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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
06
Apr
Free Money? How Does Cash Back Work on Credit Cards
Do you want free money? Who doesn't, right? Well, believe it or not, cash back on your credit card can actually give you free money - a...
25
Mar
Ballin! I’m Making 10% A Year. What Is An Index Fund?
Remember when that recently divorced, sweat-stained shirt maths teacher tried to get you to do mental maths, and you just though, "wtf ...
27
Mar
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
21
Mar
She Crossed The Line. Mums Annoying Me! I’m Moving Out
Who the hell hoovers at 8am on a Sunday Morning? My mum, that’s who. It’s like she is trying to catch the dust & dirt hungover &...
30
Mar
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
14
Apr
What Are the Requirements for a Construction Loan?
If you are in the market for a construction loan, it is important to understand what the requirements are. This will help you determine...
23
Mar
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
04
Apr
5 Ways To Improve Your Credit Score
Did you just miss out on your dream apartment because your credit score was too low? Were you angry and wondering what a credit score e...
03
Apr
Hustle Guide: How To Get A 500 Dollar Loan
So you need a quick bit of cash? It doesn't matter what you need it for; there are hundreds of annoying little things that can crop up…...
25
Mar
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
29
Mar
The Ultimate Guide to Personal Loans
WOOHOO! LOANS!
Wait. No.
Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
31
Mar
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
23
Mar
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
08
May
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
21
Mar
What’s This Electoral Roll Business?
I didn’t want to vote for any of these wispy haired, balding, fat men anyway!
Let me guess, you’ve just opened a little letter from ...
22
Mar
There Are So Many Mortgages! What’s The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
23
Mar
My House is Making Me Poor! The Secret Costs of Running a House
Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...
26
Mar
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
28
Mar
Artist? How to Create An NFT? How to Make a NFT Art?
With all these entrepreneurs cashing in on NFTs (non-fungible tokens), it’s about time artists start making bank from their own art! No...
04
Apr
Jetsetter? Top 5 Credit Cards You Can Use Internationally
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...
03
Apr
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score!
Wait. Crap. Those last two...
25
Sep
Betterment 403(b) – Reviews, Benefits, Fees & Ratings
If you're looking for a retirement plan that is both affordable and easy to manage, you may want to consider a Betterment 403(b) accoun...
08
May
How to Read Crypto Charts: Everything You Need to Know
If you're looking to invest in cryptocurrencies, it's important that you know how to read the charts. In this blog post, we'll teach yo...
05
Apr
Bad Credit? Top 10 Credit Card Builders Reviews
Just a personal opinion, you can fight me on this one:
Spiderman’s Uncle Ben should be on the cover of every credit card, sort of l...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
21
Mar
Hard Credit Search, Soft Credit Searches What Is All This Crap?
When has something soft ever been a good thing? So you’re probably reading this because you decided you're going to put your grown-up b...
28
Apr
What Is Statement Balance on a Credit Card?
If you're like most people, you probably don't know what statement balance on a credit card actually is. It's not surprising- the term ...
30
Apr
When Do Credit Card Companies Report to Credit Bureaus?
Do you know when your credit card company reports your balance to the credit bureaus? If you're not sure, don't worry – you're not alon...
16
Jun
Best Credit Cards For Dining in 2022
Dining out is a popular pastime for many Americans. In fact, according to Statista, the average person in the United States spends $36 ...
26
Apr
How Long to Keep Credit Card Statements?
How long to keep credit card statements is a question that many people have. The answer, however, may surprise you. In this blog post, ...
24
Jun
Best Credit Cards For New Homeowners in 2022
If you're a new homeowner, congratulations! Owning your own home is a huge accomplishment. As a new homeowner, it's important to choose...
21
Jun
Best Credit Cards For High Spenders in 2022
If you are a high spender, then you know that credit cards can be a great way to earn rewards and perks. But with so many different cre...
14
Jun
Best Credit Cards in Australia in 2022
Are you looking for the best credit card in Australia? You've come to the right place. In this blog post, we will discuss the different...
01
May
What Does It Mean When Your Credit Card Application Is Under Review?
If you've ever applied for a new credit card, you may have been surprised when the issuer said your application was being reviewed. Wha...
23
Mar
All These Credit Card Deals, What’s The Damn Difference?
Some many brands, so many offers and these mystical APR rates...how is anyone supposed to tell the difference between little rectangle ...
02
Oct
TenX Crypto Credit Card – Reviews, Benefits & Fees
If you're looking for a comprehensive guide to the TenX Crypto Credit Card, you've come to the right place.
In this article, we will...
20
Jun
Best Credit Cards For Cash Advances in 2022
If you're in need of some quick cash, a credit card cash advance might be the best option for you. However, not all credit cards offer ...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
19
Aug
Contributory IRA: Benefits, Fees & Everything You Need to Know
When it comes to saving for retirement, there are many options to choose from. One popular option is the contributory IRA. This type of...
12
Sep
The Entrust Group IRA – Reviews, Benefits, Fees & Ratings
If you are looking for a comprehensive guide to The Entrust Group IRA, you have come to the right place!
In this article, we will di...
25
Sep
OneAmerica 403(b)
Are you looking for a comprehensive guide to the OneAmerica 403(b) plan? You've come to the right place!
In this article, we will di...
27
Sep
Principal Financial 457(b) Plan – Reviews, Benefits, Fees & Ratings
If you're looking for a comprehensive guide to Principal Financial's 457(b) Plan, you've come to the right place!
In this article, w...
02
Sep
Best Simple 401(k) Accounts in 2022
Are you looking for the best Simple 401(k) accounts? If so, you've come to the right place. In this blog post, we will discuss what Sim...
22
Aug
E*TRADE IRA – Reviews, Benefits, Fees & Ratings
If you are looking for a comprehensive guide to E*TRADE IRAs, you have come to the right place. In this article, we will discuss everyt...
25
Aug
Best 1 Year Fixed Rate ISA Accounts in 2022
Looking for the best 1 Year Fixed Rate ISA account? You've come to the right place! In this article, we will provide a comprehensive gu...
22
Sep
401GO 401(k) – Reviews, Benefits, Fees & Ratings
If you're looking for a comprehensive guide to the 401GO 401(k) plan, you've come to the right place!
In this article, we'll cover e...
05
Sep
Cambridge Building Society ISA – Rates, Reviews, Benefits, & Fees
Looking for a Cambridge Building Society ISA? You've come to the right place! In this article, we will provide you with all the informa...
06
Sep
Earl Shilton Building Society ISA – Rates, Reviews, Benefits, & Fees
Looking for an Earl Shilton Building Society ISA? Look no further! In this article, we will provide you with all the information you ne...
12
Sep
VSECU IRA – Reviews, Benefits, Fees & Ratings
Looking for a VSECU IRA? You've come to the right place!
In this article, we will provide an overview of what a VSECU IRA is, the be...
02
Sep
Roth 401(k): Benefits, Fees & Key Information
If you're looking for a retirement plan that offers tax-free growth, the Roth 401(k) may be perfect for you. This type of 401(k) plan o...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
14
Sep
Local Mortgage Lender Vs Big Bank
When it comes to mortgages, there are two main types of lenders: local mortgage lenders and big banks. Both have their own advantages a...
17
May
How Long Does Mortgage Underwriting Take?
Mortgage underwriting is the process of verifying a borrower's financial information and determining whether or not they are qualified ...
25
May
Loans to Build a House: Everything You Need to Know
Are you in the market for a new home, but don't have the cash to pay for it outright? If so, you may be considering taking out a loan t...
17
May
How Long Does It Take to Get a Mortgage? Simple Guide
Mortgages are a big decision, and one that many people put a lot of thought into. How long does it take to get a mortgage? What is the ...
17
May
How to Avoid Mortgage Insurance: The Complete Guide
Mortgage insurance can be a huge expense for home buyers. In this guide, we will teach you how to avoid mortgage insurance altogether. ...
22
Mar
Not a Rich Kid? Buying Your First Home With Right to Buy Scheme
Let's face it, most of us aren't sitting on a mountain of cash to buy our first house. The crazy thing is we would need to get together...
14
Sep
Home Loan Vs Mortgage
Deciding whether to take out a home loan or mortgage can be confusing. Both options have their own advantages and disadvantages, and it...
19
Apr
How to Get a Second Mortgage?
Getting a second mortgage can be a great way to get the money you need to improve your home, pay for college, or take care of other exp...
15
Apr
How Many Mortgages Can You Have?
How many mortgages can you have? This is a question that many people ask, and it can be tough to find an answer. In this blog post, we ...
31
May
The Different Types of Mortgage Refinance: A Simple Guide
There are different types of mortgage refinance, and it's important to know which one is right for you. In this guide, we will discuss ...
19
May
How to Get a Mortgage: Everything You Need to Know
Are you thinking of buying a home? If so, you will need to get a mortgage. A mortgage is a loan that you take out to purchase a home. I...
19
Apr
How Long After Bankruptcy Can You Get a Mortgage?
So you've finally made the decision to file for bankruptcy. It's a tough choice, but it might be the best thing for you and your family...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
02
Oct
Interactive Brokers Crypto Exchange – Reviews, Benefits & Fees
Looking to get into the cryptocurrency market? The Interactive Brokers Crypto Exchange could be the perfect platform for you!
In thi...
10
Sep
Ellevest IRA – Reviews, Benefits, Fees & Ratings
An Ellevest IRA could be a great addition to your portfolio. This type of account offers tax benefits and other advantages that can mak...
11
Apr
What is a Term Loan?
If you're looking for a guide to what a term loan is, you've come to the right place. In this blog post, we'll discuss what a term loan...
02
Oct
Crypto.com Crypto Credit Card – Reviews, Benefits & Fees
If you're looking for a way to spend your cryptocurrency, the Crypto.com Crypto Credit Card could be the perfect solution. This card al...
08
May
How to Read Crypto Charts: Everything You Need to Know
If you're looking to invest in cryptocurrencies, it's important that you know how to read the charts. In this blog post, we'll teach yo...
12
Apr
How to Apply for an SBA Loan: A Beginner’s Guide
If you're looking to start or grow your business, an SBA loan may be a great option for you. But the process of applying for an SBA loa...
23
Mar
Starting to Invest? Make 40% More Profit Using a Stocks & Shares ISA
It's funny because everyone loves bragging about how hard they are working! The people who really make money investing work SMART. Imag...
22
Sep
Botz ETF Vs Robo ETF
When it comes to your personal finance, making the right choices is essential. You need to be sure that you are getting the most for yo...
25
May
Loans to Buy a Business: Everything You Need to Know
Are you looking to buy a business but don't have the funds to do so? Don't worry, you're not alone. Many people choose to take out loan...
10
Sep
Coinbase IRA – Reviews, Benefits, Fees & Ratings
When it comes to investing, there are a lot of options to choose from. One of the most popular choices for retirement investments is an...
02
Oct
BlockFi Crypto Credit Card – Reviews, Benefits & Fees
Looking for a way to spend your crypto? Look no further than the BlockFi Crypto Credit Card! This card allows you to spend your Bitcoin...
25
Mar
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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