12 May Insights, Mortgages & Renting How to Get a Loan to Build a House May 12, 2025 By Jermaine Hagan (The Plantsman) Picture this: a house built from your wildest dreams, a space that screams your individuality, where every brick and beam echoes you...Continue reading
12 May Banking & Savings, Insights, Mortgages & Renting When Can You Drop PMI on an FHA Loan? May 12, 2025 By Jermaine Hagan (The Plantsman) Picture this: you've just snagged your very first home, and you're riding high on the wave of adulting like a pro—until you spot tha...Continue reading
12 May Banking & Savings, Insights, Mortgages & Renting What is a Jumbo Loan? (Updated for 2022 & 2025) May 12, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself daydreaming about your future dream home—only to be halted by the thought of traditional mortgages? Well, let’s ...Continue reading
12 May Banking & Savings, Insights, Mortgages & Renting What Is a Home Equity Loan and How Does It Work? May 12, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if tapping into your home’s hidden value could be the ultimate hack for funding your next big adventure—or even just f...Continue reading
12 May Banking & Savings, Insights, Mortgages & Renting How to Get a Loan With High Debt-to-Income Ratio May 12, 2025 By Jermaine Hagan (The Plantsman) Ever felt like your bank account is playing hard to get because of that pesky high debt-to-income ratio? You’re not alone. Navigatin...Continue reading
12 May Insights, Mortgages & Renting How Long to Close FHA Loan After Appraisal? May 12, 2025 By Jermaine Hagan (The Plantsman) Imagine navigating the maze of home financing with the precision of a seasoned gamer—each level unlocking new challenges and rewards...Continue reading
12 May Insights, Mortgages & Renting How Does a Construction Loan Work When You Own the Land? May 12, 2025 By Jermaine Hagan (The Plantsman) Picture this: you own a sprawling slice of land, and the idea of building your dream home or starting that cutting‐edge business hub...Continue reading
12 May Insights, Mortgages & Renting How to Get a Construction Loan With No Money Down May 12, 2025 By Jermaine Hagan (The Plantsman) So you’ve decided to build your dream hangout or a chic new home but the thought of draining your bank account right off the bat mak...Continue reading
12 May Insights, Mortgages & Renting How Long Does It Take to Get a Home Equity Loan? May 12, 2025 By Jermaine Hagan (The Plantsman) Picture this: You're scrolling through your favorite social feed, coffee in hand, when suddenly, a bright idea pops into your head—t...Continue reading
12 May Insights, Mortgages & Renting What is a Portfolio Loan? May 12, 2025 By Jermaine Hagan (The Plantsman) Imagine your financial future as an epic adventure where every twist and turn could land you on a path to newfound freedom—or at the...Continue reading
12 May Insights, Mortgages & Renting, Popular Need Cash? How Soon Can You Refinance a Mortgage? May 12, 2025 By Jermaine Hagan (The Plantsman) Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...Continue reading
11 May Insights, Mortgages & Renting What is Considered a Jumbo Loan in California? May 11, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself staring at the soaring home prices in California and wondering if that mortgage is going to require a jumbo-size...Continue reading
11 May Insights, Mortgages & Renting How Long Does Escrow Take in California? May 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’re on the verge of buying your dream home in sunny California, and you’ve just sealed the deal with an offer that ...Continue reading
11 May Insights, Mortgages & Renting How to Apply for a FHA loan in Texas? May 11, 2025 By Jermaine Hagan (The Plantsman) So, you're thinking about diving into the world of homeownership in the Lone Star State and wondering, “How the heck do I apply for ...Continue reading
11 May Banking & Savings, Insights, Mortgages & Renting What is Hazard Insurance for an SBA Loan? May 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you just landed an SBA loan to fund your dream business venture, but before you pop the champagne, there’s one unsung ...Continue reading
11 May Banking & Savings, Credit Cards, Editors Picks, Insights, Mortgages & Renting, Popular What The Hell is APR? Dummies Guide to APR for Personal Finance May 11, 2025 By Jermaine Hagan (The Plantsman) So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...Continue reading
11 May Banking & Savings, Insights, Mortgages & Renting What is a HUD Loan? May 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered how you can snag a home without needing a millionaire’s bank account? Enter the wondrous world of HUD loans – the secr...Continue reading
11 May Insights, Mortgages & Renting What is a NACA Loan? May 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if there's a mortgage option that feels less like a financial labyrinth and more like a supportive friend guiding you ...Continue reading
11 May Insights, Mortgages & Renting How Does A Rehab Loan Work? Your Complete Guide To An FHA 203K Rehab Loan May 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’ve just stumbled upon your dream fixer-upper, but it needs a little (or a lot) of tender loving care. Instead of r...Continue reading
11 May Insights, Mortgages & Renting Not a Rich Kid? Buying Your First Home With Right to Buy Scheme May 11, 2025 By Jermaine Hagan (The Plantsman) Let's face it, most of us aren't sitting on a mountain of cash to buy our first house. The crazy thing is we would need to get together...Continue reading
11 May Editors Picks, Insights, Mortgages & Renting There Are So Many Mortgages! What's The Difference? May 11, 2025 By Jermaine Hagan (The Plantsman) You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...Continue reading
11 May Insights, Mortgages & Renting, Popular I Can Barely Afford My Rent. What The Hell is Council Tax? May 11, 2025 By Jermaine Hagan (The Plantsman) Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...Continue reading
11 May Editors Picks, Insights, Mortgages & Renting My House is Making Me Poor! The Secret Costs of Running a House May 11, 2025 By Jermaine Hagan (The Plantsman) Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...Continue reading
11 May Insights, Mortgages & Renting, Popular Ready to Move Out? Different Ways of Buying Your First House May 11, 2025 By Jermaine Hagan (The Plantsman) So guessing you’ve finally saved up enough money to move out of the Oliver Twist style 5 bedroom house that you share with 6 friends, o...Continue reading
11 May Insights, Mortgages & Renting I'm Tired of Renting, What is a Mortgage? May 11, 2025 By Jermaine Hagan (The Plantsman) Tired of living at home or sharing a tiny flat with 4 people who think it makes sense to play drum and base at full volume at 2am? Unle...Continue reading
02 May Insights, Mortgages & Renting Land Trust Vs LLC May 2, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’re scrolling through your favorite finance blog with your coffee in hand, trying to unravel the mysteries of real ...Continue reading
02 May Insights, Mortgages & Renting Grantor Lien Vs Grantee Lien May 2, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if the secret behind a savvy real estate move lies not in the property itself, but in a little-known legal twist that ...Continue reading