05 Aug Insights, Mortgages & Renting What Is a Qualified Mortgage? August 5, 2024 By Jermaine Hagan (The Plantsman) What is a qualified mortgage? This is a question that many people are asking these days, as the rules for mortgages have changed. A qua...Continue reading
05 Aug Insights, Mortgages & Renting How Do You Pay Back a Reverse Mortgage? August 5, 2024 By Jermaine Hagan (The Plantsman) A reverse mortgage can be a great way to get extra money during your retirement. It allows you to borrow against the equity in your hom...Continue reading
05 Aug Insights, Mortgages & Renting What Is Mortgage Underwriting? August 5, 2024 By Jermaine Hagan (The Plantsman) Mortgage underwriting is one of the most important steps in the mortgage process. This is the process where a lender determines whether...Continue reading
05 Aug Insights, Mortgages & Renting Freedom? How to Pay Off a Mortgage Faster August 5, 2024 By Jermaine Hagan (The Plantsman) There's no feeling quite like the one you get when you're handed the keys to your very own home. It's a moment of pure joy and satisfac...Continue reading
05 Aug Insights, Mortgages & Renting What Is a Mortgage? The Complete Beginners Guide August 5, 2024 By Jermaine Hagan (The Plantsman) What is a mortgage? This is a question that many people ask when they are looking to buy their first home. A mortgage is a loan that is...Continue reading
05 Aug Insights, Mortgages & Renting How to Transfer Ownership of a House With a Mortgage August 5, 2024 By Jermaine Hagan (The Plantsman) If you are a homeowner with a mortgage, chances are you will need to transfer ownership of the house at some point. This can be a compl...Continue reading
05 Aug Insights, Mortgages & Renting What Are Mortgage Insurance Premiums? August 5, 2024 By Jermaine Hagan (The Plantsman) Mortgage insurance premiums, or MIPs, are what you pay to the Federal Housing Administration (FHA) for having a mortgage insured. This ...Continue reading
05 Aug Insights, Mortgages & Renting What Is Mortgage Insurance: The Simple Guide August 5, 2024 By Jermaine Hagan (The Plantsman) What is mortgage insurance? This is a question that many people have when they are looking to buy a home. Mortgage insurance protects t...Continue reading
05 Aug Insights, Mortgages & Renting What Is Maxing Out a Credit Card? August 5, 2024 By Jermaine Hagan (The Plantsman) Have you ever wondered what "maxing out a credit card" means? This term is often used in the financial world, but what does it actually...Continue reading
05 Aug Insights, Mortgages & Renting How to Get a Mortgage: Everything You Need to Know August 5, 2024 By Jermaine Hagan (The Plantsman) Are you thinking of buying a home? If so, you will need to get a mortgage. A mortgage is a loan that you take out to purchase a home. I...Continue reading
05 Aug Insights, Mortgages & Renting How Long Does Mortgage Pre Approval Take? August 5, 2024 By Jermaine Hagan (The Plantsman) If you're in the market for a new home, you're likely wondering how long the mortgage pre approval process will take. This is a great q...Continue reading
05 Aug Insights, Mortgages & Renting How Long Does Mortgage Underwriting Take? August 5, 2024 By Jermaine Hagan (The Plantsman) Mortgage underwriting is the process of verifying a borrower's financial information and determining whether or not they are qualified ...Continue reading
05 Aug Insights, Mortgages & Renting How to Avoid Mortgage Insurance: The Complete Guide August 5, 2024 By Jermaine Hagan (The Plantsman) Mortgage insurance can be a huge expense for home buyers. In this guide, we will teach you how to avoid mortgage insurance altogether. ...Continue reading
05 Aug Insights, Mortgages & Renting How to Shop for Mortgage Rates: Essential Guide August 5, 2024 By Jermaine Hagan (The Plantsman) When you are shopping for a mortgage, it is important to compare rates from different lenders. You don't want to end up with the highes...Continue reading
05 Aug Insights, Mortgages & Renting How Long Does It Take to Get a Mortgage? Simple Guide August 5, 2024 By Jermaine Hagan (The Plantsman) Mortgages are a big decision, and one that many people put a lot of thought into. How long does it take to get a mortgage? What is the ...Continue reading
29 Jul Insights, Mortgages & Renting How Soon Can You Get a Home Equity Loan? July 29, 2024 By Jermaine Hagan (The Plantsman) When you are in the market for a new home, one of the biggest decisions you will have to make is how you are going to finance it. One o...Continue reading
29 Jul Insights, Mortgages & Renting How to Apply for a Mortgage July 29, 2024 By Jermaine Hagan (The Plantsman) So you're ready to buy a house! Congrats! Applying for a mortgage is one of the first steps in the process. It can seem daunting, but d...Continue reading
29 Jul Insights, Mortgages & Renting What Is a Blanket Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're new to the world of real estate, you may have heard the term "blanket mortgage." But what is a blanket mortgage? And what are...Continue reading
29 Jul Insights, Mortgages & Renting When Is the Best Time to Apply for a Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) Applying for a mortgage can be a daunting task. You want to make sure that you are applying at the right time, so that you can get the ...Continue reading
29 Jul Insights, Mortgages & Renting When Do You Start Paying a Mortgage on New Build? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're in the market for a new build home, one of the most important questions you'll need to ask is when do you start paying mortga...Continue reading
29 Jul Insights, Mortgages & Renting What Is a Chattel Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're new to the world of business, you may be wondering what a chattel mortgage is. A chattel mortgage is a type of secured loan t...Continue reading
29 Jul Insights, Mortgages & Renting What Is Origination Fee Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) When you're buying a home, there are many different costs and fees to consider. One of the most important is the mortgage origination f...Continue reading
29 Jul Insights, Mortgages & Renting What Is a Mortgage Credit Certificate? July 29, 2024 By Jermaine Hagan (The Plantsman) A mortgage credit certificate, or MCC, is a document that proves your eligibility for a tax credit when you buy a home. This document c...Continue reading
29 Jul Insights, Mortgages & Renting How Many People Can Be on a Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) When it comes to mortgages, there are a lot of questions that people have. One of the most common is how many people can be on one mort...Continue reading
29 Jul Insights, Mortgages & Renting What Happens to a Mortgage When Someone Dies? July 29, 2024 By Jermaine Hagan (The Plantsman) What happens to a mortgage when someone dies? This is a question that many people ask, and it can be difficult to answer. The truth is,...Continue reading
29 Jul Insights, Mortgages & Renting When Is a Mortgage Payment Considered Late? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're behind on your mortgage payments, you're not alone. According to the Consumer Financial Protection Bureau, one in four homeow...Continue reading
29 Jul Insights, Mortgages & Renting What Do Mortgage Lenders Look for? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're in the market for a mortgage, it's important to know what lenders are looking for. There are many things that go into a lendi...Continue reading
29 Jul Insights, Mortgages & Renting What Is a Trade Line on a Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're looking to buy a home, you'll likely need to take out a mortgage. A mortgage is a loan that you take out from a bank in order...Continue reading
29 Jul Insights, Mortgages & Renting How to Calculate APR on a Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) When you are shopping for a mortgage, one of the most important things to understand is the annual percentage rate (APR). This number t...Continue reading
29 Jul Insights, Mortgages & Renting What Happens if You Inherit a House With a Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) If you've inherited a house with a mortgage, you're likely wondering what to do next. This can be a confusing and overwhelming process,...Continue reading
29 Jul Insights, Mortgages & Renting How Does a Second Mortgage Work? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're considering a second mortgage, it's important to understand how they work. A second mortgage is a loan that is taken out in a...Continue reading
29 Jul Insights, Mortgages & Renting What Is a Wraparound Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're considering a wraparound mortgage, you're in for a real treat. This type of mortgage can save you money on your monthly payme...Continue reading
29 Jul Insights, Mortgages & Renting How to Get a Second Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) Getting a second mortgage can be a great way to get the money you need to improve your home, pay for college, or take care of other exp...Continue reading
29 Jul Insights, Mortgages & Renting What Is Mortgage Protection Insurance? July 29, 2024 By Jermaine Hagan (The Plantsman) Mortgage protection insurance is a type of insurance policy that helps protect homeowners in the event that they can no longer make mor...Continue reading
29 Jul Insights, Mortgages & Renting What Is a Partial Claim Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) If you are struggling to make your mortgage payments, or if you are facing foreclosure, you may be wondering what options are available...Continue reading
29 Jul Insights, Mortgages & Renting What Is Escrow in a Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're buying a home, you'll likely hear the term "escrow" thrown around. But what is escrow in a mortgage? And what does it mean fo...Continue reading
29 Jul Insights, Mortgages & Renting How Long Does It Take to Get Pre Approved for a Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) It's no secret that getting pre approved for a mortgage is one of the most important steps in the home buying process. But how long doe...Continue reading
29 Jul Insights, Mortgages & Renting How Long After Bankruptcy Can You Get a Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) So you've finally made the decision to file for bankruptcy. It's a tough choice, but it might be the best thing for you and your family...Continue reading
29 Jul Insights, Mortgages & Renting How to Choose a Mortgage Lender? July 29, 2024 By Jermaine Hagan (The Plantsman) It can be difficult to know how to choose a mortgage lender. After all, you want to make sure that you are getting the best deal possib...Continue reading