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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
Ballin! I'm Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
10
Jul
The Best Credit Cards for Every Life Situation
So you got that shiny piece of plastic in your hand. Now you think you’re the king of the world with unlimited spending potential. King...
10
Jul
Hustle Guide: How To Get A 500 Dollar Loan
Ever found yourself in a situation where you need a quick cash boost—say, $500—to cover an unexpected bill, grab that must-have gadg...
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
10
Jul
How To Get a $1000 Loan – The Personal Loan Cheat Sheet
Oh, look. Your car. It's on fire. Wait. That's not good. Put it out!! PUT IT OUT! Once the fire department is gone, you see the...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
10
Jul
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
10
Jul
Ready to Move Out? Different Ways of Buying Your First House
So guessing you’ve finally saved up enough money to move out of the Oliver Twist style 5 bedroom house that you share with 6 friends, o...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
10
Jul
Jetsetter? Top 5 Credit Cards You Can Use Internationally
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...
10
Jul
Bad Credit? Top 10 Credit Card Builders Reviews
Just a personal opinion, you can fight me on this one: Spiderman’s Uncle Ben should be on the cover of every credit card, sort of l...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
10
Jul
Credit Card FAQ: Answers to All the Popular and Random Questions
If you're like most people, there are a lot of questions about credit cards that you have but don't know who to ask. You're not alone! ...
10
Jul
There Are So Many Mortgages! What's The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
11
Jul
Buying a New Home? What Percent of Income Should Go to Your Mortgage?
Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...
10
Jul
How To Get A Loan For A Semi Truck - The Semi Truck Driver Guide
Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...
13
May
Best Credit Cards For Doctors in 2025
Picture this: you’re a doctor on call, juggling patient charts and the latest medical breakthroughs, and you suddenly realize your c...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
09
Jul
Retail Credit Cards For No Credit
Ever felt like walking into a store with an empty credit history is the same as showing up to a party with no invite—and not even a ...
11
Jul
What Is a Credit Card Balance?
If you're like most people, you probably have at least one credit card. And if you're like most people, you may not fully understand wh...
10
Jul
What Does Purchase Apr Mean For Credit Cards
Picture this: you’re out with your friends, swiping your sleek new credit card like it’s your VIP pass to financial freedom—only to ...
03
Jul
Best Credit Cards For 24 Year Olds
Finding the perfect credit card can be a frustrating and confusing process, especially for young adults. But don't fret, 24-year-olds, ...
06
Jul
Credit Cards For Bad Credit No Down Payment
Ever felt like the financial system is playing hard-to-get with your credit score, especially when you’re stuck with a less-than-ste...
06
Jul
Credit Cards For Bad Credit Discover
Let's face it—navigating the world of credit cards when your credit score isn’t exactly glowing can feel like trying to find a Wi-Fi...
07
Jul
Credit Cards For Teens Under 18
Imagine having a secret pass to the grown-up world of finance even before you hit 18—a magical plastic card that lets you dip your t...
13
May
Best Credit Cards For Streaming Services in 2025
Ever found yourself scrolling endlessly through your favorite streaming service—Netflix marathons, Hulu binge-watching, or maybe eve...
07
Jul
Credit Cards For Students UK
Picture this: you’re a savvy student in the UK, juggling lectures, late-night study sessions, and the occasional cheeky curry night ...
09
Jul
Protection Wallet For Credit Cards
Ever had that sinking feeling when you realize your credit card might be as unsafe as a smartphone left unattended in a crowded coff...
10
Jul
Unsecured Credit Cards For Bad Credit Instant Approval No Deposit
Ever felt like your financial future is playing a never-ending game of hide-and-seek, with approval processes as elusive as that las...
09
Jul
Top Credit Cards For Good Credit
Ever felt like your wallet is a tiny, rebellious rebel that refuses to cooperate? Welcome to the world of credit cards for good cred...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
15
May
Alliant Credit Union IRA - Reviews, Benefits, Fees & Ratings
Have you ever thought about your future like it's a TikTok trend—ephemeral yet totally important? Welcome to the world of Alliant Cr...
14
May
Proplend ISA – Rates, Reviews, Benefits, & Fees
Welcome to the ultimate guide on the Proplend ISA – where smart savings meet brilliant financial savvy, designed specifically for mi...
11
Jul
What is a Line of Credit Loan?
Ever wondered if you could have your financial cake and eat it too—without having your credit card cry in the corner? Welcome to the...
11
Jul
How Do Car Loans Work?
Buckle up, because we're taking a joyride into the world of car loans—a wild, money-savvy adventure that can feel as complicated as ...
14
May
Best Inherited IRA Accounts in 2025
Picture this: it’s 2025, and you’re scrolling through your favorite social media feed while contemplating how to secure your financi...
13
May
SEP IRA: Benefits, Fees & Everything You Need to Know
Ready to dive into the world of SEP IRAs with the confidence of a millennial who just found an extra side hustle income stream? Welc...
14
May
Nationwide Lifetime ISA - Rates, Reviews, Benefits, & Fees
Picture this: your money is like your favorite indie band—small, scrappy, and ready to rock the financial stage if only you give it ...
15
May
IUL Vs Roth IRA
Ever felt like your wallet is throwing a party and you’re stuck choosing between an IUL and a Roth IRA, like picking between a wild ...
14
May
Darlington Building Society ISA - Rates, Reviews, Benefits, & Fees
Ready to turbocharge your savings game, boost your financial street cred, and enjoy some seriously attractive interest rates? Welcom...
15
May
Annuity.org IRA - Reviews, Benefits, Fees & Ratings
Hey there, savvy savers and future financial rockstars! Picture this: you, cruising toward a comfortable retirement while still rock...
14
May
Shard Capital ISA - Rates, Reviews, Benefits, & Fees
Ready to level up your financial game without boring boardroom lingo? Welcome to the world of Shard Capital ISA, where your money wo...
15
May
Wealthsimple ISA – Rates, Reviews & Fees
Ever wondered how you can grow your money without breaking a sweat—or your bank account? Buckle up, because we’re about to dive deep...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
11
Jul
How Does a Construction Loan Work When You Own the Land?
Picture this: you own a sprawling slice of land, and the idea of building your dream home or starting that cutting‐edge business hub...
01
Jul
Fee Simple Vs Life Estate
Ever sat down with your favorite cup of cold brew and thought, “How on earth do I own property without turning my life upside down?”...
11
Jul
Buying a New Home? What Percent of Income Should Go to Your Mortgage?
Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...
11
Jul
How to Get a Loan to Build a House
Picture this: a house built from your wildest dreams, a space that screams your individuality, where every brick and beam echoes you...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
11
Jul
How Long Does It Take to Get a Mortgage? Simple Guide
Welcome to your no-nonsense, humor-packed guide to one of the most mystifying and money-savvy topics of our generation: mortgages. I...
11
Jul
How Many VA Loans Can You Have?
Are you ready to dive into the wild and wonderful world of VA loans? Whether you’re a millennial dreaming of your first home or a Ge...
12
Jul
Loans to Buy Land: Everything You Need to Know
Ever caught yourself daydreaming about owning a little patch of earth to call your own—maybe a spot to build your dream home, start a f...
11
Jul
How to Increase My Mortgage Pre Approval Amount?
Picture this: you're scrolling through your favorite social feed when you stumble upon a gorgeous new apartment, and suddenly you th...
11
Jul
What Is Hazard Insurance on a Mortgage?
Picture this: you’ve just snagged your dream home, your bank account is buzzing with excitement, and then—bam!—the lender reminds yo...
11
Jul
How to Get Out of a Reverse Mortgage?
Ever felt like your reverse mortgage is that clingy friend who just won’t leave your side, even when you're ready for a change? You’...
13
May
Who Loans Money on Manufactured Homes?
Ever wondered who’s behind the curtain when it comes to financing those charming manufactured homes? Well, buckle up because we’re a...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
10
Jul
Ballin! I'm Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
01
Jul
Fixed Annuity Vs Variable Annuity
Picture this: you're scrolling through your feed, meme after meme, and suddenly you stumble across the ultimate financial debate tha...
15
May
iTrustCapital IRA - Reviews, Benefits, Fees & Ratings
Have you ever thought about giving your retirement savings a cool, modern twist? If you’re a millennial or Gen Z investor who’s tire...
15
May
CryptoIRA - Reviews, Benefits, Fees & Ratings
Welcome to the revolution of retirement planning—where cutting-edge technology meets traditional savings to create a financial futur...
01
Jul
Schwab ETFS Vs Vanguard ETFS
Looking to navigate the turbulent waters of ETF investing but feeling like you’re stuck between a rock and a hard place? Welcome to ...
14
May
Cryptocurrency IRA: Benefits, Fees & Everything You Need to Know
Ever wondered if you could harness the wild energy of cryptocurrency together with the tax-savvy benefits of an IRA? Well, strap in,...
02
Jul
Axie Infinity Metaverse Crypto Coin - Reviews, Benefits & Fees
Ever wondered what happens when a blockchain game meets the futuristic buzz of the metaverse? Welcome to the wild universe of Axie I...
15
May
Ellevest IRA - Reviews, Benefits, Fees & Ratings
So, you’re on the hunt for an IRA that’s as forward-thinking as your playlist and as innovative as your weekend side hustle? Say hel...
02
Jul
ZenGo Crypto Staking Service - Reviews, Benefits & Fees
Picture this: you're chilling on your favorite couch with a hot cup of iced coffee in hand, scrolling through your crypto news feed,...
11
Jul
How to Apply for an SBA Loan: A Beginner's Guide
So you’ve decided to take the plunge and explore the world of SBA loans, but the application process feels like deciphering hierogly...
15
May
Acorns Vs Robinhood
Ever wondered whether Acorns or Robinhood should be your financial BFF? Welcome to the ultimate showdown where micro-investing meets...
02
Jul
ECOS Bitcoin Miner - Reviews, Benefits & Prices
Ever wondered if your crypto portfolio could get an electrifying boost with a tool that’s as cutting-edge as it is cost-effective? E...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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