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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
10
Jul
Hustle Guide: How To Get A 500 Dollar Loan
Ever found yourself in a situation where you need a quick cash boost—say, $500—to cover an unexpected bill, grab that must-have gadg...
10
Jul
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
10
Jul
The Best Credit Cards for Every Life Situation
So you got that shiny piece of plastic in your hand. Now you think you’re the king of the world with unlimited spending potential. King...
10
Jul
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
11
Jul
Free Travel? How do Miles Work on Credit Cards
3000+ word pillar page titled ""What is a Grace Period on a Credit Card?"" that is engaging
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
10
Jul
Hard Credit Search, Soft Credit Searches What Is All This Crap?
When has something soft ever been a good thing? So you’re probably reading this because you decided you're going to put your grown-up b...
11
Jul
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
10
Jul
Credit Card FAQ: Answers to All the Popular and Random Questions
If you're like most people, there are a lot of questions about credit cards that you have but don't know who to ask. You're not alone! ...
11
Jul
Buying a New Home? What Percent of Income Should Go to Your Mortgage?
Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...
11
Jul
How to Read Crypto Charts: Everything You Need to Know
If you're looking to invest in cryptocurrencies, it's important that you know how to read the charts. In this blog post, we'll teach yo...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
10
Jul
Time to Stack. How Do I Invest in Stocks & Shares?
Listen, real Kings & Queens own companies! That why I, as a mini-King have decided it's time to start investing in stocks and share...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
03
Sep
Credit Cards For 670 Score
Ever felt like your credit score is playing hard to get? If you’ve been cruising around the 670 mark, you might think your financial...
07
Sep
Protective Sleeve For Credit Cards RFID
Ever felt like your credit cards are just begging for an uninvited peek into your personal financial secrets? Enter the RFID protect...
02
Sep
Best Credit Cards For No Credit Students
Ever felt like your wallet's playing hard-to-get, especially when you’re just trying to build some credit for the first time? Welcom...
31
Aug
Atm For Capital One Credit Cards
Having a Capital One credit card brings a lot of perks and benefits, but do you know where and how to access your cash? In this engagin...
10
Jul
What Is Balance Transfer For Credit Cards
Imagine if your student loans, car payments, and spontaneous online shopping sprees got together at a party and decided to rearrange...
04
Sep
Credit Cards For Businesses With Bad Credit
Picture this: You're hustling day in and day out, juggling creative ideas and countless spreadsheets, only to realize your business ...
09
Sep
Universal Default Clause For Credit Cards
Ever felt like the fine print of your credit card agreement is written in an alien language? You're not alone. Welcome to the deep d...
10
Jul
Using Credit Cards For Everything
Picture this: You’re cruising through life with your favorite playlist on, a latte in hand, and a credit card that’s practically a m...
07
Sep
Is It Good To Apply For Multiple Credit Cards
So, you’re contemplating whether it’s a savvy move or a slippery slope to apply for multiple credit cards at once. Imagine standing ...
02
Sep
Best Credit Cards For Qatar Airways
Ready to take your travel game to new altitudes? Imagine jetting off on a Qatar Airways flight while your credit card is busy rackin...
10
Jul
Who Does Penfed Pull For Credit Cards
So, you’re wondering, “Who does PenFed pull for credit cards?” Well, get ready to dive into a wild ride through the universe of cred...
06
Sep
Home Improvement Credit Cards For Bad Credit
Imagine revamping your living space on a shoestring budget while sporting a less-than-stellar credit score—yes, that’s the plot twis...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
14
Jul
Best Payroll Deduction IRA Accounts in 2025
Ever wondered if your paycheck could moonlight as your secret superpower in building a rock-solid retirement plan? Welcome to the wo...
14
Jul
GuidedChoice IRA – Reviews, Benefits, Fees & Ratings
When it comes to planning for your financial future without sacrificing your daily avocado toast fix, the GuidedChoice IRA might jus...
14
Jul
Teachers Building Society ISA – Rates, Reviews & Fees
Imagine unlocking a savings opportunity that’s as friendly as your favorite teacher and as smart as your favorite meme – welcome to ...
13
Jul
Independent 401(k): Benefits, Fees & Everything You Need to Know
Picture this: You’re scrolling through your favorite social feed when you stumble upon a post that promises financial freedom withou...
13
Jul
Best First Time Buyer ISA Accounts in 2025
Stepping into the world of home ownership as a first-time buyer in 2025 is like embarking on an epic quest—filled with excitement, a...
13
Jul
Cambridge Building Society ISA – Rates, Reviews, Benefits, & Fees
If you’re on a quest to turbocharge your savings while keeping your financial vibe as fresh as your outfit on a Saturday night, then...
13
Jul
Arnold Stansby ISA – Rates, Reviews, Benefits, & Fees
Picture this: it's a sunny afternoon, you’re scrolling through your phone looking for ways to level up your financial game, and sudd...
30
Aug
Betterment 401(k) – Reviews, Benefits, Fees & Ratings
Ever wondered if your retirement plan could be as smooth as your favorite playlist on a Sunday morning? Welcome to the world of Bett...
14
Jul
M1 Finance IRA – Reviews, Benefits, Fees & Ratings
Ready to level up your financial future with a game-changing retirement account? Meet the M1 Finance IRA—a trailblazing solution tha...
14
Jul
Whole Life Insurance Vs Roth IRA
Picture this: you're at a crossroads, coffee in hand, scrolling through endless personal finance blogs while trying to decide whethe...
11
Jul
How to Get a Loan With High Debt-to-Income Ratio
Ever felt like your bank account is playing hard to get because of that pesky high debt-to-income ratio? You’re not alone. Navigatin...
30
Aug
Corporate Compensation Plans 401(k) – Reviews, Benefits, Fees & Ratings
Imagine planning your retirement like you’re curating the ultimate Spotify playlist – diverse, engaging, and totally in tune with yo...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
14
Jul
Bridge Loan Vs HELOC
Picture this: you're on the brink of a major financial move, juggling dreams of a new home or a strategic renovation while wondering...
11
Jul
What Is Escrow in a Mortgage?
Ever wondered why your monthly mortgage payment feels like it’s auditioning for a spot on a rollercoaster ride—one moment smooth, th...
11
Jul
How Long After Bankruptcy Can You Get a Mortgage?
Ever felt like your financial past is a clingy ex that just won't let go? If you're wondering, "How long after bankruptcy can you ge...
11
Jul
What Is a Mortgage Clause?
Ever found yourself scrolling through endless loan documents and thought, “What in the world is a mortgage clause?” If you’re a mill...
14
Jul
HECM Vs Reverse Mortgage
Ever felt like your home is a money-making machine just waiting to be unlocked—but you’re not sure whether to choose a HECM or a rev...
11
Jul
How to Get a Second Mortgage?
So you've been thinking about unlocking the hidden potential of your home’s equity and exploring the mysterious realm of a second mo...
30
Aug
Fee Simple Vs Life Estate
Ever sat down with your favorite cup of cold brew and thought, “How on earth do I own property without turning my life upside down?”...
12
Jul
Loans to Buy Land: Everything You Need to Know
Ever caught yourself daydreaming about owning a little patch of earth to call your own—maybe a spot to build your dream home, start a f...
12
Jul
How to Transfer Ownership of a House With a Mortgage
Picture this: you’re scrolling through your favorite social feed and suddenly realize you’d love to swap your house with a pal—or ev...
11
Jul
What Is a Second Mortgage?
Picture this: your home is like that vintage sneaker you never thought would go out of style—solid, valuable, and packing potential ...
11
Jul
How Does a Reverse Mortgage Work When You Die?
Ever wondered what happens to a reverse mortgage when you kick the bucket? No, seriously—this isn’t an invitation to a macabre conve...
11
Jul
What Do Mortgage Lenders Look for?
Ever wondered what secret ingredients mortgage lenders use to cook up your dream home financing? Think of it like assembling the per...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
31
Aug
Coinbase Crypto Staking Service – Reviews, Benefits & Fees
Ever wondered if your crypto could work as hard as you do? Welcome to the fascinating and sometimes quirky world of Coinbase Crypto ...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
10
Jul
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
31
Aug
Kryptex Miner Bitcoin Miner – Reviews, Benefits & Prices
Ever wondered if turning your computer into a mini cryptocurrency powerhouse could be as fun as binge-watching your favorite sitcom?...
31
Aug
Kraken Crypto Exchange – Reviews, Benefits & Fees
Ready to dive into the brave, bold, and occasionally bewildering world of cryptocurrency? If you’re a millennial or Gen Z adventurer...
31
Aug
Aave Crypto Lending Service – Reviews, Benefits & Fees
Picture this: you've got a stash of crypto, and instead of letting it sit idly by, you decide to put it to work—earning interest whi...
12
Jul
Loans to Buy a Business: Everything You Need to Know
Picture this: You, a savvy millennial or Gen Z entrepreneur, armed with ambition, creativity, and a dream to own your own business, ...
14
Jul
BitIRA – Reviews, Benefits, Fees & Ratings
So you’ve heard the buzz – BitIRA is the newest twist on the retirement game, blending crypto innovation with the classic IRA. If yo...
11
Jul
What is a Margin Loan?
Ever wondered how you can stretch your investment dollars like a pair of vintage jeans on laundry day? Welcome to the world of margi...
31
Aug
Gemini Crypto Exchange – Reviews, Benefits & Fees
Ever since Bitcoin made its epic debut and turned financial norms on their head, a whole new world of digital currencies has emerged...
30
Aug
Annuity Vs Mutual Fund
Ever felt like choosing between an annuity and a mutual fund is as confusing as deciding whether to binge-watch the latest series or...
13
Jul
Bitcoin IRA: Benefits, Fees & Everything You Need to Know
Let’s face it—navigating retirement planning is about as exciting as watching your phone battery drop from 100% to 1%, right? But wh...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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