04 Mar Banking & Savings, Insights, Mortgages & Renting When Can You Drop PMI on an FHA Loan? March 4, 2024 By Jermaine Hagan (The Plantsman) If you have an FHA loan, then you are probably paying for mortgage insurance. This is known as private mortgage insurance or PMI. Most ...Continue reading
04 Mar Banking & Savings, Insights, Mortgages & Renting What is a Jumbo Loan? (Updated for 2022 & 2023) March 4, 2024 By Jermaine Hagan (The Plantsman) If you're in the market for a large loan, you may have come across the term "jumbo loan." But what is a jumbo loan, exactly? And what a...Continue reading
04 Mar Editors Picks, Insights, Mortgages & Renting Buying a New Home? What Percent of Income Should Go to Your Mortgage? March 4, 2024 By Jermaine Hagan (The Plantsman) Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...Continue reading
04 Mar Banking & Savings, Insights, Mortgages & Renting What Is a Hard Money Loan? March 4, 2024 By Jermaine Hagan (The Plantsman) If you're looking for a quick and easy way to get funding for your next real estate project, you may want to consider a hard money loan...Continue reading
04 Mar Banking & Savings, Insights, Mortgages & Renting What is a Bridge Loan? March 4, 2024 By Jermaine Hagan (The Plantsman) If you are in the market for a new home, but your current home has not yet sold, you may be wondering what to do. One option is to take...Continue reading
04 Mar Banking & Savings, Insights, Mortgages & Renting What Is a Home Equity Loan and How Does It Work? March 4, 2024 By Jermaine Hagan (The Plantsman) If you're looking for a way to borrow money against the equity in your home, you may be wondering what is a home equity loan and how do...Continue reading
04 Mar Insights, Mortgages & Renting How to Get a Construction Loan With No Money Down March 4, 2024 By Jermaine Hagan (The Plantsman) So you want to build a new home but don't have the money saved up for a down payment? That's no problem! There are many ways to get a c...Continue reading
04 Mar Banking & Savings, Insights, Mortgages & Renting How to Get a Loan With High Debt-to-Income Ratio March 4, 2024 By Jermaine Hagan (The Plantsman) Are you struggling to get a loan because of your high debt-to-income ratio? You're not alone. Many people are in the same boat. In this...Continue reading
04 Mar Insights, Mortgages & Renting How Long to Close FHA Loan After Appraisal? March 4, 2024 By Jermaine Hagan (The Plantsman) If you're in the market for a new home, you may be considering an FHA loan. This type of loan is popular among first-time buyers becaus...Continue reading
04 Mar Insights, Mortgages & Renting How Long Does It Take to Get a Home Equity Loan? March 4, 2024 By Jermaine Hagan (The Plantsman) When you're in the market for a home equity loan, one of the most important things to know is how long the process will take. This can ...Continue reading
04 Mar Insights, Mortgages & Renting How Does a Construction Loan Work When You Own the Land? March 4, 2024 By Jermaine Hagan (The Plantsman) If you're planning to build a new home, you'll need to take out a construction loan. This type of loan is different from a traditional ...Continue reading
04 Mar Insights, Mortgages & Renting What is a Portfolio Loan? March 4, 2024 By Jermaine Hagan (The Plantsman) If you're looking for a new way to borrow money, you may have come across the term "portfolio loan." But what is a portfolio loan? How ...Continue reading
04 Mar Insights, Mortgages & Renting, Popular Need Cash? How Soon Can You Refinance a Mortgage? March 4, 2024 By Jermaine Hagan (The Plantsman) Need cash? If so, you’re probably wondering how soon you can refinance your mortgage. But what are the benefits and downfalls of the pr...Continue reading
04 Mar Banking & Savings, Insights, Mortgages & Renting What is Hazard Insurance for an SBA Loan? March 4, 2024 By Jermaine Hagan (The Plantsman) When you're getting an SBA loan, it's important to understand what hazard insurance is and what role it plays in your overall protectio...Continue reading
04 Mar Insights, Mortgages & Renting How to Apply for a FHA loan in Texas? March 4, 2024 By Jermaine Hagan (The Plantsman) Are you interested in applying for a FHA loan in Texas? If so, you have come to the right place. In this blog post, we will provide you...Continue reading
04 Mar Insights, Mortgages & Renting What is Considered a Jumbo Loan in California? March 4, 2024 By Jermaine Hagan (The Plantsman) If you're in the market for a new home in California, you'll want to make sure you're familiar with jumbo loans. A jumbo loan is a mort...Continue reading
04 Mar Insights, Mortgages & Renting What is a NACA Loan? March 4, 2024 By Jermaine Hagan (The Plantsman) You have just married your dream girl and brought her to your home, but the lady from the metropolis is not happy to live in your small...Continue reading
04 Mar Insights, Mortgages & Renting How Long Does Escrow Take in California? March 4, 2024 By Jermaine Hagan (The Plantsman) If you're buying or selling a property in California, chances are you'll have to go through escrow. Escrow is a process where a third p...Continue reading
04 Mar Banking & Savings, Insights, Mortgages & Renting What is a HUD Loan? March 4, 2024 By Jermaine Hagan (The Plantsman) The global economy may have taken a massive hit with COVID-19 and all, but that shouldn't stop you from living your life and achieving ...Continue reading
04 Mar Banking & Savings, Credit Cards, Editors Picks, Insights, Mortgages & Renting, Popular What The Hell is APR? Dummies Guide to APR for Personal Finance March 4, 2024 By Jermaine Hagan (The Plantsman) So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...Continue reading
04 Mar Insights, Mortgages & Renting How Does A Rehab Loan Work? Your Complete Guide To An FHA 203K Rehab Loan March 4, 2024 By Jermaine Hagan (The Plantsman) Found your dream home, but it needs some love before it's liveable? Your dream home likely isn't sitting there waiting. Creating a home...Continue reading
04 Mar Banking & Savings, Insights, Mortgages & Renting, Popular Buying Your First Home? Get £4,000 for FREE from Boris Using a Lifetime ISA (LISA) March 4, 2024 By Jermaine Hagan (The Plantsman) If you’re planning on buying your first home a Lifetime ISA (LISA) is something you should definitely think about using! You can get up...Continue reading
04 Mar Insights, Mortgages & Renting Not a Rich Kid? Buying Your First Home With Right to Buy Scheme March 4, 2024 By Jermaine Hagan (The Plantsman) Let's face it, most of us aren't sitting on a mountain of cash to buy our first house. The crazy thing is we would need to get together...Continue reading
04 Mar Insights, Mortgages & Renting I Can't Afford a Mortgage, What is Shared Ownership? March 4, 2024 By Jermaine Hagan (The Plantsman) Not one of the super rich people who can afford a £80,000 to £200,000 deposit for a new house? Yep, join the club, the queue goes aroun...Continue reading
04 Mar Editors Picks, Insights, Mortgages & Renting There Are So Many Mortgages! What's The Difference? March 4, 2024 By Jermaine Hagan (The Plantsman) You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...Continue reading
04 Mar Insights, Mortgages & Renting, Popular I Can Barely Afford My Rent. What The Hell is Council Tax? March 4, 2024 By Jermaine Hagan (The Plantsman) Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...Continue reading
04 Mar Editors Picks, Insights, Mortgages & Renting My House is Making Me Poor! The Secret Costs of Running a House March 4, 2024 By Jermaine Hagan (The Plantsman) Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...Continue reading
04 Mar Insights, Mortgages & Renting I'm Tired of Renting, What is a Mortgage? March 4, 2024 By Jermaine Hagan (The Plantsman) Tired of living at home or sharing a tiny flat with 4 people who think it makes sense to play drum and base at full volume at 2am? Unle...Continue reading
04 Mar Insights, Mortgages & Renting, Popular Ready to Move Out? Different Ways of Buying Your First House March 4, 2024 By Jermaine Hagan (The Plantsman) So guessing you’ve finally saved up enough money to move out of the Oliver Twist style 5 bedroom house that you share with 6 friends, o...Continue reading