Credit Cards, Editors Picks, Insights

What’s This Electoral Roll Business?

flik eco finance what is the electoral roll scaled

I didn’t want to vote for any of these wispy haired, balding, fat men anyway!

Let me guess, you’ve just opened a little letter from your local council, asking you to join the Electoral Roll. Giving you the right to vote for another egotistical, self-righteous and unrelatable politician?

Or, you’ve tried to apply for credit to buy something you can’t really afford yet and got declined right?

So keeping it really simple, the Electoral Roll is an official government list of who can & can’t vote.

So Why is The Electoral Roll Important?

You’re probably wondering why you should care about the Electoral Roll when it comes to applying for credit?

Credit lenders use the Electoral Roll to double check your identity. They use it to swerve fraudsters and check the name and address you’re using on their application form, matches the official government database, The Electoral Roll.

Making sure you’re registered on The Electoral Roll makes life 10x easier!

Oh and there are quite a few scenarios that companies use the Electoral Roll for:

  • Insurance quotes
  • Employment applications
  • Rental applications

How Do I Shimmy On The Electoral Roll?

The great thing about the Electoral Roll is that it only takes 5 minutes to join. 

All you need to do is go to the Government's Register to Vote website & fill in a few online forms: Register to Vote

Does Being On The Electoral Roll Affect My Credit Score?

Waffle aside, yes. Being on the Electoral Roll improves your credit score, and can make it much easier to get accepted for new credit.

author-avatar

About Jermaine Hagan (The Plantsman)

Jermaine Hagan, also known as The Plantsman is the Founder of Flik Eco. Jermaine is the perfect hybrid of personal finance expert and nemophilist. On a mission to make personal finance simple and accessible, Jermaine uses his inside knowledge to help the average Joe, Kwame or Sarah to improve their lives. Before founding Flik Eco, Jermaine managed teams across several large financial companies, including Equifax, Admiral Plc, New Wave Capital & HSBC. He has been featured in several large publications including BBC, The Guardian & The Times.

Related Posts

Leave a Reply