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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
10
Jul
She Crossed The Line. Mums Annoying Me! I’m Moving Out
Who the hell hoovers at 8am on a Sunday Morning? My mum, that’s who. It’s like she is trying to catch the dust & dirt hungover &...
11
Jul
Free Money? How Does Cash Back Work on Credit Cards
Do you want free money? Who doesn't, right? Well, believe it or not, cash back on your credit card can actually give you free money - a...
10
Jul
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
10
Jul
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
10
Jul
The Best Credit Cards for Every Life Situation
So you got that shiny piece of plastic in your hand. Now you think you’re the king of the world with unlimited spending potential. King...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
10
Jul
Hard Credit Search, Soft Credit Searches What Is All This Crap?
When has something soft ever been a good thing? So you’re probably reading this because you decided you're going to put your grown-up b...
10
Jul
Time to Stack. How Do I Invest in Stocks & Shares?
Listen, real Kings & Queens own companies! That why I, as a mini-King have decided it's time to start investing in stocks and share...
10
Jul
Bad Credit? Top 10 Credit Card Builders Reviews
Just a personal opinion, you can fight me on this one: Spiderman’s Uncle Ben should be on the cover of every credit card, sort of l...
11
Jul
How to Read Crypto Charts: Everything You Need to Know
If you're looking to invest in cryptocurrencies, it's important that you know how to read the charts. In this blog post, we'll teach yo...
31
Aug
Betterment 403(b) – Reviews, Benefits, Fees & Ratings
Ever imagine a retirement account that feels as fresh as your favorite indie playlist and as user-friendly as your go-to social medi...
10
Jul
Jetsetter? Top 5 Credit Cards You Can Use Internationally
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
10
Jul
How To Get A Loan For A Semi Truck – The Semi Truck Driver Guide
Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...
11
Jul
Buying a New Home? What Percent of Income Should Go to Your Mortgage?
Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
05
Sep
Credit Cards To Use For Subscriptions
Picture this: you’re scrolling through your favorite streaming service, binge-watching that new series, and then you get a notificat...
01
Sep
Best Credit Cards For 650
Are you stuck in the credit score range of 650-700 and wondering which credit cards you can qualify for? Don't worry, you're not alon...
05
Sep
Credit Cards For People On Disability Living Allowance
Ever feel like navigating credit card options on Disability Living Allowance is like trying to decode hieroglyphics written by a caf...
07
Sep
Protective Covers For Credit Cards
Ever had that mortifying moment when you realize your sleek new credit card is sporting unsightly scratches or, worse, has lost its sup...
06
Sep
How Do I Accept Credit Cards For My Business
Ever wondered how to turn your small business into a modern money-making machine by simply letting customers pay with plastic? Yeah,...
01
Sep
Best Credit Cards For Amazon Fba
Are you an Amazon FBA seller looking to maximize rewards and savings on your business expenses? If so, you're in luck, as we've resea...
07
Sep
New Credit Cards For Costco
Looking to level up your spending power on those epic Costco runs while keeping your wallet—and credit score—in check? Imagine swipi...
07
Sep
No Deposit Credit Cards For Bad Credit
Picture this: You're scrolling through social media, and mid-scroll you stumble upon the ultimate secret—no deposit credit cards for...
05
Sep
Credit Cards You Don’t Need A Deposit For
Ever get that sinking feeling when you hear the words “credit card deposit”? It’s like someone just told you that you need to pay up...
06
Sep
Gas Credit Cards For Bad Credit
Ever felt like your credit score is stuck in neutral while you’re trying to hit the gas on life? Welcome to the world of gas credit ...
07
Sep
Plastic Sleeves For Credit Cards
Ever wondered if your credit card could wear a tiny, stylish raincoat? Welcome to the surprisingly exciting universe of plastic slee...
03
Sep
Best Unsecured Credit Cards For Bad Credit 2025
So, you’ve hit a bit of a rough patch with your credit score, and your wallet is feeling the chill from those “bad credit” vibes—but...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
13
Jul
Best Property ISA Accounts in 2025
Ready to dive into the fascinating world where game-changing tax benefits meet smart, modern property investing? Picture a landscape...
30
Aug
Sequoia Benefits & Insurance Services 401(k) – Reviews, Benefits, Fees & Ratings
Picture this: You’re standing on the edge of your financial future, smartphone in hand, scrolling through life’s endless possibiliti...
13
Jul
Best Contribution (DC) Accounts in 2025
Hey there, savvy saver! If you’re on the hunt for the best contribution (DC) accounts in 2025 that perfectly blend high-tech innovat...
11
Jul
How to Get My Name Off a Joint Car Loan?
Picture this: you’re cruising down the highway of life, jamming to your favorite playlist, when suddenly—bam!—you’re hit with the re...
13
Jul
Nationwide Cash ISA – Rates, Reviews, Benefits, & Fees
Imagine a savings account that feels more like a VIP lounge for your money—a place where every penny is celebrated, no fees are gate...
13
Jul
Junior ISA: Benefits, Fees, Rates & Key Information
Welcome to the ultimate guide on Junior ISAs—where financial savvy meets a dash of wit and a whole lot of empowerment. Imagine setti...
30
Aug
NWPS 401(k) – Reviews, Benefits, Fees & Ratings
Welcome to the world of NWPS 401(k) – where your retirement dreams meet a savvy, modern twist on saving for the future. If you’re a ...
11
Jul
How To Get Title After Paying Off Car Loan
You've just celebrated one of the most triumphant financial milestones—your car loan is finally paid off! Now, instead of drowning i...
14
Jul
PFSA IRA – Reviews, Benefits, Fees & Ratings
Ready to dive into the world of PFSA IRA? Whether you’re a millennial carefully planning your financial future or a Gen Z visionary ...
14
Jul
Best 457(b) Accounts
Hey there, future financial rockstar! Ready to dive into one of the best-kept secrets of the retirement planning world? If you’ve ev...
31
Aug
T. Rowe Price 403(b) – Reviews, Benefits, Fees & Ratings
Picture this: you’re scrolling through social media between avocado toast snaps and your morning latte when you stumble across the u...
13
Jul
HNW Lending ISA – Rates, Reviews, Benefits, & Fees
Picture this: You’re cruising down the highway of financial freedom with a convertible HNW Lending ISA parked in your rearview mirro...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
11
Jul
What Is a Blanket Mortgage?
Ever had the feeling that your mortgage is too “one-size-fits-all” for your eclectic, modern life? Imagine if you could bundle multi...
12
Jul
How Do You Pay Back a Reverse Mortgage?
Picture this: You’re cruising along on your financial journey, sipping a matcha latte while scrolling through your favorite money ha...
11
Jul
What is a Jumbo Loan? (Updated for 2022 & 2025)
Ever found yourself daydreaming about your future dream home—only to be halted by the thought of traditional mortgages? Well, let’s ...
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
11
Jul
How to Get a Second Mortgage?
So you've been thinking about unlocking the hidden potential of your home’s equity and exploring the mysterious realm of a second mo...
11
Jul
How Does Mortgage Interest Work?
Ever had that moment when you sit down with your latte and realize mortgage interest is kind of like that guest who never leaves you...
11
Jul
How Do Construction Loans Work?
Ever wondered how to transform your wildest home-building dreams into a tangible, brick-and-mortar reality without breaking the bank...
11
Jul
When Is a Mortgage Payment Considered Late?
Picture this: your mortgage payment is like that friend who always shows up fashionably late—except in this scenario, “fashionably l...
11
Jul
What Is a Home Equity Loan and How Does It Work?
Ever wondered if tapping into your home’s hidden value could be the ultimate hack for funding your next big adventure—or even just f...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
30
Aug
Fee Simple Vs Life Estate
Ever sat down with your favorite cup of cold brew and thought, “How on earth do I own property without turning my life upside down?”...
14
Jul
Right of Survivorship Vs Tenants in Common
Ever been caught in the middle of a heated debate over who gets the last slice of pizza, only to realize that when it comes to ownin...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
13
Jul
Crypto IRA: Benefits, Fees & Everything You Need to Know
Ever wondered if you could blend your passion for crypto with a secure retirement plan? Buckle up, because Crypto IRA is about to be...
14
Jul
CryptoIRA – Reviews, Benefits, Fees & Ratings
Welcome to the revolution of retirement planning—where cutting-edge technology meets traditional savings to create a financial futur...
11
Jul
How to Get a Business Loan With No Money?
Ever dreamed of launching your own startup, expanding your passion project, or finally taking that wild business idea off the drawin...
31
Aug
Oasis Borrow Crypto Lending Service – Reviews, Benefits & Fees
Ever wondered what it would be like to put your crypto assets to work while you sit back and sip on an iced latte? Welcome to the wo...
31
Aug
eToro Crypto Staking Service – Reviews, Benefits & Fees
Ready to flex your digital wallet while earning passive crypto rewards? Welcome to the dazzling realm of eToro Crypto Staking Servic...
31
Aug
Binance Crypto Exchange – Reviews, Benefits & Fees
Welcome to a world where crypto meets convenience, and where Binance Crypto Exchange emerges as a powerhouse for traders and investo...
10
Jul
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
11
Jul
How to Get a Business Loan With Bad Credit?
Ever felt like your credit score is the party pooper that stops your entrepreneurial dreams in their tracks? Getting a business loan...
14
Jul
ESPP vs 401k
Ever feel like choosing between an ESPP and a 401k is like deciding whether to binge-watch a new series or spend your weekend on a d...
31
Aug
Unchained Capital Crypto Lending Service – Reviews, Benefits & Fees
Picture a world where your crypto is not just a digital asset locked away in a cold wallet, but a dynamic fuel powering your financi...
31
Aug
Coinbase Crypto Staking Service – Reviews, Benefits & Fees
Ever wondered if your crypto could work as hard as you do? Welcome to the fascinating and sometimes quirky world of Coinbase Crypto ...
31
Aug
Kraken Crypto Staking Service – Reviews, Benefits & Fees
Ever wondered if there’s a secret sauce that can turn your idle crypto into a money-making machine while you binge-watch your favori...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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