What is a Jumbo Loan? (Updated for 2022 & 2025)
Ever found yourself daydreaming about your future dream home—only to be halted by the thought of traditional mortgages? Well, let’s ...
11
Jul
Tag Archives: Mortgages & Renting
11
Jul
How to Get a Loan to Build a House
Picture this: a house built from your wildest dreams, a space that screams your individuality, where every brick and beam echoes you...
11
Jul
What is a Bridge Loan?
Ever found yourself in a financial limbo, desperately trying to secure your next big move, only to be told you need cash faster than...
11
Jul
What Is a Home Equity Loan and How Does It Work?
Ever wondered if tapping into your home’s hidden value could be the ultimate hack for funding your next big adventure—or even just f...
11
Jul
How to Get a Loan With High Debt-to-Income Ratio
Ever felt like your bank account is playing hard to get because of that pesky high debt-to-income ratio? You’re not alone. Navigatin...
11
Jul
How Long to Close FHA Loan After Appraisal?
Imagine navigating the maze of home financing with the precision of a seasoned gamer—each level unlocking new challenges and rewards...
11
Jul
How Does a Construction Loan Work When You Own the Land?
Picture this: you own a sprawling slice of land, and the idea of building your dream home or starting that cutting‐edge business hub...
11
Jul
How Long Does It Take to Get a Home Equity Loan?
Picture this: You're scrolling through your favorite social feed, coffee in hand, when suddenly, a bright idea pops into your head—t...
11
Jul
How to Get a Construction Loan With No Money Down
So you’ve decided to build your dream hangout or a chic new home but the thought of draining your bank account right off the bat mak...
11
Jul
What is a Portfolio Loan?
Imagine your financial future as an epic adventure where every twist and turn could land you on a path to newfound freedom—or at the...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
10
Jul
What is Considered a Jumbo Loan in California?
Ever found yourself staring at the soaring home prices in California and wondering if that mortgage is going to require a jumbo-size...
10
Jul
How Long Does Escrow Take in California?
Picture this: you’re on the verge of buying your dream home in sunny California, and you’ve just sealed the deal with an offer that ...
10
Jul
How to Apply for a FHA loan in Texas?
So, you're thinking about diving into the world of homeownership in the Lone Star State and wondering, “How the heck do I apply for ...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
10
Jul
What is Hazard Insurance for an SBA Loan?
Picture this: you just landed an SBA loan to fund your dream business venture, but before you pop the champagne, there’s one unsung ...
10
Jul
What is a HUD Loan?
Ever wondered how you can snag a home without needing a millionaire’s bank account? Enter the wondrous world of HUD loans – the secr...
10
Jul
What is a NACA Loan?
Ever wondered if there's a mortgage option that feels less like a financial labyrinth and more like a supportive friend guiding you ...
10
Jul
How Does A Rehab Loan Work? Your Complete Guide To An FHA 203K Rehab Loan
Picture this: you’ve just stumbled upon your dream fixer-upper, but it needs a little (or a lot) of tender loving care. Instead of r...
10
Jul
Not a Rich Kid? Buying Your First Home With Right to Buy Scheme
Let's face it, most of us aren't sitting on a mountain of cash to buy our first house. The crazy thing is we would need to get together...
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
10
Jul
There Are So Many Mortgages! What's The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
10
Jul
Ready to Move Out? Different Ways of Buying Your First House
So guessing you’ve finally saved up enough money to move out of the Oliver Twist style 5 bedroom house that you share with 6 friends, o...
10
Jul
My House is Making Me Poor! The Secret Costs of Running a House
Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...
10
Jul
I'm Tired of Renting, What is a Mortgage?
Tired of living at home or sharing a tiny flat with 4 people who think it makes sense to play drum and base at full volume at 2am? Unle...
01
Jul
Land Trust Vs LLC
Picture this: you’re scrolling through your favorite finance blog with your coffee in hand, trying to unravel the mysteries of real ...
01
Jul
Grantor Lien Vs Grantee Lien
Ever wondered if the secret behind a savvy real estate move lies not in the property itself, but in a little-known legal twist that ...