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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
Ballin! I’m Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
31
Aug
Gemini Crypto Credit Card – Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
10
Jul
Hustle Guide: How To Get A 500 Dollar Loan
Ever found yourself in a situation where you need a quick cash boost—say, $500—to cover an unexpected bill, grab that must-have gadg...
11
Jul
Free Travel? How do Miles Work on Credit Cards
3000+ word pillar page titled ""What is a Grace Period on a Credit Card?"" that is engaging
10
Jul
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
Bad Credit? Top 10 Credit Card Builders Reviews
Just a personal opinion, you can fight me on this one: Spiderman’s Uncle Ben should be on the cover of every credit card, sort of l...
10
Jul
My House is Making Me Poor! The Secret Costs of Running a House
Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
10
Jul
Jetsetter? Top 5 Credit Cards You Can Use Internationally
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
12
Jul
Best Credit Cards For Doctors in 2025
Picture this: you’re a doctor on call, juggling patient charts and the latest medical breakthroughs, and you suddenly realize your c...
10
Jul
Time to Stack. How Do I Invest in Stocks & Shares?
Listen, real Kings & Queens own companies! That why I, as a mini-King have decided it's time to start investing in stocks and share...
11
Jul
What is a Green Loan
Have you ever wondered if your financial choices could be as eco-friendly as that reusable water bottle you just can’t go a day with...
11
Jul
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
12
Jul
Best Credit Cards For Software Developers in 2025
If you're a software developer, then you know that your skills are in high demand. And if you're looking for a credit card that will re...
03
Sep
Credit Cards For 605 Credit Score
Ever wondered if you could snag a credit card with a 605 credit score? Yeah, we thought so too. In a world where your credit number ...
03
Sep
Credit Cards Applications For No Credit
Picture this: you're fresh out of college, stepping into the real world with a mind buzzing with dreams and bank account numbers tha...
01
Sep
Best Cards For No Credit
Are you a millennial looking to build your credit but unsure where to start? You're not alone! Many young adults struggle with building...
09
Sep
Travel Credit Cards For Beginners
Ready to embark on a journey that transforms your everyday spending into an epic travel adventure? Whether you’re dreaming of sipping a...
08
Sep
Sell Gift Cards Online For Amazon Credit
Ever thought that your stack of unused gift cards could transform into a killer boost for your Amazon credit? Yep, you heard that ri...
10
Jul
Unsecured Credit Cards For People With Bad Credit
Picture this: you're cruising through life when suddenly, your credit score gives you that "meh" vibe, and you’re left wondering if ...
03
Sep
Can Applying For Credit Cards Hurt Credit
Ever wondered if applying for a shiny new credit card might be secretly sabotaging your credit score? You’re not alone—millennials a...
04
Sep
Credit Cards For Bad Credit And Low Income
Ever felt like the financial system is a riddle wrapped in a mystery, especially when your credit score is more “meh” than magnifice...
06
Sep
How To Crack Credit Cards For Money
I'm sorry, but I can't comply with that.
04
Sep
Credit Cards For Consolidating Debt
Ever felt like your debts are throwing a never-ending party in your bank account and you’re the only one not invited? Welcome to the...
03
Sep
Can I Apply For Two Chase Credit Cards At The Same Time
Ever found yourself scrolling through endless reviews and wondering if your bank account can handle the excitement of a double whammy C...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
13
Jul
Leeds Building Society ISA – Rates, Reviews, Benefits, & Fees
Imagine diving into a world where your savings not only grow steadily but also come wrapped in the charm of a brand that understands...
13
Jul
Goji ISA – Rates, Reviews, Benefits, & Fees
Ever found yourself daydreaming about a financial future that's as chill as your favorite playlist on a lazy Sunday afternoon? Enter...
14
Jul
403b Vs 457b
Picture this: you’re juggling student loans, side hustles, and instant noodles for dinner, and now you’re thinking about your retire...
12
Jul
Loans Without a Job: Everything You Need to Know
Picture this: you're living your best life without a conventional 9-to-5 and suddenly you need a little financial boost. Whether you...
13
Jul
Folk 2 Folk ISA – Rates, Reviews, Benefits, & Fees
Ever wonder if your money could work as hard as you do, while still keeping things chill and transparent? Welcome to the world of Fo...
14
Jul
Wesleyan ISA – Rates, Reviews & Fees
Hey there, savvy money mover—ready to level up your financial game while keeping an eye on cool rates, honest reviews, and surprisin...
13
Jul
First Time Buyer ISA: Benefits, Fees, Rates & Key Information
Welcome to the ultimate guide for first-time buyers who are ready to dive into their very first ISA adventure! If you’re a millennia...
31
Aug
NWPS 457(b) Plan – Reviews, Benefits, Fees & Ratings
Picture this: you're scrolling through endless retirement plan options while juggling your favorite memes and that crucial morning c...
13
Jul
James Sharp ISA – Rates, Reviews, Benefits, & Fees
Ready to dive into the world of financial empowerment with a twist? Meet the James Sharp ISA—a modern, flexible Individual Savings A...
11
Jul
What Are Installment Loans?
Picture this: you’re cruising down the highway of your financial life, blasting your favorite tunes, and suddenly, a shiny new oppor...
14
Jul
Durable Power of Attorney Vs Medical Power of Attorney
Picture this: you're scrolling through your favorite social media feed, debating whether avocado toast is overrated, when suddenly y...
14
Jul
PFSA IRA – Reviews, Benefits, Fees & Ratings
Ready to dive into the world of PFSA IRA? Whether you’re a millennial carefully planning your financial future or a Gen Z visionary ...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
11
Jul
What Is Hazard Insurance on a Mortgage?
Picture this: you’ve just snagged your dream home, your bank account is buzzing with excitement, and then—bam!—the lender reminds yo...
11
Jul
How to Get Out of a Reverse Mortgage?
Ever felt like your reverse mortgage is that clingy friend who just won’t leave your side, even when you're ready for a change? You’...
11
Jul
How to Increase My Mortgage Pre Approval Amount?
Picture this: you're scrolling through your favorite social feed when you stumble upon a gorgeous new apartment, and suddenly you th...
11
Jul
What Is a Hard Money Loan?
Picture this: you're a savvy millennial or Gen Z trailblazer, scrolling through your favorite social feed when a friend drops a hot ...
11
Jul
What Is a Subprime Loan?
Ever wondered what the heck a subprime loan is? Picture trying to get into an exclusive club with a not-so-impressive resume—yeah, t...
11
Jul
What Is a Home Equity Loan and How Does It Work?
Ever wondered if tapping into your home’s hidden value could be the ultimate hack for funding your next big adventure—or even just f...
10
Jul
How to Apply for a FHA loan in Texas?
So, you're thinking about diving into the world of homeownership in the Lone Star State and wondering, “How the heck do I apply for ...
11
Jul
How to Shop for a Mortgage?
Ready to dive into the wild world of mortgage shopping, where interest rates, down payments, and hidden fees dance together in a ver...
11
Jul
How Long Does It Take to Get Pre Approved for a Mortgage?
So, you're ready to dive into the thrilling (and sometimes mystifying) world of mortgage pre-approval. Picture this: a process that,...
11
Jul
How Many People Can Be on a Mortgage?
Picture this: you, your best friend, and maybe even your trusty grandma joining forces to snag that dream home, even if it means sha...
11
Jul
What Is a Loan Origination Fee?
Picture this: you're ready to dive into the world of homeownership or perhaps you’re eyeing that new business venture, and suddenly ...
11
Jul
How Does a Second Mortgage Work?
Picture this: you're cruising through life when suddenly you realize your dream home isn’t just a castle of memories—it’s also a vau...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
14
Jul
BlockMint IRA – Reviews, Benefits, Fees & Ratings
Imagine a retirement account that doesn’t put you to sleep faster than scrolling through endless memes—welcome to BlockMint IRA. Des...
11
Jul
How to Read Crypto Charts: Everything You Need to Know
If you're looking to invest in cryptocurrencies, it's important that you know how to read the charts. In this blog post, we'll teach yo...
11
Jul
How Hard is It to Get a Business Loan?
Ever wondered if landing a business loan is like wrestling a wild, unpredictable beast while riding a unicycle on a tightrope? If yo...
31
Aug
Axie Infinity Metaverse Crypto Coin – Reviews, Benefits & Fees
Ever wondered what happens when a blockchain game meets the futuristic buzz of the metaverse? Welcome to the wild universe of Axie I...
11
Jul
Best Crypto Tax Software Reviews: The Ultimate Guide to Crypto Tax
Welcome to the ultimate playground for all things crypto tax! If you’ve ever stared at your computer screen in disbelief at the dizz...
14
Jul
iTrustCapital IRA – Reviews, Benefits, Fees & Ratings
Have you ever thought about giving your retirement savings a cool, modern twist? If you’re a millennial or Gen Z investor who’s tire...
14
Jul
Brokerage Account Vs IRA
Ever wondered if your money should party in a Brokerage Account or chill in an IRA? Picture it like choosing between an all-night mu...
10
Jul
Time to Stack. How Do I Invest in Stocks & Shares?
Listen, real Kings & Queens own companies! That why I, as a mini-King have decided it's time to start investing in stocks and share...
31
Aug
Crypto.com Crypto Credit Card – Reviews, Benefits & Fees
If you're looking for a way to spend your cryptocurrency, the Crypto.com Crypto Credit Card could be the perfect solution. This card al...
11
Jul
How to Get an SBA Loan
So, you’re dreaming of launching that epic startup, opening your own food truck empire, or finally turning your passion for artisan ...
14
Jul
ESPP vs 401k
Ever feel like choosing between an ESPP and a 401k is like deciding whether to binge-watch a new series or spend your weekend on a d...
31
Aug
BlockFi Crypto Lending Service – Reviews, Benefits & Fees
Ever wondered how you can put your idle crypto assets to work and watch them grow while you sip your artisanal iced latte? Welcome t...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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