Are you an avid Netflix streamer who loves chilling with your favourite shows and movies? What if we told you that you could make the most out of your streaming experience by choosing the right credit card for Netflix? In this comprehensive guide, we'll walk you through the top credit cards that'll not only save you money on your monthly Netflix subscription but also offer additional perks and rewards. So, grab your popcorn and let's dive in!
Credit Cards For Netflix Table of Contents
Why Use a Credit Card for Netflix?
Using a credit card for your Netflix subscription can bring you various benefits:
- Save on subscription costs
- Earn reward points for your spending
- Enhance your streaming experience with exclusive perks and deals
- Improve your credit score by consistently paying off your credit card bills
Now that we know why using a credit card for Netflix is a smart move, let's explore the best credit cards to maximize your streaming experience.
Best Credit Cards for Netflix
1. American Express Blue Cash Preferred
- 6% cashback on select streaming services, including Netflix
- $250 statement credit after spending $1,000 within the first three months
- $95 annual fee
With 6% cashback on streaming services, the Amex Blue Cash Preferred tops the list for Netflix users. This cashback can save you a significant amount on your subscription, even after accounting for the card's annual fee.
2. Chase Sapphire Preferred
- 2x points on streaming services and other entertainment purchases
- 60,000 bonus points after spending $4,000 in the first three months
- $95 annual fee
The Chase Sapphire Preferred is another great option, especially for those who love entertainment beyond Netflix. In addition to the 2x points on streaming services, you'll also earn points on dining, travel, and other entertainment expenses.
3. U.S. Bank Cash+ Visa Signature
- 5% cashback on two chosen categories, including streaming services
- No annual fee
The U.S. Bank Cash+ Visa Signature is a fantastic choice for those seeking high cashback rates without an annual fee. With this card, you can choose streaming services as one of your 5% cashback categories and save on other everyday expenses as well.
4. Capital One SavorOne
- Unlimited 3% cashback on entertainment, including streaming services
- No annual fee
- $200 cash bonus after spending $500 in the first three months
The Capital One SavorOne is another no-annual-fee option that provides excellent value for Netflix users. With 3% cashback on entertainment spending and a cash bonus as a welcome offer, this card can help you save a lot on your streaming expenses.
Credit Cards For Netflix Example:
Imagine you're a Netflix enthusiast who pays $15 a month for their subscription. Let's see how much you can save when using the American Express Blue Cash Preferred card.
Your annual Netflix cost would be $180 without considering any cashback. However, with 6% cashback from the Amex Blue Cash Preferred, you'd save $10.80, effectively reducing your annual Netflix bill to $169.20.
Now, considering the card's annual fee, your total yearly expense would be $264.20 ($169.20 Netflix cost + $95 annual fee). However, that amount can be further reduced by applying the $250 statement credit to your first-year expenses, making your net annual spending a mere $14.20 on Netflix and the card!
Selecting the right credit card for your Netflix subscription can help you save big on your streaming costs and unlock additional perks. Compare the best credit cards based on your streaming habits, lifestyle, and other spending categories to make the most out of your Netflix experience. Don't forget to share this guide with your fellow Netflix lovers, and explore other money-saving guides on Flik Eco!
