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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
10
Jul
Hustle Guide: How To Get A 500 Dollar Loan
Ever found yourself in a situation where you need a quick cash boost—say, $500—to cover an unexpected bill, grab that must-have gadg...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
10
Jul
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
10
Jul
I’ve Got a Dog. I’m Responsible. Should I Get a Credit Card?
You've got your little dog, she's happy, holiday booked, nice little car, flat and finally feel like you're adulting! One question that...
10
Jul
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
10
Jul
Ready to Move Out? Different Ways of Buying Your First House
So guessing you’ve finally saved up enough money to move out of the Oliver Twist style 5 bedroom house that you share with 6 friends, o...
10
Jul
How To Get a $1000 Loan – The Personal Loan Cheat Sheet
Oh, look. Your car. It's on fire. Wait. That's not good. Put it out!! PUT IT OUT! Once the fire department is gone, you see the...
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
11
Jul
Free Money? How Does Cash Back Work on Credit Cards
Do you want free money? Who doesn't, right? Well, believe it or not, cash back on your credit card can actually give you free money - a...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
How To Get A Loan For A Semi Truck – The Semi Truck Driver Guide
Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
10
Jul
Time to Stack. How Do I Invest in Stocks & Shares?
Listen, real Kings & Queens own companies! That why I, as a mini-King have decided it's time to start investing in stocks and share...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
10
Jul
Artist? How to Create An NFT? How to Make a NFT Art?
With all these entrepreneurs cashing in on NFTs (non-fungible tokens), it’s about time artists start making bank from their own art! No...
11
Jul
What is a Green Loan
Have you ever wondered if your financial choices could be as eco-friendly as that reusable water bottle you just can’t go a day with...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
10
Jul
Jetsetter? Top 5 Credit Cards You Can Use Internationally
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...
11
Jul
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...
10
Jul
There Are So Many Mortgages! What’s The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
03
Sep
Cardlock For Credit Cards
Ever wished you had a magical power to lock up your credit card like a smartphone’s app when you forget it’s being misused? Welcome ...
06
Sep
Gas Credit Cards For Small Business
Imagine cruising down the highway of entrepreneurship with a fuel tank full of savings and rewards—yes, we're talking about gas cred...
31
Aug
Best Business Credit Cards For Trucking Company
Attention trucking company owners and operators! Are you looking to save money on fuel, track driver expenses, and grow your business...
07
Sep
Keep Getting Denied For Credit Cards
Ever feel like your credit card application is stuck in an endless loop of rejections? You’re not alone. If you keep getting denied ...
31
Aug
American Credit Cards For Canadians
Hey, Canadian friends! Have you ever wondered if you could take advantage of American credit cards and their lucrative rewards progra...
31
Aug
Apply For Credit Cards In Canada
You’ve probably heard it a thousand times - credit cards are essential in today’s world for building credit, making online purchases,...
11
Jul
Why Did My Credit Card Limit Decrease?
If you have noticed a recent decrease in your credit card limit, you are not alone. Many people are seeing their limits decreased as ba...
02
Sep
Best Credit Cards For Paying Taxes
Picture this: instead of drowning in a sea of receipts and tax forms, you’re swiping your credit card like a boss to pay your taxes ...
05
Sep
Credit Cards For Students With No Income
So, you've hit the pinnacle of student life—juggling assignments, ramen dinners, and wondering if a credit card is even possible whe...
03
Sep
Coin For Credit Cards
Ever wondered how a tiny coin could revolutionize your credit card game? Imagine a world where every swipe, tap, or online transacti...
12
Jul
Best Credit Cards To Use Everyday in 2025
If you are looking for the best credit card for everyday use, you have come to the right place. In this article, we will discuss some o...
03
Sep
Churning Credit Cards For Miles
Imagine jet-setting across the globe without breaking the bank—landing in Bali, sipping an espresso in Paris, or even catching a las...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
14
Jul
Oxford Gold Group IRA – Reviews, Benefits, Fees & Ratings
Imagine turning your retirement dreams into a reality with a little help from something as timeless as gold—all while keeping your f...
12
Jul
Roth IRA: Benefits, Fees & Everything You Need to Know
Picture this: you're scrolling through your favorite social feed, coffee in hand, and suddenly you realize—it’s never too early (or ...
13
Jul
MFM ISA – Rates, Reviews, Benefits, & Fees
Ever felt like your money was playing hide-and-seek with you? Welcome to the world of MFM ISA, where rates, reviews, benefits, and f...
30
Aug
TIAA-CREF IRA – Reviews, Benefits, Fees & Ratings
Ready to supercharge your retirement game and finally outsmart those mysterious fees and confusing ratings? Whether you’re a fresh-f...
31
Aug
Wells Fargo 403(b) – Reviews, Benefits, Fees & Ratings
Picture this: your retirement savings plan is like the ultimate mixtape—carefully curated, refreshingly diverse, and totally customi...
12
Jul
Loans Vs Securities: Personal Finance Guide
Think of your financial life as a wild road trip where you’re the driver, the playlist is pumped up with your fave tunes, and the ma...
13
Jul
AJ Bell ISA – Rates, Reviews, Benefits, & Fees
Ready to unlock a world of smart investing without the snooze factor? If you've been scrolling through endless money advice posts an...
13
Jul
2 Year Fixed Rate ISA: Benefits, Fees, Rates & Key Information
Ever wondered if your savings could be as reliable as your favorite pair of sneakers? Say hello to the 2 Year Fixed Rate ISA—a finan...
11
Jul
How to Get a Loan With No Credit?
Ever wondered how to secure a loan when your credit score is still a mystery—or worse, a myth? Welcome, friend, to the ultimate guid...
30
Aug
Edward Jones 401(k) – Reviews, Benefits, Fees & Ratings
Ever wonder if your retirement fund could be as trendy and well-curated as your Spotify playlist? Welcome to the world of the Edward...
14
Jul
CryptoIRA – Reviews, Benefits, Fees & Ratings
Welcome to the revolution of retirement planning—where cutting-edge technology meets traditional savings to create a financial futur...
31
Aug
T. Rowe Price 457(b) Plan – Reviews, Benefits, Fees & Ratings
Ever wondered if your retirement plan could be as exciting as your weekend adventures, or as sleek as the latest tech gadget you jus...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
11
Jul
What Is a Blanket Mortgage?
Ever had the feeling that your mortgage is too “one-size-fits-all” for your eclectic, modern life? Imagine if you could bundle multi...
11
Jul
What Is Escrow on a Mortgage?
Ever felt like your finances are playing a game of hide-and-seek, and you’re not quite sure if you’re winning or losing? Welcome to ...
14
Jul
Homeready Vs FHA
Ready to dive into the world of home financing with a twist of humor? Let’s embark on a journey comparing two popular loan programs—...
10
Jul
How to Apply for a FHA loan in Texas?
So, you're thinking about diving into the world of homeownership in the Lone Star State and wondering, “How the heck do I apply for ...
11
Jul
What Is a Hard Money Loan?
Picture this: you're a savvy millennial or Gen Z trailblazer, scrolling through your favorite social feed when a friend drops a hot ...
11
Jul
How Does Mortgage Interest Work?
Ever had that moment when you sit down with your latte and realize mortgage interest is kind of like that guest who never leaves you...
11
Jul
How to Get Rid of PMI on a FHA Loan
Picture this: you're browsing your favorite finance blog at midnight, double-tapping memes about avocado toast and student loans, wh...
11
Jul
How Is Mortgage Interest Calculated?
Ever wondered why your monthly mortgage seems to be whispering sweet nothings to you even after you’ve paid your debt? Buckle up, be...
14
Jul
Grantor Mortgage Vs Grantee Mortgage
Ever felt like mortgages are the ultimate "choose your own adventure" in the financial world, but with even more fine print? Welcome...
11
Jul
How to Get Rid of Mortgage Insurance?
Ever feel like mortgage insurance is that party guest who overstays their welcome and eats all your snacks? If you're a millennial o...
14
Jul
Bridge Loan Vs HELOC
Picture this: you're on the brink of a major financial move, juggling dreams of a new home or a strategic renovation while wondering...
12
Jul
What Are Mortgage Insurance Premiums?
Imagine finally stepping into your own place without living with your parents—or at least, living with the confidence that you’re ma...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
11
Jul
What is a Margin Loan?
Ever wondered how you can stretch your investment dollars like a pair of vintage jeans on laundry day? Welcome to the world of margi...
14
Jul
Bitcoin IRA – Reviews, Benefits, Fees & Ratings
Picture this: You’re scrolling through endless memes on your phone when suddenly you stumble upon the dazzling concept of a Bitcoin ...
31
Aug
Awesome Miner Bitcoin Miner – Reviews, Benefits & Prices
Ready to dive into the electrifying world of Bitcoin mining? Whether you’re a tech-savvy millennial or a Gen Z crypto enthusiast sco...
31
Aug
Voyager Crypto Exchange – Reviews, Benefits & Fees
Picture this: you’re scrolling through your phone, sipping on your iced coffee, and suddenly you stumble upon a platform that promis...
31
Aug
Crypto.com Crypto Credit Card – Reviews, Benefits & Fees
If you're looking for a way to spend your cryptocurrency, the Crypto.com Crypto Credit Card could be the perfect solution. This card al...
31
Aug
Crypto.com Crypto Staking Service – Reviews, Benefits & Fees
Ever wondered how to turn your cryptocurrency into a passive income powerhouse without breaking a sweat? Welcome to the exciting wor...
31
Aug
Gemini Crypto Exchange – Reviews, Benefits & Fees
Ever since Bitcoin made its epic debut and turned financial norms on their head, a whole new world of digital currencies has emerged...
31
Aug
Crypto.com Crypto Exchange – Reviews, Benefits & Fees
Step right into the world of digital finance where innovation meets fun—welcome to Crypto.com Crypto Exchange, your go-to platform f...
31
Aug
Axie Infinity Metaverse Crypto Coin – Reviews, Benefits & Fees
Ever wondered what happens when a blockchain game meets the futuristic buzz of the metaverse? Welcome to the wild universe of Axie I...
14
Jul
401k Vs Stocks
Ever felt like your financial life is a never-ending episode of "The Great Debate" – 401k vs Stocks – where both sides shout good po...
31
Aug
ECOS Bitcoin Miner – Reviews, Benefits & Prices
Ever wondered if your crypto portfolio could get an electrifying boost with a tool that’s as cutting-edge as it is cost-effective? E...
11
Jul
How to Apply for an SBA Loan: A Beginner’s Guide
So you’ve decided to take the plunge and explore the world of SBA loans, but the application process feels like deciphering hierogly...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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