13 Mar Banking & Savings, Insights How to Get a Loan With No Credit? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered how to secure a loan when your credit score is still a mystery—or worse, a myth? Welcome, friend, to the ultimate guid...Continue reading
13 Mar Banking & Savings, Insights, Mortgages & Renting How to Get a Loan With High Debt-to-Income Ratio March 26, 2025 By Jermaine Hagan (The Plantsman) Ever felt like your bank account is playing hard to get because of that pesky high debt-to-income ratio? You’re not alone. Navigatin...Continue reading
13 Mar Banking & Savings, Insights New Car? How Does Interest Work on a Car Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) So, you're eyeing that shiny, new ride and wondering how all that interest on a car loan actually works—welcome to the ultimate guid...Continue reading
13 Mar Insights, Mortgages & Renting How to Get a Construction Loan With No Money Down March 26, 2025 By Jermaine Hagan (The Plantsman) So you’ve decided to build your dream hangout or a chic new home but the thought of draining your bank account right off the bat mak...Continue reading
13 Mar Banking & Savings, Insights What is a Consumer Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’re scrolling through your favorite social media feed when suddenly you stumble upon the term “consumer loan” and w...Continue reading
13 Mar Banking & Savings, Insights What Is a Finance Charge on a Car Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) So, you’ve finally decided to step into the driver's seat of financial literacy and take a hard look at that pesky finance charge on...Continue reading
13 Mar Banking & Savings, Insights How To Get Title After Paying Off Car Loan March 26, 2025 By Jermaine Hagan (The Plantsman) You've just celebrated one of the most triumphant financial milestones—your car loan is finally paid off! Now, instead of drowning i...Continue reading
13 Mar Insights, Mortgages & Renting How Long to Close FHA Loan After Appraisal? March 26, 2025 By Jermaine Hagan (The Plantsman) Imagine navigating the maze of home financing with the precision of a seasoned gamer—each level unlocking new challenges and rewards...Continue reading
13 Mar Banking & Savings, Insights What Is a Non QM Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: You're hustling hard, making bold financial moves, and your conventional mortgage just doesn’t get your vibe—so you ex...Continue reading
13 Mar Banking & Savings, Insights, Investing & Crypto How Hard is It to Get a Business Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if landing a business loan is like wrestling a wild, unpredictable beast while riding a unicycle on a tightrope? If yo...Continue reading
13 Mar Insights, Mortgages & Renting How Does a Construction Loan Work When You Own the Land? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you own a sprawling slice of land, and the idea of building your dream home or starting that cutting‐edge business hub...Continue reading
13 Mar Insights, Mortgages & Renting How Long Does It Take to Get a Home Equity Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: You're scrolling through your favorite social feed, coffee in hand, when suddenly, a bright idea pops into your head—t...Continue reading
13 Mar Banking & Savings, Insights What is a Personal Installment Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself wondering if there’s a smarter way to borrow money—one that doesn’t involve endless revolving credit lines or th...Continue reading
13 Mar Banking & Savings, Insights How Long Does it Take for an SBA to be Deposited? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’ve just received that coveted approval for your Small Business Administration (SBA) loan, and you’re practically d...Continue reading
13 Mar Banking & Savings, Insights How Fast Will a Car Loan Raise My Credit Score? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you just drove off the lot in your dream car, and while the thrill of new wheels is undeniable, you can’t help but won...Continue reading
13 Mar Banking & Savings, Insights How Can You Reduce Your Total Loan Cost? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever stared at your monthly loan statement and thought, “Is this what I signed up for?” If you’re a millennial or Gen Z navigating t...Continue reading
13 Mar Banking & Savings, Insights How to Pay Off a Car Loan Faster? March 26, 2025 By Jermaine Hagan (The Plantsman) If you’ve ever stared at your monthly car loan statement wondering why it feels like an endless pit of debt, you’re not alone. Welco...Continue reading
13 Mar Banking & Savings, Insights What is a Forgivable Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered what the buzz is about when people mention "forgivable loans" while discussing their financial freedom? Imagine a loan...Continue reading
13 Mar Credit Cards, Insights How to Clean Credit Cards - The Complete Guide March 13, 2025 By Jermaine Hagan (The Plantsman) Credit cards are a staple in many people's wallets. But how often do you think about how to clean them? If you're like most people, the...Continue reading
13 Mar Banking & Savings, Insights What Does it Mean to Default on a Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’re fresh out of your favorite indie coffee shop, smartphone buzzing with notifications, and your bank app alerting...Continue reading
13 Mar Banking & Savings, Insights How Does Interest Work on a Car Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Buckle up and get ready to hit the open road of financial enlightenment as we dive into the wild ride that is car loan interest. Pic...Continue reading
13 Mar Banking & Savings, Insights How to Get My Name Off a Joint Car Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’re cruising down the highway of life, jamming to your favorite playlist, when suddenly—bam!—you’re hit with the re...Continue reading
13 Mar Insights, Mortgages & Renting How Many VA Loans Can You Have? March 26, 2025 By Jermaine Hagan (The Plantsman) Are you ready to dive into the wild and wonderful world of VA loans? Whether you’re a millennial dreaming of your first home or a Ge...Continue reading
13 Mar Insights, Mortgages & Renting What is a Portfolio Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Imagine your financial future as an epic adventure where every twist and turn could land you on a path to newfound freedom—or at the...Continue reading
13 Mar Banking & Savings, Insights What is a Signature Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered what a signature loan is while scrolling through your favorite finance memes at 2 AM? Imagine needing cash but not wan...Continue reading
12 Mar Credit Cards, Insights When Do Credit Card Companies Report to Credit Bureaus? March 12, 2025 By Jermaine Hagan (The Plantsman) If you're wondering when credit card companies report to credit bureaus, you're not alone. A lot of people want to know when their hard...Continue reading
12 Mar Banking & Savings, Insights What is The Principal of a Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever sat down with your morning coffee and wondered, “What in the world is the principal of a loan?” Well, buckle up because we’re a...Continue reading
12 Mar Banking & Savings, Insights Student? What Increases Your Total Loan Balance? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever get that sinking feeling when you log in to your student loan account and see the balance climbing like it’s training for a mar...Continue reading
12 Mar Banking & Savings, Insights, Investing & Crypto How Do Business Loans Work? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’ve got a killer idea for a startup, a passion project that could light up the business world like a supernova, but...Continue reading
12 Mar Insights, Mortgages & Renting, Popular Need Cash? How Soon Can You Refinance a Mortgage? March 26, 2025 By Jermaine Hagan (The Plantsman) Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...Continue reading
12 Mar Credit Cards, Insights How to Dispose of Old Credit Cards March 26, 2025 By Jermaine Hagan (The Plantsman) Ever stared at your old credit cards and wondered if they're secret time capsules of expired numbers and forgotten subscriptions? If...Continue reading
12 Mar Banking & Savings, Insights How Do Car Loans Work? March 26, 2025 By Jermaine Hagan (The Plantsman) Buckle up, because we're taking a joyride into the world of car loans—a wild, money-savvy adventure that can feel as complicated as ...Continue reading
12 Mar Credit Cards, Editors Picks, Insights The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...Continue reading
12 Mar Insights, Mortgages & Renting How Do Construction Loans Work? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered how to transform your wildest home-building dreams into a tangible, brick-and-mortar reality without breaking the bank...Continue reading
12 Mar Credit Cards, Insights What Credit Cards Does Sam's Club Accept? March 12, 2025 By Jermaine Hagan (The Plantsman) If you're looking to make some big purchases at Sam's Club, you'll need to know what credit cards the store accepts. In this quick guid...Continue reading
12 Mar Credit Cards, Insights, Popular Free Travel? How do Miles Work on Credit Cards March 26, 2025 By Jermaine Hagan (The Plantsman) 3000+ word pillar page titled ""What is a Grace Period on a Credit Card?"" that is engagingContinue reading
12 Mar Credit Cards, Insights My Credit Sucks. What Credit Card Can I Get With Bad Credit? March 26, 2025 By Jermaine Hagan (The Plantsman) Let’s be real—sometimes your credit score can feel like that embarrassing high school photo you wish you could erase from existence....Continue reading
12 Mar Banking & Savings, Insights What Are Installment Loans? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’re cruising down the highway of your financial life, blasting your favorite tunes, and suddenly, a shiny new oppor...Continue reading
12 Mar Banking & Savings, Insights How Many Personal Loans Can You Have at Once? March 26, 2025 By Jermaine Hagan (The Plantsman) So, you’re wondering how many personal loans you can have at once—like collecting vinyl records or, dare we say it, Pokémon cards, e...Continue reading