Credit Cards

Chip And Pin Credit Cards For Travel To Europe

Chip And Pin Credit Cards For Travel To Europe

Thinking of traveling to Europe? If so, you've likely been planning your adventure, trying to figure out where to stay, eat, and play. But have you forgotten about a crucial part of your travel logistics? You need to consider how you'll pay for your European escapades! If you don't have a chip and pin credit card yet, you're in for a big surprise. This article will dive into the world of chip and pin cards, explaining why you need one for your European trip and comparing some of the best options available. Get ready for a hassle-free travel experience!

Why Do You Need a Chip and Pin Card for Europe?

Chip and pin cards are the standard for card payments in Europe because they provide an additional layer of security. Gone are the days of swiping your card and signing your name. Instead, you'll be asked to enter your pin to verify your transaction. Many automated payment machines in Europe require a chip and pin card, which could leave you stranded without one. Here are a few reasons why you should consider getting a chip and pin card before your European adventure:

  • Increased security
  • Accepted at more places
  • Helpful for automated machines (train tickets, gas stations)
  • Better overall travel experience

What to Look for in a Chip and Pin Card?

When choosing a chip and pin credit card, consider the following factors to ensure you select the best card for your European travels:

  • No foreign transaction fees (to avoid extra charges)
  • Travel benefits (airline miles, rewards, insurance)
  • Customer support and service
  • Low or no annual fee

Top Chip and Pin Credit Cards for Travel to Europe

Now that you know why you need a chip and pin card and what to look for, here are some of the top choices to consider for your European travels:

1. Chase Sapphire Preferred Card

  • No foreign transaction fees
  • 2x points on travel and dining
  • 60,000 bonus points after spending $4,000 in the first three months
  • $95 annual fee

2. Bank of America Travel Rewards Credit Card

  • No foreign transaction fees
  • 1.5 points for every $1 spent
  • 25,000 bonus points after spending $1,000 in the first 90 days
  • No annual fee

3. Capital One Venture Rewards Credit Card

  • No foreign transaction fees
  • 2x miles per $1 spent
  • 60,000 bonus miles after spending $3,000 in the first three months
  • $95 annual fee

Chip And Pin Credit Cards For Travel To Europe Example:

Imagine you've recently arrived in Paris for a week-long vacation. On your first day, you visit a small café for a quick breakfast. When it's time to pay, you realize that the payment terminal only accepts chip and pin cards. With your new Chase Sapphire Preferred Card in hand, you're able to pay with ease and move on with your day. Using your card throughout the trip, you earn points that can be redeemed for future travel expenses while avoiding foreign transaction fees.

There you have it! Now that you're equipped with knowledge about chip and pin credit cards and how they're essential for your travels to Europe, you're ready to explore the continent with financial confidence and ease. Before you pack your bags, make sure you apply for one of the recommended chip and pin cards. Happy travels, and don't forget to share this article with your fellow wanderlust enthusiasts. Looking for more expert travel tips and insights? Explore more guides on Flik Eco and stay prepared for your next adventure.


About Jermaine Hagan (The Plantsman)

Jermaine Hagan, also known as The Plantsman is the Founder of Flik Eco. Jermaine is the perfect hybrid of personal finance expert and nemophilist. On a mission to make personal finance simple and accessible, Jermaine uses his inside knowledge to help the average Joe, Kwame or Sarah to improve their lives. Before founding Flik Eco, Jermaine managed teams across several large financial companies, including Equifax, Admiral Plc, New Wave Capital & HSBC. He has been featured in several large publications including BBC, The Guardian & The Times.

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