29 Jul Insights, Mortgages & Renting Which FICO Score Do Mortgage Lenders Use? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're planning on buying a home, one of the first things you'll need to do is get your credit score. This three-digit number will d...Continue reading
29 Jul Insights, Mortgages & Renting What Is a Mortgage Clause? July 29, 2024 By Jermaine Hagan (The Plantsman) When you are buying a home, there are a lot of things to think about. One important thing to understand is what mortgage clauses are an...Continue reading
29 Jul Insights, Mortgages & Renting What Is a Bridge Loan Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) If you are a homeowner who is looking to purchase a new home before you have sold your current home, you may be wondering what options ...Continue reading
29 Jul Insights, Mortgages & Renting What Happens When You Pay Off Your Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) When you pay off your mortgage, there are a lot of changes that happen in your life. You may be wondering what exactly happens when you...Continue reading
29 Jul Insights, Mortgages & Renting What Is a Mortgage Statement? July 29, 2024 By Jermaine Hagan (The Plantsman) What is a mortgage statement? A mortgage statement is a document that shows the balance of your mortgage loan and the payments you have...Continue reading
29 Jul Insights, Mortgages & Renting What Is a Purchase Money Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're thinking of buying a home, you'll need to know what a purchase money mortgage is. This type of mortgage is one of the most co...Continue reading
29 Jul Insights, Mortgages & Renting How to Shop for a Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) It's no secret that buying a home is one of the biggest decisions you'll ever make in your life. And, like most big decisions, it's imp...Continue reading
29 Jul Insights, Mortgages & Renting How to Increase My Mortgage Pre Approval Amount? July 29, 2024 By Jermaine Hagan (The Plantsman) If you are looking to purchase a new home, then you know how important it is to get pre approved for a mortgage. This process will help...Continue reading
29 Jul Insights, Mortgages & Renting How Does a Reverse Mortgage Work When You Die? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're the surviving spouse of a reverse mortgage borrower, you may be wondering how the loan works when the borrower dies. This can...Continue reading
29 Jul Insights, Mortgages & Renting How to Get Out of a Reverse Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) Reverse mortgages are becoming more and more popular every day. This is because they offer a lot of benefits to the people who take the...Continue reading
29 Jul Insights, Mortgages & Renting What Is a Balloon Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're considering a mortgage, you may have come across the term "balloon mortgage." But what is a balloon mortgage? How does it wor...Continue reading
29 Jul Insights, Mortgages & Renting How Many Days Before Closing Do You Get Mortgage Approval? July 29, 2024 By Jermaine Hagan (The Plantsman) It's no secret that getting a mortgage is a big decision. You're committing to years of payments and you want to be sure that you're ma...Continue reading
29 Jul Insights, Mortgages & Renting Why You Should Never Pay Off Your Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) There are a lot of mixed opinions when it comes to mortgages. Some people believe that you should pay them off as quickly as possible, ...Continue reading
29 Jul Insights, Mortgages & Renting How Long Is a Mortgage Pre Approval Good For? July 29, 2024 By Jermaine Hagan (The Plantsman) Getting a mortgage pre approval is the first step in the home buying process. It can be a little confusing to figure out how long it is...Continue reading
29 Jul Insights, Mortgages & Renting What Is the Downside to a Reverse Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) When it comes to retirement planning, a reverse mortgage can be a viable option for some seniors. This type of loan allows homeowners a...Continue reading
29 Jul Insights, Mortgages & Renting How Does Mortgage Interest Work? July 29, 2024 By Jermaine Hagan (The Plantsman) When you are buying a home, one of the most important things to understand is how mortgage interest works. This guide will walk you thr...Continue reading
29 Jul Insights, Mortgages & Renting Why Did My Mortgage Go Up? July 29, 2024 By Jermaine Hagan (The Plantsman) If you've been keeping up with the news, you may have heard that mortgage rates are on the rise. That's why a lot of homeowners are won...Continue reading
29 Jul Insights, Mortgages & Renting How Is Mortgage Interest Calculated? July 29, 2024 By Jermaine Hagan (The Plantsman) When you are looking for a new home, the mortgage interest rate is one of the most important factors to consider. But how is this rate ...Continue reading
29 Jul Insights, Mortgages & Renting How to Lower My Mortgage Payments? July 29, 2024 By Jermaine Hagan (The Plantsman) Are you struggling to make your mortgage payments every month? Are you feeling overwhelmed and stressed out by how much money you owe e...Continue reading
29 Jul Insights, Mortgages & Renting How to Remove PMI From Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) If you have a mortgage, there's a good chance you're paying for private mortgage insurance (PMI). This type of insurance protects the l...Continue reading
29 Jul Insights, Mortgages & Renting How to Get Rid of Mortgage Insurance? July 29, 2024 By Jermaine Hagan (The Plantsman) Mortgage insurance is one of those pesky things that can really eat into your monthly budget. If you're looking for ways to get rid of ...Continue reading
29 Jul Insights, Mortgages & Renting What Is a Subprime Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're looking to buy a home but don't have the best credit, you may be wondering what your options are. One option that may be avai...Continue reading
29 Jul Insights, Mortgages & Renting How Many Mortgages Can You Have? July 29, 2024 By Jermaine Hagan (The Plantsman) How many mortgages can you have? This is a question that many people ask, and it can be tough to find an answer. In this blog post, we ...Continue reading
29 Jul Insights, Mortgages & Renting What Is a Mortgage Note? July 29, 2024 By Jermaine Hagan (The Plantsman) When most people think about mortgages, the first thing that comes to mind is the loan itself. But what about the actual document that ...Continue reading
29 Jul Insights, Mortgages & Renting What Is Hazard Insurance on a Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're in the market for a new home, you'll likely have to decide whether or not to purchase hazard insurance. This type of insuranc...Continue reading
29 Jul Insights, Mortgages & Renting When Is First Mortgage Payment Due? July 29, 2024 By Jermaine Hagan (The Plantsman) When you take out a mortgage, there are a lot of things to think about. One of the most important is when your first mortgage payment i...Continue reading
29 Jul Insights, Mortgages & Renting What Is a Second Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're in the market for a new home, you may be wondering about second mortgages. What are they? How do they work? Can you get one? ...Continue reading
29 Jul Insights, Mortgages & Renting What Is Escrow on a Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) When you are buying a home, there are many things to think about. One of the most important is the escrow process. What is escrow? What...Continue reading
29 Jul Banking & Savings, Mortgages & Renting, Popular What Are the Requirements for a Construction Loan? July 29, 2024 By Jermaine Hagan (The Plantsman) If you are in the market for a construction loan, it is important to understand what the requirements are. This will help you determine...Continue reading
29 Jul Banking & Savings, Insights, Mortgages & Renting How to Apply for a VA Loan July 29, 2024 By Jermaine Hagan (The Plantsman) If you are a veteran or active-duty military personnel, you may be eligible for a VA loan. VA loans are one of the best mortgage option...Continue reading
29 Jul Banking & Savings, Insights, Mortgages & Renting How to Apply for a USDA Loan July 29, 2024 By Jermaine Hagan (The Plantsman) Are you looking for a low-interest loan to purchase a home? If so, you may want to consider applying for a USDA loan. USDA loans are av...Continue reading
29 Jul Banking & Savings, Insights, Mortgages & Renting What Is an Interest Only Loan? July 29, 2024 By Jermaine Hagan (The Plantsman) An interest only loan is a type of mortgage where you only pay the interest on the loan for a set period of time, usually 5-7 years. Af...Continue reading
29 Jul Banking & Savings, Insights, Mortgages & Renting What is a Non Conforming Loan? July 29, 2024 By Jermaine Hagan (The Plantsman) There are a lot of different types of loans on the market, and it can be difficult to figure out which one is right for you. In this bl...Continue reading
29 Jul Insights, Mortgages & Renting When Is an Appraisal Ordered in the Loan Process? July 29, 2024 By Jermaine Hagan (The Plantsman) When you are in the market for a new home, there are many steps involved in the process. One of those steps is getting an appraisal ord...Continue reading
29 Jul Banking & Savings, Insights, Mortgages & Renting What Is a Subprime Loan? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're not sure what a subprime loan is, you're not alone. The term has been in the news a lot lately, but it can be hard to underst...Continue reading
29 Jul Insights, Mortgages & Renting How to Get Rid of PMI on a FHA Loan July 29, 2024 By Jermaine Hagan (The Plantsman) If you have a Federal Housing Administration (FHA) loan, then you are probably paying for private mortgage insurance (PMI). This is an ...Continue reading
29 Jul Editors Picks, Insights, Mortgages & Renting Buying a New Home? What Percent of Income Should Go to Your Mortgage? July 29, 2024 By Jermaine Hagan (The Plantsman) Ready to get out of your current ‘less-than-ideal’ renting situation and buy your own home? If you shouted ‘yes!’ before you finished r...Continue reading
29 Jul Banking & Savings, Insights, Mortgages & Renting When Can You Drop PMI on an FHA Loan? July 29, 2024 By Jermaine Hagan (The Plantsman) If you have an FHA loan, then you are probably paying for mortgage insurance. This is known as private mortgage insurance or PMI. Most ...Continue reading
29 Jul Banking & Savings, Insights, Mortgages & Renting What Is a Hard Money Loan? July 29, 2024 By Jermaine Hagan (The Plantsman) If you're looking for a quick and easy way to get funding for your next real estate project, you may want to consider a hard money loan...Continue reading