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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
Hustle Guide: How To Get A 500 Dollar Loan
Ever found yourself in a situation where you need a quick cash boost—say, $500—to cover an unexpected bill, grab that must-have gadg...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
11
Jul
Free Travel? How do Miles Work on Credit Cards
3000+ word pillar page titled ""What is a Grace Period on a Credit Card?"" that is engaging
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
10
Jul
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
11
Jul
Free Money? How Does Cash Back Work on Credit Cards
Do you want free money? Who doesn't, right? Well, believe it or not, cash back on your credit card can actually give you free money - a...
10
Jul
Ready to Move Out? Different Ways of Buying Your First House
So guessing you’ve finally saved up enough money to move out of the Oliver Twist style 5 bedroom house that you share with 6 friends, o...
31
Aug
Gemini Crypto Credit Card – Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
10
Jul
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
11
Jul
How to Read Crypto Charts: Everything You Need to Know
If you're looking to invest in cryptocurrencies, it's important that you know how to read the charts. In this blog post, we'll teach yo...
11
Jul
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...
10
Jul
Credit Card FAQ: Answers to All the Popular and Random Questions
If you're like most people, there are a lot of questions about credit cards that you have but don't know who to ask. You're not alone! ...
10
Jul
Bad Credit? Top 10 Credit Card Builders Reviews
Just a personal opinion, you can fight me on this one: Spiderman’s Uncle Ben should be on the cover of every credit card, sort of l...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
10
Jul
How To Get A Loan For A Semi Truck – The Semi Truck Driver Guide
Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...
10
Jul
Jetsetter? Top 5 Credit Cards You Can Use Internationally
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
11
Jul
What is a Green Loan
Have you ever wondered if your financial choices could be as eco-friendly as that reusable water bottle you just can’t go a day with...
31
Aug
Betterment 403(b) – Reviews, Benefits, Fees & Ratings
Ever imagine a retirement account that feels as fresh as your favorite indie playlist and as user-friendly as your go-to social medi...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
31
Aug
Airline Cards For Fair Credit
Are you planning to travel more often, but wondering if there's a way to cut down on your expenses and enjoy exclusive benefits? You're...
02
Sep
Best Credit Cards For Students Studying Abroad
Picture this: You’re a savvy student packing your bags, ready to conquer a new culture abroad, and your credit card isn’t just a pie...
01
Sep
Best Credit Cards For Airline Pilots
Are you an airline pilot looking to make the most of your time in the air? We all know how essential credit cards are for travel, and...
05
Sep
Credit Cards For Online Shopping Only
Picture this: You're nestled in your favorite hoodie, scrolling through the latest must-have gadgets online, when suddenly you think...
08
Sep
Statue Of Limitations For Credit Cards
Picture this: you’re chilling on your couch after a long day of hustling, scrolling through memes and debating which artisanal coffe...
02
Sep
Best Credit Cards For Students With No Credit Reddit
Ever felt like the world of credit cards is a secret club where membership is reserved for those with a long, sparkling credit histo...
11
Jul
How to Use Credit Card at Gas Pump
It can be a real hassle to carry around cash when you're filling up your car with gasoline. That's why so many people choose to use the...
05
Sep
Credit Cards With Cash Advance For Bad Credit
Ever had one of those days when your bank account seems to be living in a perpetual state of "ouch!" and your credit score is low-ke...
04
Sep
Credit Cards For Airport Lounge Access
Ever wished you could transform the chaos of airport terminals into a haven of luxury before your next flight? Imagine stepping into...
06
Sep
Does Carvana Accept Credit Cards For Down Payment
Ever found yourself mid-scroll on Carvana’s website wondering if you can flash that shiny credit card for your down payment? If you’...
11
Jul
What Is Purchase APR on a Credit Card?
When you are looking for a new credit card, one of the most important things to look at is the purchase APR. This number tells you how ...
11
Jul
What Is a Student Credit Card?
Ever wondered what exactly a student credit card is and why it might just become your new BFF (or frenetic frenemy) during your coll...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
13
Jul
Netwealth ISA – Rates, Reviews, Benefits, & Fees
Picture this: you're scrolling through your phone, daydreaming about your financial future while sipping on a matcha latte, and sudd...
14
Jul
401k Loan Vs HELOC
Ever found yourself stuck between a rock and a hard place when trying to secure quick cash without breaking the bank—or your retirem...
12
Jul
What Are Lawsuit Loans?
Ever found yourself tangled in legal drama and wondering if there’s a way to snag some cash while you wait for that big settlement t...
11
Jul
How Do Loans Work: The Complete Guide
Ever wondered how loans work without feeling like you’re deciphering an ancient scroll written in legalese? Picture this: you’re bro...
31
Aug
CBIZ 457(b) Plan – Reviews, Benefits, Fees & Ratings
Ready to dive into the world of retirement planning with a twist? Say hello to the CBIZ 457(b) Plan—a modern, savvy retirement optio...
12
Jul
What Is a Guarantor Loan?
Ever felt like getting a loan is as complicated as decoding your favorite meme? Welcome to the world of guarantor loans—a financial ...
13
Jul
Goji ISA – Rates, Reviews, Benefits, & Fees
Ever found yourself daydreaming about a financial future that's as chill as your favorite playlist on a lazy Sunday afternoon? Enter...
13
Jul
Close Brothers ISA – Rates, Reviews, Benefits, & Fees
Picture this: you’re scrolling through your social feed, double-tapping on avocado toast photos, when suddenly a thought hits you—wh...
13
Jul
Best Bitcoin IRA Accounts in 2025
Remember that electrifying feeling when your favorite meme drops at the exact moment you need it? That’s exactly the vibe you’ll get...
13
Jul
Best Inherited IRA Accounts in 2025
Picture this: it’s 2025, and you’re scrolling through your favorite social media feed while contemplating how to secure your financi...
13
Jul
Best Loans for Seniors in 2025
Welcome to your definitive guide on the best loans for seniors in 2025—a resource that’s as refreshing as your morning coffee and as...
14
Jul
Franklin Templeton IRA – Reviews, Benefits, Fees & Ratings
Ever wondered if your retirement can be as lit as your weekend plans? Welcome to the ultimate guide on the Franklin Templeton IRA – a d...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
11
Jul
What is a Jumbo Loan? (Updated for 2022 & 2025)
Ever found yourself daydreaming about your future dream home—only to be halted by the thought of traditional mortgages? Well, let’s ...
11
Jul
What Is a Partial Claim Mortgage?
So, picture this: you're scrolling through life, juggling your latest side hustle, streaming your favorite shows, and planning that ...
14
Jul
Mortgage Vs Note
Ever felt like navigating your financial future is like trying to decode secret hieroglyphics written by a mad professor? Welcome to...
14
Jul
20 Year Mortgage Vs 30 Year Mortgage
Picture this: You're at a financial crossroads, coffee in hand, wondering whether to lock in a 20-year mortgage that promises a swif...
11
Jul
How Long to Close FHA Loan After Appraisal?
Imagine navigating the maze of home financing with the precision of a seasoned gamer—each level unlocking new challenges and rewards...
14
Jul
Grant Deed Vs Deed of Trust
Picture this: you’re scrolling through real estate listings on your phone, dreaming of your very own pad—be it a sleek loft downtown...
11
Jul
How to Lower My Mortgage Payments?
Ever caught yourself scrolling through social media, wondering if your monthly mortgage payment could be as chill as your weekend vi...
11
Jul
What Is a Subprime Mortgage?
Ever stumbled upon a term like “subprime mortgage” while scrolling through financial jargon that feels more at home in a sci-fi nove...
11
Jul
How Is Mortgage Interest Calculated?
Ever wondered why your monthly mortgage seems to be whispering sweet nothings to you even after you’ve paid your debt? Buckle up, be...
10
Jul
Ready to Move Out? Different Ways of Buying Your First House
So guessing you’ve finally saved up enough money to move out of the Oliver Twist style 5 bedroom house that you share with 6 friends, o...
11
Jul
How to Calculate APR on a Mortgage?
Ready to kick mortgage mysteries to the curb? Calculating APR on a mortgage might seem like trying to decipher a financial riddle wr...
11
Jul
What Is a Home Equity Loan and How Does It Work?
Ever wondered if tapping into your home’s hidden value could be the ultimate hack for funding your next big adventure—or even just f...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
14
Jul
BlockMint IRA – Reviews, Benefits, Fees & Ratings
Imagine a retirement account that doesn’t put you to sleep faster than scrolling through endless memes—welcome to BlockMint IRA. Des...
31
Aug
Gemini Crypto Exchange – Reviews, Benefits & Fees
Ever since Bitcoin made its epic debut and turned financial norms on their head, a whole new world of digital currencies has emerged...
30
Aug
Robo ETF Vs Botz ETF
Imagine a world where your money not only works for you but does so with the precision of a seasoned robo-advisor and the innovation...
31
Aug
Nexo Crypto Lending Service – Reviews, Benefits & Fees
Ever wondered what it feels like to have your crypto working for you instead of just sitting pretty in a cold digital wallet? Welcom...
30
Aug
FERS Survivor Annuity Vs FERS Life Insurance
Navigating the intricate world of federal benefits can feel like deciphering an ancient treasure map without a compass—especially wh...
30
Aug
Schwab ETF Vs Vanguard ETF
Ever felt like choosing between Schwab ETF and Vanguard ETF is as daunting as picking the perfect avocado at the grocery store? Welc...
11
Jul
Best Crypto Tax Software Reviews: The Ultimate Guide to Crypto Tax
Welcome to the ultimate playground for all things crypto tax! If you’ve ever stared at your computer screen in disbelief at the dizz...
11
Jul
What is a Term Loan?
Picture this: you're scrolling through your favorite social feed when you suddenly realize it’s time to upgrade your ride, launch th...
31
Aug
Kraken Crypto Exchange – Reviews, Benefits & Fees
Ready to dive into the brave, bold, and occasionally bewildering world of cryptocurrency? If you’re a millennial or Gen Z adventurer...
14
Jul
IRA Vs Mutual Fund
Navigating the world of personal finance can feel like trying to decode ancient hieroglyphics—especially when it comes to choosing b...
11
Jul
How to Get a 401k Loan
Ever wonder if dipping into your 401k could be the secret sauce to funding that dream project—or maybe just getting you out of a fin...
30
Aug
Annuity Vs Perpetuity
Picture this: you're scrolling through your favorite social feed, and you stumble upon the ultimate financial debate – annuity versu...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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