11 Jul Insights, Mortgages & Renting What Is Mortgage Protection Insurance? July 11, 2025 By Jermaine Hagan (The Plantsman) Imagine scrolling through your favorite social feed between sips of your artisan latte when, out of nowhere, your mind drifts to you...Continue reading
11 Jul Insights, Mortgages & Renting How Long Does It Take to Get Pre Approved for a Mortgage? July 11, 2025 By Jermaine Hagan (The Plantsman) So, you're ready to dive into the thrilling (and sometimes mystifying) world of mortgage pre-approval. Picture this: a process that,...Continue reading
11 Jul Insights, Mortgages & Renting What Is a Bridge Loan Mortgage? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you're at the crossroads of your dream home purchase and the lingering memories of your current crib, and you need a f...Continue reading
11 Jul Insights, Mortgages & Renting What Is Escrow in a Mortgage? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered why your monthly mortgage payment feels like it’s auditioning for a spot on a rollercoaster ride—one moment smooth, th...Continue reading
11 Jul Insights, Mortgages & Renting Which FICO Score Do Mortgage Lenders Use? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wonder if your credit score has a secret identity that mortgage lenders obsess over like it’s the hottest new celebrity on the ...Continue reading
11 Jul Insights, Mortgages & Renting How Long Is a Mortgage Pre Approval Good For? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you're scrolling through social feeds, sipping an artisan latte, and suddenly you realize you’re ready to conquer the ...Continue reading
11 Jul Insights, Mortgages & Renting How to Shop for a Mortgage? July 11, 2025 By Jermaine Hagan (The Plantsman) Ready to dive into the wild world of mortgage shopping, where interest rates, down payments, and hidden fees dance together in a ver...Continue reading
11 Jul Insights, Mortgages & Renting How to Get Out of a Reverse Mortgage? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever felt like your reverse mortgage is that clingy friend who just won’t leave your side, even when you're ready for a change? You’...Continue reading
11 Jul Insights, Mortgages & Renting How to Increase My Mortgage Pre Approval Amount? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you're scrolling through your favorite social feed when you stumble upon a gorgeous new apartment, and suddenly you th...Continue reading
11 Jul Insights, Mortgages & Renting What Is a Purchase Money Mortgage? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’ve found your dream home—a quirky fixer-upper with exposed brick, artisanal coffee shops on every corner, and a ba...Continue reading
11 Jul Insights, Mortgages & Renting How Is Mortgage Interest Calculated? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered why your monthly mortgage seems to be whispering sweet nothings to you even after you’ve paid your debt? Buckle up, be...Continue reading
11 Jul Insights, Mortgages & Renting How Does a Reverse Mortgage Work When You Die? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered what happens to a reverse mortgage when you kick the bucket? No, seriously—this isn’t an invitation to a macabre conve...Continue reading
11 Jul Insights, Mortgages & Renting How Does Mortgage Interest Work? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever had that moment when you sit down with your latte and realize mortgage interest is kind of like that guest who never leaves you...Continue reading
11 Jul Insights, Mortgages & Renting How Many Mortgages Can You Have? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself wondering if you could juggle more mortgages than a circus clown juggles flaming torches? Welcome to the realm o...Continue reading
11 Jul Insights, Mortgages & Renting How to Get Rid of Mortgage Insurance? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever feel like mortgage insurance is that party guest who overstays their welcome and eats all your snacks? If you're a millennial o...Continue reading
11 Jul Insights, Mortgages & Renting What Is the Downside to a Reverse Mortgage? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever heard the saying, “there’s no such thing as a free lunch?” Well, when it comes to reverse mortgages, it might be more like “the...Continue reading
11 Jul Insights, Mortgages & Renting What Is a Balloon Mortgage? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered what it means when your mortgage takes a leap of faith and leaves you hanging with one enormous payment at the end? We...Continue reading
11 Jul Insights, Mortgages & Renting Why You Should Never Pay Off Your Mortgage? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: You’ve been told your whole life that being debt-free is the ultimate flex. So, why on earth would you ever choose not...Continue reading
11 Jul Insights, Mortgages & Renting How Many Days Before Closing Do You Get Mortgage Approval? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: You're scrolling through social feeds, enjoying that artisanal latte, when suddenly—bam!—the question hits you, "How m...Continue reading
11 Jul Insights, Mortgages & Renting What Is a Subprime Mortgage? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever stumbled upon a term like “subprime mortgage” while scrolling through financial jargon that feels more at home in a sci-fi nove...Continue reading
11 Jul Insights, Mortgages & Renting When Is First Mortgage Payment Due? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you've just signed on the dotted line for your dream home, and now you’re riding the wave of euphoria—until reality ta...Continue reading
11 Jul Insights, Mortgages & Renting What Is a Mortgage Note? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’re scrolling through your favorite social feed, freshly brewed artisanal coffee in hand, when you suddenly stumble...Continue reading
11 Jul Insights, Mortgages & Renting How to Lower My Mortgage Payments? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever caught yourself scrolling through social media, wondering if your monthly mortgage payment could be as chill as your weekend vi...Continue reading
11 Jul Insights, Mortgages & Renting Why Did My Mortgage Go Up? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever opened your monthly statement only to see your mortgage payment staring back at you like an unwelcome guest at a party, and tho...Continue reading
11 Jul Insights, Mortgages & Renting How to Remove PMI From Mortgage? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever felt like your mortgage is holding you hostage with an unwanted guest that just won't leave? Enter PMI, or Private Mortgage Ins...Continue reading
11 Jul Insights, Mortgages & Renting What Is a Second Mortgage? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: your home is like that vintage sneaker you never thought would go out of style—solid, valuable, and packing potential ...Continue reading
11 Jul Insights, Mortgages & Renting What Is Hazard Insurance on a Mortgage? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’ve just snagged your dream home, your bank account is buzzing with excitement, and then—bam!—the lender reminds yo...Continue reading
11 Jul Insights, Mortgages & Renting What Is Escrow on a Mortgage? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever felt like your finances are playing a game of hide-and-seek, and you’re not quite sure if you’re winning or losing? Welcome to ...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting How to Apply for a USDA Loan July 11, 2025 By Jermaine Hagan (The Plantsman) So you've heard whispers of the magical USDA Loan, the secret passageway to affordable rural living and financial freedom—almost lik...Continue reading
11 Jul Banking & Savings, Mortgages & Renting, Popular What Are the Requirements for a Construction Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting What Is an Interest Only Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered how some folks seem to live large now and pay later, all while keeping their wallets surprisingly happy? Interest only...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting What is a Non Conforming Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if your mortgage could be as unique as your Spotify playlist? Welcome to the world of non conforming loans—a financial...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting How to Apply for a VA Loan July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’re scrolling through endless loan options while sipping on your third iced latte of the day, wondering if that VA ...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting What Is a Subprime Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Ever wondered what the heck a subprime loan is? Picture trying to get into an exclusive club with a not-so-impressive resume—yeah, t...Continue reading
11 Jul Insights, Mortgages & Renting When Is an Appraisal Ordered in the Loan Process? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you're on the brink of making one of the biggest financial moves of your life—a new home purchase or a savvy refinance...Continue reading
11 Jul Insights, Mortgages & Renting How to Get Rid of PMI on a FHA Loan July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you're browsing your favorite finance blog at midnight, double-tapping memes about avocado toast and student loans, wh...Continue reading
11 Jul Editors Picks, Insights, Mortgages & Renting Buying a New Home? What Percent of Income Should Go to Your Mortgage? July 11, 2025 By Jermaine Hagan (The Plantsman) Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting When Can You Drop PMI on an FHA Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you've just snagged your very first home, and you're riding high on the wave of adulting like a pro—until you spot tha...Continue reading
11 Jul Banking & Savings, Insights, Mortgages & Renting What Is a Hard Money Loan? July 11, 2025 By Jermaine Hagan (The Plantsman) Picture this: you're a savvy millennial or Gen Z trailblazer, scrolling through your favorite social feed when a friend drops a hot ...Continue reading