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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
11
May
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
11
May
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
11
May
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
11
May
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
11
May
How To Get a $1000 Loan – The Personal Loan Cheat Sheet
Oh, look. Your car. It's on fire. Wait. That's not good. Put it out!! PUT IT OUT! Once the fire department is gone, you see the...
11
May
The Credit Card Cheat Sheet: Everything You Need to Know About Credit Cards
Cash rewards, foreign transaction fees, your credit line – having or applying for a credit card can seem pretty confusing. But the trut...
11
May
Free Money? How Does Cash Back Work on Credit Cards
Do you want free money? Who doesn't, right? Well, believe it or not, cash back on your credit card can actually give you free money - a...
11
May
Free Travel? How do Miles Work on Credit Cards
3000+ word pillar page titled ""What is a Grace Period on a Credit Card?"" that is engaging
11
May
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
11
May
5 Ways To Improve Your Credit Score
Ever wondered how your credit score could be the secret sauce to unlocking epic financial adventures? Whether you're dreaming of you...
12
May
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
12
May
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
11
May
There Are So Many Mortgages! What's The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
11
May
Time to Stack. How Do I Invest in Stocks & Shares?
Listen, real Kings & Queens own companies! That why I, as a mini-King have decided it's time to start investing in stocks and share...
11
May
Jetsetter? Top 5 Credit Cards You Can Use Internationally
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...
11
May
Artist? How to Create An NFT? How to Make a NFT Art?
With all these entrepreneurs cashing in on NFTs (non-fungible tokens), it’s about time artists start making bank from their own art! No...
11
May
Bad Credit? Top 10 Credit Card Builders Reviews
Just a personal opinion, you can fight me on this one: Spiderman’s Uncle Ben should be on the cover of every credit card, sort of l...
11
May
Hard Credit Search, Soft Credit Searches What Is All This Crap?
When has something soft ever been a good thing? So you’re probably reading this because you decided you're going to put your grown-up b...
11
May
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...
11
May
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
13
May
Best Credit Cards For Doctors in 2025
Picture this: you’re a doctor on call, juggling patient charts and the latest medical breakthroughs, and you suddenly realize your c...
11
May
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
12
May
What is a Green Loan
Have you ever wondered if your financial choices could be as eco-friendly as that reusable water bottle you just can’t go a day with...
11
May
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
04
Jul
Best Credit Cards For Small Business Startup
Ready to supercharge your startup with the financial equivalent of a boss-level power-up? We’re talking about the best credit cards ...
07
Jul
Credit One Cards For Bad Credit
Have you ever felt like your bank account and credit score are stuck in a never-ending game of limbo—just barely scraping by, no mat...
06
Jul
Credit Cards For Delta Sky Club
Picture this: you’re breezing through the airport like a celebrity, no long lines, no stress—just the smooth, elite treatment of the...
09
Jul
Jewelry Store Credit Cards For Bad Credit
Who knew that bling could also come with a side of financial finesse? Welcome to the ultimate guide on Jewelry Store Credit Cards fo...
05
Jul
Credit Cards For A 650 Credit Score
So you’ve got a 650 credit score and you’re wondering if your financial “F” is really a badge of honor or just a barely passing grad...
05
Jul
Business Credit Cards For New Business Without Personal Guarantee
Picture this: You’ve just launched your dream startup—your innovative idea is buzzing with potential, and you’re ready to take the b...
12
May
What Is a Flexible Spending Credit Card?
If you're looking for a way to save money on your everyday expenses, you may want to consider getting a flexible spending credit card. ...
05
Jul
Business Credit Cards For Startups With No Credit
Ever feel like the business world is a gigantic maze where the secret passage is reserved for those with that elusive credit history...
08
Jul
Good Credit Cards For 18 Year Old With No Credit
So you’re 18, buzzing with newfound freedom, and wondering how to join the adult world of credit without your credit history looking...
06
Jul
Credit Cards For Fair Credit High Limit
Ever felt like your bank account is playing hard to get? Welcome to the world of credit cards for fair credit high limit—a financial...
06
Jul
Credit Cards For First Time Card Holders
Picture this: you're standing at the crossroads of financial independence with a twinkle of excitement (and maybe a hint of nervousn...
04
Jul
Best Gas Credit Cards For Bad Credit
Ever felt like your wallet is on an eternal diet, especially when it comes time to fill up on gas? You're not alone in the struggle,...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
01
Jul
Equitable 403(b) - Reviews, Benefits, Fees & Ratings
Ready to dive into the world of retirement planning without falling asleep at the keyboard? Equitable 403(b) might just be the secre...
14
May
Best Safe Harbor 401(k) Accounts in 2025
Picture this: It’s 2025, you’re scrolling through social media while your retirement fund quietly grows in the background, and you’r...
14
May
Tesco Junior ISA - Rates, Reviews, Benefits, & Fees
Ready to dive into the world of savvy savings for your little one? Welcome to our deep-dive guide on the Tesco Junior ISA – your ult...
13
May
Best Credit Cards For Wedding Expenses in 2025
Picture this: Your big day is on the horizon, love is in the air, and as you sit down with your partner over a latte at your favorit...
02
Jul
Human Interest 403(b) - Reviews, Benefits, Fees & Ratings
Picture this: you're scrolling through your feed, juggling your 9-to-5 grind and that ever-present quest for financial freedom, when...
13
May
What Is a Guarantor Loan?
Ever felt like getting a loan is as complicated as decoding your favorite meme? Welcome to the world of guarantor loans—a financial ...
13
May
Nondeductible IRA: Benefits, Fees & Everything You Need to Know
Picture this: you're hustling through your 20s or 30s, juggling student loans, side gigs, and that daily latte run, when suddenly yo...
15
May
Best 457(b) Accounts
Hey there, future financial rockstar! Ready to dive into one of the best-kept secrets of the retirement planning world? If you’ve ev...
14
May
Best Roth IRA for Kids Accounts in 2025
In a world where early financial savvy can change your life trajectory, picture your kiddo’s piggy bank evolving into a high-tech Ro...
14
May
Investengine ISA - Rates, Reviews, Benefits, & Fees
Imagine turning your spare change into a savvy investment while keeping your wallet as light as your humor – that’s the magic of the...
12
May
What Is a Direct Stafford Loan?
Picture this: you’re cruising down the information superhighway on your smartphone, juggling student loans like a boss while scrolli...
14
May
Best IRA for Kids Accounts in 2025
Picture this: your kid’s piggy bank has graduated from collecting loose change to becoming a mini financial powerhouse. Welcome to t...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
12
May
What Is a Subprime Mortgage?
Ever stumbled upon a term like “subprime mortgage” while scrolling through financial jargon that feels more at home in a sci-fi nove...
12
May
How to Shop for a Mortgage?
Ready to dive into the wild world of mortgage shopping, where interest rates, down payments, and hidden fees dance together in a ver...
12
May
What Is a Second Mortgage?
Picture this: your home is like that vintage sneaker you never thought would go out of style—solid, valuable, and packing potential ...
11
May
There Are So Many Mortgages! What's The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
13
May
What Loans Are Covered by HMDA?
Ever wondered if your dreams of owning a home are intertwined with a secret code that only financial insiders speak? Welcome to the ...
12
May
Which FICO Score Do Mortgage Lenders Use?
Ever wonder if your credit score has a secret identity that mortgage lenders obsess over like it’s the hottest new celebrity on the ...
12
May
How Many VA Loans Can You Have?
Are you ready to dive into the wild and wonderful world of VA loans? Whether you’re a millennial dreaming of your first home or a Ge...
12
May
How Do Construction Loans Work?
Ever wondered how to transform your wildest home-building dreams into a tangible, brick-and-mortar reality without breaking the bank...
12
May
What Is Hazard Insurance on a Mortgage?
Picture this: you’ve just snagged your dream home, your bank account is buzzing with excitement, and then—bam!—the lender reminds yo...
12
May
How Many Mortgages Can You Have?
Ever found yourself wondering if you could juggle more mortgages than a circus clown juggles flaming torches? Welcome to the realm o...
13
May
Who Loans Money on Mobile Homes?
Ever found yourself scrolling through endless memes on your phone while wondering, “Who even loans money on mobile homes?” If you’re...
12
May
What Is Origination Fee Mortgage?
So, you’re on the hunt for that elusive mortgage and suddenly you’re hit with a term that sounds like a fee for ordering an extra-la...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
02
Jul
Metahero Metaverse Crypto Coin - Reviews, Benefits & Fees
Picture yourself strutting down the digital catwalk of the Metaverse, wallet in hand, and the hottest crypto coin in town dazzling l...
01
Jul
Bond ETFs Vs Bonds
Ever felt like your investment choices are as confusing as deciphering a TikTok dance trend? Welcome to the battle of Bond ETFs vers...
13
May
Loans to Buy a Business: Everything You Need to Know
Picture this: You, a savvy millennial or Gen Z entrepreneur, armed with ambition, creativity, and a dream to own your own business, ...
01
Jul
Fixed Annuity Vs Variable Annuity
Picture this: you're scrolling through your feed, meme after meme, and suddenly you stumble across the ultimate financial debate tha...
12
May
How Do I Check the Status of My SBA Loan
Ever found yourself hitting refresh on your loan status page like a caffeine-fueled social media feed, waiting for that elusive “App...
02
Jul
ZenGo Crypto Staking Service - Reviews, Benefits & Fees
Picture this: you're chilling on your favorite couch with a hot cup of iced coffee in hand, scrolling through your crypto news feed,...
12
May
Complete Guide to Flodesk: Reviews, Discount Codes & How-To's for Email Marketing
Picture this: you're cruising through the digital landscape, coffee in hand, brainstorming your next brilliant email campaign, when ...
02
Jul
Unchained Capital Crypto Lending Service - Reviews, Benefits & Fees
Picture a world where your crypto is not just a digital asset locked away in a cold wallet, but a dynamic fuel powering your financi...
12
May
How to Get a 401k Loan
Ever wonder if dipping into your 401k could be the secret sauce to funding that dream project—or maybe just getting you out of a fin...
02
Jul
Gemini Crypto Credit Card - Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
12
May
What is a Term Loan?
Picture this: you're scrolling through your favorite social feed when you suddenly realize it’s time to upgrade your ride, launch th...
02
Jul
TenX Crypto Credit Card - Reviews, Benefits & Fees
If you're looking for a comprehensive guide to the TenX Crypto Credit Card, you've come to the right place.In this article, we will...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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