Are you a small business owner looking for the perfect credit card to supercharge your LLC? Look no further! We've researched and compiled a list of the best credit cards for small business LLCs tailored to support your needs. Whether you're aiming to earn rewards, manage cash flow, or build your credit, we've got you covered. Now let's dive into these credit card gems!
Best Credit Cards For Small Business LLC Table of Contents
The Top 5 Small Business Credit Cards for Your LLC
1. American Express Blue Business Cash Card
Perfect for managing cash flow and keeping track of your spending, the American Express Blue Business Cash Card offers simplicity and accessibility. Features include:
- 2% cash back on all eligible purchases up to $50,000 per year
- 1% cash back on purchases above $50,000
- No annual fee
- 0% introductory APR for the first 12 months on purchases
2. Chase Ink Business Unlimited
Offering quality returns, the Chase Ink Business Unlimited credit card is excellent for startups and small business LLCs. Key highlights of the card include:
- Rewards on unlimited spending (1.5% cash back on every purchase)
- $750 cash bonus after spending $7,500 in the first three months
- 0% introductory APR for 12 months on purchases
- No annual fee
3. Capital One Spark Cash for Business
If you're ready to invest in a solid rewards plan for your small business LLC, consider the Capital One Spark Cash for Business credit card. This card offers:
- Flat 2% cash back on all purchases
- $500 cash bonus after spending $4,500 in the first three months
- No foreign transaction fees
- $0 intro annual fee for the first year, then $95
4. The Business Platinum Card from American Express
For those who travel frequently for business, the Business Platinum Card from American Express is tailored for jetsetters. Perks of this card include:
- 5x points on flights and prepaid hotels booked through amextravel.com
- 1.5x points on purchases of $5,000 or more
- Access to Amex's Global Lounge Collection
- $200 annual airline fee credit
- $595 annual fee
5. Bank of America Business Advantage Unlimited Cash Rewards Mastercard
Last but not least, the Bank of America Business Advantage Unlimited Cash Rewards Mastercard offers a reliable rewards program. With this card, you can expect:
- 1.5% cashback on every purchase
- $300 statement credit after spending $3,000 in the first 90 days
- 0% introductory APR for 9 billing cycles on purchases
- No annual fee
Best Credit Cards For Small Business LLC Example:
Imagine you own a small marketing agency and spend heavily on travel expenses and office supplies. If you opt for the Business Platinum Card from American Express, you'll earn 5x points on flights and prepaid hotel bookings—perfect for your frequent business trips. Meanwhile, the Capital One Spark Cash for Business card offers a flat 2% cash back on all purchases, including those office supplies every LLC needs to thrive.
Now that we've shared our top picks for the best credit cards for small business LLCs, it's time to determine which one suits your needs best. Remember, selecting the right credit card can provide considerable savings and rewards for your business. Don’t forget to share this article with fellow entrepreneurs and explore more guides on Flik Eco for personal finance tips and insights!
