your future self’s secret stash of financial freedom—whether you opt for a Roth 403(b) or a Roth ...
13
Jul
Hampshire Trust ISA – Rates, Reviews, Benefits, & Fees
Picture this: you’re sipping on a cold craft brew at your favorite local hotspot, scrolling through your phone, and suddenly you stu...
14
Jul
Thrivent Financial IRA – Reviews, Benefits, Fees & Ratings
Let’s face it: planning for retirement might not be the sexiest conversation at a party, but if you’ve ever dreamed of sipping marga...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
11
Jul
What Is a Blanket Mortgage?
Ever had the feeling that your mortgage is too “one-size-fits-all” for your eclectic, modern life? Imagine if you could bundle multi...
11
Jul
How to Shop for Mortgage Rates: Essential Guide
Ever feel like shopping for a new pair of kicks is easier than navigating the wild world of mortgage rates? You're not alone. Welcom...
14
Jul
Bridge Loan Vs HELOC
Picture this: you're on the brink of a major financial move, juggling dreams of a new home or a strategic renovation while wondering...
10
Jul
What is Considered a Jumbo Loan in California?
Ever found yourself staring at the soaring home prices in California and wondering if that mortgage is going to require a jumbo-size...
11
Jul
What is a Jumbo Loan? (Updated for 2022 & 2025)
Ever found yourself daydreaming about your future dream home—only to be halted by the thought of traditional mortgages? Well, let’s ...
11
Jul
When Is First Mortgage Payment Due?
Picture this: you've just signed on the dotted line for your dream home, and now you’re riding the wave of euphoria—until reality ta...
11
Jul
What is a Non Conforming Loan?
Ever wondered if your mortgage could be as unique as your Spotify playlist? Welcome to the world of non conforming loans—a financial...
11
Jul
How Long Does Mortgage Pre Approval Take?
Ever wondered if getting a mortgage pre-approval is as fast as your morning coffee run, or if it's a drawn-out saga involving endles...
14
Jul
Living Trust Vs Will
Whether you're a millennial hustler or a Gen Z trailblazer planning your financial future, the topic of estate planning might not be...
10
Jul
How Long Does Escrow Take in California?
Picture this: you’re on the verge of buying your dream home in sunny California, and you’ve just sealed the deal with an offer that ...
11
Jul
How Long Does It Take to Get a Mortgage? Simple Guide
Welcome to your no-nonsense, humor-packed guide to one of the most mystifying and money-savvy topics of our generation: mortgages. I...
11
Jul
How to Calculate APR on a Mortgage?
Ready to kick mortgage mysteries to the curb? Calculating APR on a mortgage might seem like trying to decipher a financial riddle wr...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
30
Aug
Stocks Vs ETFs
When it comes to personal finance, there are a lot of different options to choose from. One important decision that you will have to ma...
31
Aug
Gemini Crypto Exchange – Reviews, Benefits & Fees
Ever since Bitcoin made its epic debut and turned financial norms on their head, a whole new world of digital currencies has emerged...
31
Aug
eToro Crypto Staking Service – Reviews, Benefits & Fees
Ready to flex your digital wallet while earning passive crypto rewards? Welcome to the dazzling realm of eToro Crypto Staking Servic...
30
Aug
Bond ETFs Vs Bonds
Ever felt like your investment choices are as confusing as deciphering a TikTok dance trend? Welcome to the battle of Bond ETFs vers...
14
Jul
iTrustCapital IRA – Reviews, Benefits, Fees & Ratings
Have you ever thought about giving your retirement savings a cool, modern twist? If you’re a millennial or Gen Z investor who’s tire...
31
Aug
Awesome Miner Bitcoin Miner – Reviews, Benefits & Prices
Ready to dive into the electrifying world of Bitcoin mining? Whether you’re a tech-savvy millennial or a Gen Z crypto enthusiast sco...
30
Aug
Ishares ETF Vs Vanguard ETF
Ever found yourself scrolling through endless financial advice on social media, only to wonder if you're missing out on the ultimate...
11
Jul
How Do I Check the Status of My SBA Loan
Ever found yourself hitting refresh on your loan status page like a caffeine-fueled social media feed, waiting for that elusive “App...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
31
Aug
Bittrex Crypto Exchange – Reviews, Benefits & Fees
Ready to dive into the world of cryptocurrency with a platform that’s as bold as your ambitions? Welcome to an in-depth exploration ...
31
Aug
Crypto.com Crypto Exchange – Reviews, Benefits & Fees
Step right into the world of digital finance where innovation meets fun—welcome to Crypto.com Crypto Exchange, your go-to platform f...
31
Aug
Gemini Crypto Staking Service – Reviews, Benefits & Fees
Ever wondered how your crypto could work as hard as you do? Welcome to the world of Gemini Crypto Staking Service – the ultimate pla...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
Join our 50k strong community of Fliksters!
Get no-bullsh*t tips on how to make & save money, straight to your email inbox. Our Flikster experts curate useful & easy to understand tips, deals and tricks every week to make your life that little bit better. Join the Flikster community today!
