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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
06
Apr
Free Money? How Does Cash Back Work on Credit Cards
Do you want free money? Who doesn't, right? Well, believe it or not, cash back on your credit card can actually give you free money - a...
30
Mar
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
29
Mar
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
06
Apr
Free Travel? How do Miles Work on Credit Cards
If you're like most people, you've probably heard of credit card miles but don't really know how they work. Do you get a free trip ever...
23
Mar
All These Credit Card Deals, What’s The Damn Difference?
Some many brands, so many offers and these mystical APR rates...how is anyone supposed to tell the difference between little rectangle ...
23
Mar
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
25
Mar
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
22
Mar
Ready to Move Out? Different Ways of Buying Your First House
So guessing you’ve finally saved up enough money to move out of the Oliver Twist style 5 bedroom house that you share with 6 friends, o...
23
Mar
Buying Your First Home? Get £4,000 for FREE from Boris Using a Lifetime ISA (LISA)
If you’re planning on buying your first home a Lifetime ISA (LISA) is something you should definitely think about using! You can get up...
02
Oct
Gemini Crypto Credit Card – Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
26
Mar
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
23
Mar
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
23
Mar
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
03
Apr
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score!
Wait. Crap. Those last two...
10
Apr
What is a Green Loan
Green loans are becoming more and more popular as people become more interested in eco-friendly living. But what are green loans, exact...
23
Mar
My House is Making Me Poor! The Secret Costs of Running a House
Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...
11
Apr
Buying a New Home? What Percent of Income Should Go to Your Mortgage?
Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...
25
Sep
Betterment 403(b) – Reviews, Benefits, Fees & Ratings
If you're looking for a retirement plan that is both affordable and easy to manage, you may want to consider a Betterment 403(b) accoun...
28
Mar
Artist? How to Create An NFT? How to Make a NFT Art?
With all these entrepreneurs cashing in on NFTs (non-fungible tokens), it’s about time artists start making bank from their own art! No...
29
Mar
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
05
Apr
Bad Credit? Top 10 Credit Card Builders Reviews
Just a personal opinion, you can fight me on this one:
Spiderman’s Uncle Ben should be on the cover of every credit card, sort of l...
04
Apr
How To Get A Loan For A Semi Truck – The Semi Truck Driver Guide
Alright. Let's just say - hypothetically - that you have played a LOT of Grand Theft Auto. And that — hypothetically — you loved steali...
27
Mar
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
07
Apr
Credit Card FAQ: Answers to All the Popular and Random Questions
If you're like most people, there are a lot of questions about credit cards that you have but don't know who to ask. You're not alone! ...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
06
Jun
Best Credit Cards for a 650 Credit Score in 2023
If you have a 650 credit score, you're in good company. According to FICO, about two-thirds of Americans have a credit score that falls...
18
Jun
Best Credit Cards For Amazon in 2023
If you're a regular Amazon shopper, you know that the company offers some of the best prices around. But did you know that there are cr...
27
Apr
How to Change Name on a Credit Card
If you need to change your name on your credit card, there are a few things you need to know. You will likely need to provide documenta...
05
May
Best Business Credit Cards for Startups in 2023
Starting a new business is hard enough - you don't need the added stress of wondering how you're going to pay for everything. That's wh...
15
Jun
Best Travel Credit Cards For Fair Credit in 2023
If you are looking for the best travel credit cards for fair credit, you have come to the right place. In this blog post, we will discu...
16
Jun
Best Credit Cards For Home Improvement in 2023
If you're looking for the best credit card for home improvement, you've come to the right place. In this article, we will discuss all o...
09
May
What Is a Merchandise Credit Card?
Merchandise credit cards are a type of credit card that can be used to purchase goods and services. These cards are different from regu...
14
Aug
Best Credit Cards For Moving Expenses in 2023
If you're in the process of moving, you know that expenses can add up quickly. From hiring movers to purchasing packing supplies, the c...
07
Jun
Best Business Credit Cards For An LLC in 2023
If you are a business owner who is looking for the best credit card options, you have come to the right place. In this blog post, we wi...
23
May
Credit Cards Vs Charge Cards: Personal Finance Guide
When it comes to credit cards and charge cards, there are a lot of misconceptions. Some people think they are the same thing, while oth...
02
Oct
BlockFi Crypto Credit Card – Reviews, Benefits & Fees
Looking for a way to spend your crypto? Look no further than the BlockFi Crypto Credit Card! This card allows you to spend your Bitcoin...
05
Apr
Swipe Swipe! How Many Credit Cards Should I Have?
It's a question that many of us ask ourselves at one point or another: how many credit cards should I have? The answer, like most thing...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
24
Aug
Self-Select ISA: Benefits, Fees, Rates & Key Information
Are you looking for a new way to save money? If so, then you may want to consider opening a Self-Select ISA. This type of account has m...
28
Apr
Can I Get a Car With Bad Credit?
If you have bad credit, it can be difficult to get a car. However, it is not impossible! In this blog post, we will discuss how to go a...
29
Mar
The Ultimate Guide to Personal Loans
WOOHOO! LOANS!
Wait. No.
Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
23
Sep
NWPS 401(k) – Reviews, Benefits, Fees & Ratings
Are you looking for a better way to save for retirement? A NWPS 401(k) may be the perfect solution for you!
This guide will provide ...
05
Apr
What is a Spot Loan?
When you are in need of some quick cash, a spot loan may be the answer. A spot loan is a short-term loan that allows you to borrow mone...
02
Sep
Best 401(k) Accounts in 2023
When it comes to saving for retirement, there is no better option than a 401(k) account. These accounts offer tax breaks and other bene...
22
Sep
Merrill Edge 401(k) – Reviews, Benefits, Fees & Ratings
If you're looking for a 401(k) plan that offers top-notch customer service, low fees and great investment options, Merrill Edge may be ...
10
Sep
Ellevest IRA – Reviews, Benefits, Fees & Ratings
An Ellevest IRA could be a great addition to your portfolio. This type of account offers tax benefits and other advantages that can mak...
12
Apr
How to Apply for a Business Loan?
Are you looking for a way to expand your business? If so, you may be wondering how to apply for a business loan. Applying for a busines...
17
Sep
Whole Life Insurance Vs Roth IRA
Making the decision between a Whole Life Insurance policy and a Roth IRA can be difficult. Both options offer tax advantages and let yo...
24
Aug
1 Year Fixed Rate ISA: Benefits, Fees, Rates & Key Information
If you're looking for a low-risk investment option, a 1 Year Fixed Rate ISA could be the perfect choice for you.
In this article, we...
05
Sep
Crowd2Fund ISA – Rates, Reviews, Benefits, & Fees
Looking for information on the Crowd2Fund ISA? You've come to the right place! In this article, we will discuss everything you need to ...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
17
Apr
Why Did My Mortgage Go Up?
If you've been keeping up with the news, you may have heard that mortgage rates are on the rise. That's why a lot of homeowners are won...
15
Apr
How Many Mortgages Can You Have?
How many mortgages can you have? This is a question that many people ask, and it can be tough to find an answer. In this blog post, we ...
22
Sep
Ishares ETF Vs Vanguard ETF
When it comes to personal finance, there are a lot of different options available to you. You can invest in stocks, bonds, and mutual f...
31
May
The Different Types of Mortgage Refinance: A Simple Guide
There are different types of mortgage refinance, and it's important to know which one is right for you. In this guide, we will discuss ...
14
Sep
Jumbo Mortgage Vs Conventional Mortgage
Deciding whether to go with a Jumbo Mortgage or a Conventional Mortgage one can be confusing. Both have their own advantages and disadv...
10
Apr
What is a Portfolio Loan?
If you're looking for a new way to borrow money, you may have come across the term "portfolio loan." But what is a portfolio loan? How ...
15
Sep
Mortgage Charge Off Vs Foreclosure
Mortgage Charge Off Vs Foreclosure: what's the difference? Both options have serious consequences for your personal finances, but which...
14
Sep
Homeready Vs FHA
Deciding whether to get a Homeready loan or an FHA loan can be difficult. Both options have their own advantages and disadvantages, whi...
16
Apr
What Is a Second Mortgage?
If you're in the market for a new home, you may be wondering about second mortgages. What are they? How do they work? Can you get one? ...
24
May
What Loans Are Covered by HMDA?
If you're in the market for a loan, it's important to know what types of loans are covered by HMDA. This acronym stands for the Home Mo...
17
May
How to Shop for Mortgage Rates: Essential Guide
When you are shopping for a mortgage, it is important to compare rates from different lenders. You don't want to end up with the highes...
10
Apr
How Does a Construction Loan Work When You Own the Land?
If you're planning to build a new home, you'll need to take out a construction loan. This type of loan is different from a traditional ...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
30
Sep
Gemini Crypto Staking Service – Reviews, Benefits & Fees
If you're looking for a comprehensive guide to the Gemini Crypto Staking Service, you've come to the right place.
In this article, w...
10
Sep
BitIRA – Reviews, Benefits, Fees & Ratings
What is BitIRA? BitIRA is a company that provides cryptocurrency-based retirement accounts. Individuals can invest in digital assets su...
10
Apr
How Hard is It to Get a Business Loan?
Getting a business loan is not as difficult as you may think. In fact, there are many lenders who are willing to work with small busine...
29
Sep
Kryptex Miner Bitcoin Miner – Reviews, Benefits & Prices
Looking to get into the world of bitcoin mining? Want to know if a Kryptex Miner Bitcoin Miner is the right investment for you?
In t...
11
Apr
What Happens After SBA Loan Is Approved?
If your business has been approved for an SBA loan, you're likely wondering what comes next. This is a big step for your company, and i...
15
Sep
Brokerage Account Vs IRA
When it comes to personal finance, there are a lot of different options to choose from. One of the most important decisions you will ma...
11
Apr
What is a Margin Loan?
If you're looking for a way to borrow money and use that money to invest in stocks or other securities, you may be wondering what a mar...
05
May
Best Business Credit Cards for Startups in 2023
Starting a new business is hard enough - you don't need the added stress of wondering how you're going to pay for everything. That's wh...
30
Sep
BlockFi Crypto Lending Service – Reviews, Benefits & Fees
Looking for a comprehensive guide to the BlockFi Crypto Lending Service? You've come to the right place!
In this article, we'll disc...
02
Oct
Gemini Crypto Exchange – Reviews, Benefits & Fees
If you're looking for a comprehensive guide to the Gemini crypto exchange, look no further!
In this article, we'll cover everything ...
28
Mar
What is Generational Wealth Society (GWS)? Cryptocurrency Guides for Dummies
Cryptocurrency has the power to change the world. We feel that learning about a new coin shouldn’t be rocket science, so we’ve put toge...
21
Sep
Annuity Vs Mutual Fund
Making the decision between an annuity and a mutual fund can be difficult. Both options have their own advantages and disadvantages, an...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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