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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
12
Mar
Need Cash? How Soon Can You Refinance a Mortgage?
Need cash? If so, you’re probably wondering how soon you can refinance your mortgage. But what are the benefits and downfalls of the pr...
12
Mar
Hustle Guide: How To Get A 500 Dollar Loan
So you need a quick bit of cash? It doesn't matter what you need it for; there are hundreds of annoying little things that can crop up…...
12
Mar
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
12
Mar
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
13
Mar
What Are the Requirements for a Construction Loan?
If you are in the market for a construction loan, it is important to understand what the requirements are. This will help you determine...
12
Mar
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
12
Mar
Ballin! I'm Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
12
Mar
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
12
Mar
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
12
Mar
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
12
Mar
Free Money? How Does Cash Back Work on Credit Cards
Do you want free money? Who doesn't, right? Well, believe it or not, cash back on your credit card can actually give you free money - a...
12
Mar
5 Ways To Improve Your Credit Score
Did you just miss out on your dream apartment because your credit score was too low? Were you angry and wondering what a credit score e...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
12
Mar
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
When you get a credit card, one of the most important things to understand is how APR works. APR, or annual percentage rate, is how you...
13
Mar
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
12
Mar
Hard Credit Search, Soft Credit Searches What Is All This Crap?
When has something soft ever been a good thing? So you’re probably reading this because you decided you're going to put your grown-up b...
14
Mar
Best Credit Cards For Doctors in 2025
If you are a doctor, you know that it is important to have good credit. A high credit score can help you get the best interest rates on...
12
Mar
Jetsetter? Top 5 Credit Cards You Can Use Internationally
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...
12
Mar
Time to Stack. How Do I Invest in Stocks & Shares?
Listen, real Kings & Queens own companies! That why I, as a mini-King have decided it's time to start investing in stocks and share...
12
Mar
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
12
Mar
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
12
Mar
Credit Card FAQ: Answers to All the Popular and Random Questions
If you're like most people, there are a lot of questions about credit cards that you have but don't know who to ask. You're not alone! ...
12
Mar
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
12
Mar
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
13
Mar
What is a Green Loan
Green loans are becoming more and more popular as people become more interested in eco-friendly living. But what are green loans, exact...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
12
Mar
What Credit Bureau Does Wells Fargo Use For Credit Cards
Credit plays a significant role in any financial journey, and knowing which credit bureau your potential lender uses can make a big d...
07
Mar
Credit Cards For 800
Have you recently joined the elite club of 800-plus credit scores? First off, congratulations! That's a feat not many people can clai...
10
Mar
Guaranteed Approval Credit Cards For Bad Credit UK
Imagine yourself living in a world where your financial past doesn't haunt you anymore, and you can start rebuilding your credit with e...
09
Mar
Credit Score Needed For Credit Cards
Navigating the world of credit can be tricky. It becomes even more challenging when you're in search of a credit card, and you're uns...
09
Mar
Credit Cards For People With Low Income
Do you have a low income but still want to obtain a credit card? You're in luck! In this article, we'll discuss credit cards that cat...
14
Mar
Best Store Credit Cards in 2025
If you're looking for the best store credit cards, look no further! In this blog post, we will outline the best store credit cards avai...
06
Mar
Bin Numbers For Credit Cards
Ever wondered how credit card numbers work and what those magical digits really mean? Well, you're not alone! Credit card numbers are...
07
Mar
Can You Be Arrested For Not Paying Credit Cards
It's no secret that credit card debt can be a heavy burden for many people. As your credit card bills pile up, you might find yourself ...
10
Mar
Gas Cards For No Credit History
Are you tired of being rejected for a gas card due to no credit history? Fret not, because we have got your back! In this article, we...
12
Mar
Unsecured Credit Cards For Students
Navigating the world of personal finance as a student can be overwhelming, especially when it comes to credit cards. Luckily, unsecu...
08
Mar
Credit Cards For Medical Bills
Medical bills can be overwhelming, and sometimes paying with a credit card may seem like the only option. Are you wondering whether i...
07
Mar
Credit Cards For 550 Score
Credit cards can be a powerful financial tool, but what if you have a credit score of 550? Are you left out in the cold? Not to worry! ...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
15
Mar
Leek United Building Society ISA - Rates, Reviews, Benefits, & Fees
If you are looking for a new ISA to invest in, the Leek United Building Society may be a great option for you. In this article, we will...
13
Mar
Where Can I Get a Motorcycle Loan With Bad Credit?
If you're looking for a motorcycle loan with bad credit, you're not alone. A lot of people find themselves in this situation, and it ca...
15
Mar
Dowgate ISA - Rates, Reviews, Benefits, & Fees
If you are looking for a new way to save money, you may want to consider opening a Dowgate ISA. This type of account offers many benefi...
16
Mar
457 Vs Roth IRA
Making the decision between a 457 and Roth IRA can be difficult. Both options offer unique benefits and drawbacks, making it hard to de...
13
Mar
What is a Balloon Loan?
If you are considering taking out a loan, it's important to understand all of the different types of loans that are available. A balloo...
15
Mar
Hargreaves Lansdown Lifetime ISA - Rates, Reviews, Benefits, & Fees
If you are looking for a way to save for retirement, you may want to consider a Lifetime ISA. This type of account offers tax breaks an...
14
Mar
Best SBA Loans for New Businesses
Starting a new business can be an exciting and challenging time. There are so many things to think about - from the product or service ...
16
Mar
Roth 401k Vs 401k for High Income Earners
Making the decision between a Roth 401k and a 401k for High Income Earners can be tricky. Both options have their own advantages and di...
15
Mar
Shepherds Friendly Society ISA - Rates, Reviews, Benefits, & Fees
Shepherds Friendly Society ISA is a type of savings account that allows you to save money without paying any tax on the interest you ea...
03
Mar
401k Specialist - Reviews, Benefits, Fees & Ratings
If you are looking for a comprehensive guide to 401k Specialist, you have come to the right place. In this article, we will cover every...
15
Mar
Self-Employed 401(k): Benefits, Fees & Key Information
Self-employed 401(k)s are becoming increasingly popular as more and more people are choosing to become their own bosses. This type of 4...
15
Mar
Best Loans for Self Employed People in 2025
If you are self-employed, it can be difficult to find a loan that fits your needs. The traditional lending institutions often don't off...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
13
Mar
What Are Mortgage Insurance Premiums?
Mortgage insurance premiums, or MIPs, are what you pay to the Federal Housing Administration (FHA) for having a mortgage insured. This ...
13
Mar
What Is a Mortgage Note?
When most people think about mortgages, the first thing that comes to mind is the loan itself. But what about the actual document that ...
13
Mar
What Is a Chattel Mortgage?
If you're new to the world of business, you may be wondering what a chattel mortgage is. A chattel mortgage is a type of secured loan t...
16
Mar
HUD Vs FHA
If you are a first-time homebuyer, you may be wondering which mortgage option is right for you - HUD or FHA?In this article, we wil...
13
Mar
Best Credit Cards for Good Credit in 2025
If you have good credit, there are many great credit card options available to you. In this article, we will discuss the best credit ca...
14
Mar
How to Compare Mortgage Lenders
When you are in the market for a new mortgage, it is important to compare mortgage lenders. This will ensure that you get the best deal...
13
Mar
When Can You Drop PMI on an FHA Loan?
If you have an FHA loan, then you are probably paying for mortgage insurance. This is known as private mortgage insurance or PMI. Most ...
13
Mar
How Many VA Loans Can You Have?
Veterans Affairs (VA) home loans are a great way to purchase a home with little to no money down. But how many VA loans can you have? A...
12
Mar
What is a HUD Loan?
The global economy may have taken a massive hit with COVID-19 and all, but that shouldn't stop you from living your life and achieving ...
13
Mar
How to Remove PMI From Mortgage?
If you have a mortgage, there's a good chance you're paying for private mortgage insurance (PMI). This type of insurance protects the l...
13
Mar
How Does a Second Mortgage Work?
If you're considering a second mortgage, it's important to understand how they work. A second mortgage is a loan that is taken out in a...
13
Mar
How Long Does It Take to Get a Home Equity Loan?
When you're in the market for a home equity loan, one of the most important things to know is how long the process will take. This can ...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
04
Mar
eToro Crypto Staking Service - Reviews, Benefits & Fees
Cryptocurrency staking is the process of holding onto a cryptocurrency in order to receive rewards. eToro has now launched its own Cryp...
13
Mar
How to Get an SBA Loan
If you're looking to start or grow a business, an SBA loan may be the perfect financing option for you. SBA loans are offered through t...
14
Mar
Loans to Buy a Business: Everything You Need to Know
Are you looking to buy a business but don't have the funds to do so? Don't worry, you're not alone. Many people choose to take out loan...
12
Mar
Ballin! I'm Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
13
Mar
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
12
Mar
Should You Rent or Buy a Leaf Blower?
Leaf blowers are indispensable tools for garden maintenance, but the decision to rent or buy can be a puzzle for many homeowners and pr...
04
Mar
FixedFloat Crypto Exchange - Reviews, Benefits & Fees
Looking for a comprehensive guide to the FixedFloat Crypto Exchange? You've come to the right place!In this article, we will discus...
04
Mar
Axie Infinity Metaverse Crypto Coin - Reviews, Benefits & Fees
Do you want to learn more about the Axie Infinity Metaverse Crypto Coin? This is a digital currency that is designed for use in the Axi...
13
Mar
Complete Guide to Flodesk: Reviews, Discount Codes & How-To's for Email Marketing
Looking for a comprehensive guide to Flodesk? You've come to the right place! In this blog post, we'll discuss everything you need to k...
12
Mar
How Do Business Loans Work?
Do you need a business loan? Are you not sure how they work? You're not alone. A lot of people don't know how business loans work. That...
12
Mar
Artist? How to Create An NFT? How to Make a NFT Art?
With all these entrepreneurs cashing in on NFTs (non-fungible tokens), it’s about time artists start making bank from their own art! No...
12
Mar
Fik Eco & Filthy Adult: Empowering a New Generation
Charting a New Course in Financial Empowerment
Welcome to a groundbreaking collaboration between Fik Eco, a beacon of financial info...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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