It's time to dispose of that old credit card! But how? This complete guide will tell you how to properly get rid of your old credit cards, and protect yourself from identity theft in the process. Follow these simple steps, and you'll be good to go!
How to Dispose of Credit Cards Table of Contents
How To Dispose of Old Credit Cards
If you've got a credit card that's been inactive for a while, or one that you just don't use anymore, you may be wondering how to go about properly disposing of it. After all, you don't want your personal information falling into the wrong hands! Here are some simple steps to follow to make sure your old credit cards are disposed of safely and securely.
- Cut up the card: This is probably the most obvious step, but it's important to make sure you cut up not only the main part of the credit card, but also the signature strip on the back. If possible, try to cut through both the front and back of the card so that it can't be put back together.
- Shred the card: Once you've cut up the credit card, shred it into tiny pieces so that it can't be reconstructed. This is an important step to prevent identity theft.
- Throw away the pieces: Once the credit card is in small enough pieces, you can go ahead and throw it away. Make sure you put it in a trash can that is not easily accessible to others, just to be on the safe side.
Why Should You Dispose of Old Credit Cards?
There are a few reasons why it's important to properly dispose of old credit cards. First of all, if your credit card is lost or stolen, you don't want someone to be able to use it and rack up a huge bill in your name. Additionally, if your credit card information falls into the wrong hands, it could be used for identity theft. By taking the proper steps to dispose of old credit cards, you can help protect yourself from both of these scenarios.
What is Identity Theft With Credit Cards?
Identity theft is when someone uses your personal information, such as your name, Social Security number, or credit card number, without your permission to commit fraud or other crimes. This can happen in a variety of ways, but often happens when thieves are able to access your personal information through lost or stolen credit cards. If you think you may be a victim of identity theft, it's important to act quickly and contact the proper authorities.
How to Dispose of a Metal Credit Card?
- Metallic credit cards can be recycled, but they cannot be disposed of in the regular trash. To recycle your metallic credit card, you can:
- Take it to a scrap metal recycling center.
- Mail it back to the issuer. Some issuers have programs where they will recycle the metal for you.
- Shred it and add it to your compost pile. The metal will eventually break down and provide nutrients for your plants.
How to Dispose of a PVC Credit Card?
- PVC credit cards can be recycled, but they cannot be disposed of in the regular trash. To recycle your PVC credit card, you can:
- Mail it back to the issuer. Some issuers have programs where they will recycle the PVC for you.
- Take it to a recycling center that accepts plastic items.
What's The Easiest Way to Destroy Credit Cards?
The easiest way to destroy a credit card is to shred it. You can shred your credit card at home with a shredder or you can take it to a local office supply store and have them do it for you. Once the credit card is shredded, you can throw it away in the regular trash.
You can also cut up your credit card with a pair of scissors. Cut through the number on the front and back of the card, as well as the signature strip. Once the card is cut up, you can throw it away in the regular trash.
If you want to be extra safe, you can mail your credit card back to your issuer and they will dispose of it for you.
Can Someone Use My Credit Card After It's Been Shredded?
No, once a credit card is shredded it can no longer be used. Shredding a credit card destroys the magnetic stripe on the back of the card, as well as the chip if it's an EMV card. Without these components, a credit card cannot be used.
Destroying your credit cards is important because it helps to protect you from identity theft. If someone gets their hands on your credit card, they could use it to make unauthorized purchases in your name. By shredding or cutting up your cards, you can help to prevent this from happening.
What Else Can You Do With Old Credit Cards?
If you don't want to shred or recycle your old credit cards, there are a few other things you can do with them.
- You can use them as a stamp. Just put the card on an ink pad and stamp away.
- You can use them as a bookmark. If you have a lot of books, this is a great way to keep track of where you left off.
- You can use them as coasters. This is especially useful if you have glass furniture that you don't want to get scratched up.
Old credit cards can be repurposed in a number of different ways. If you can't think of anything else to do with them, just shred them and recycle them so they don't end up in the landfill.
Can Someone Use My Credit Card After It Has Expired?
No, someone cannot use your credit card after it has expired. Once a credit card expires, the magnetic stripe on the back of the card is no longer active and the chip if it's an EMV card is deactivated. This means that even if someone gets their hands on your expired credit card, they will not be able to use it.
Destroying your expired credit cards is important because it helps to protect you from identity theft. If someone finds your expired credit card, they could try to use it to make unauthorized purchases in your name. By shredding or cutting up your cards, you can help to prevent this from happening.
Thanks for reading! We hope this guide was helpful in teaching you how to dispose of old credit cards.