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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
10
Jul
This Idiot Said I Had a Default, Screw Him
So what, I like buying things I can’t afford! I use my credit card for lines, clothes and buying drinks at Hackney warehouse parties. T...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
10
Jul
Ready to Move Out? Different Ways of Buying Your First House
So guessing you’ve finally saved up enough money to move out of the Oliver Twist style 5 bedroom house that you share with 6 friends, o...
11
Jul
Free Money? How Does Cash Back Work on Credit Cards
Do you want free money? Who doesn't, right? Well, believe it or not, cash back on your credit card can actually give you free money - a...
10
Jul
How To Get a $1000 Loan – The Personal Loan Cheat Sheet
Oh, look. Your car. It's on fire. Wait. That's not good. Put it out!! PUT IT OUT! Once the fire department is gone, you see the...
10
Jul
The Best Credit Cards for Every Life Situation
So you got that shiny piece of plastic in your hand. Now you think you’re the king of the world with unlimited spending potential. King...
10
Jul
What The Hell is APR? Dummies Guide to APR for Personal Finance
So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...
10
Jul
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
31
Aug
Gemini Crypto Credit Card – Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
10
Jul
I’ve Got a Dog. I’m Responsible. Should I Get a Credit Card?
You've got your little dog, she's happy, holiday booked, nice little car, flat and finally feel like you're adulting! One question that...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
10
Jul
My House is Making Me Poor! The Secret Costs of Running a House
Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...
12
Jul
Best Credit Cards For Doctors in 2025
Picture this: you’re a doctor on call, juggling patient charts and the latest medical breakthroughs, and you suddenly realize your c...
10
Jul
There Are So Many Mortgages! What’s The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
10
Jul
How To Get A Loan For A Semi Truck – The Semi Truck Driver Guide
Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...
10
Jul
Credit Card FAQ: Answers to All the Popular and Random Questions
If you're like most people, there are a lot of questions about credit cards that you have but don't know who to ask. You're not alone! ...
11
Jul
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...
11
Jul
What is a Green Loan
Have you ever wondered if your financial choices could be as eco-friendly as that reusable water bottle you just can’t go a day with...
10
Jul
Bad Credit? Top 10 Credit Card Builders Reviews
Just a personal opinion, you can fight me on this one: Spiderman’s Uncle Ben should be on the cover of every credit card, sort of l...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
31
Aug
Betterment 403(b) – Reviews, Benefits, Fees & Ratings
Ever imagine a retirement account that feels as fresh as your favorite indie playlist and as user-friendly as your go-to social medi...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
09
Sep
Travel Cards For Fair Credit
Ready to embark on a journey where wanderlust meets savvy credit management? Welcome to the ultimate guide on travel cards for fair ...
10
Jul
What Does Balance Transfer Mean For Credit Cards
Ever wondered how to hit the reset button on your credit card debt while still keeping it cool and stress-free? Welcome to the ultim...
04
Sep
Credit Cards For Bad Credit 500 Limit
Ever felt like the financial world's exclusive club has a bouncer who only lets perfect credit pass? If you're navigating the murky ...
02
Sep
Best Credit Cards For Qantas Points
Ever dreamt of turning your everyday swipe into a free flight to Bali or a weekend escape down under? Welcome to the world of reward...
03
Sep
Credit Cards For 600 Credit
Navigating the world of credit cards with a 600 credit score can feel a bit like stepping into a neon-lit maze: vibrant opportunitie...
03
Sep
Can U Go To Jail For Not Paying Credit Cards
Ever wondered if skipping out on your credit card payments could land you behind bars? You’re not alone. In today’s financial jungle...
31
Aug
Balance Transfer Cards For Poor Credit
Are you struggling with managing your credit card debts? Worry not; balance transfer cards can be your savior, even if you have poor ...
05
Sep
Credit Cards For People On Disability
Imagine a world where your financial superpowers shine brightly, even if the system wasn’t originally designed with you in mind. Wel...
31
Aug
AARP Credit Cards For Seniors
Are you a senior citizen looking for a credit card tailored to your unique needs? Look no further! AARP credit cards for seniors provid...
06
Sep
Good Apr For Credit Cards
Ever wondered if a "good APR for credit cards" is a myth, a miracle, or just another bland number on your statement? In today's era ...
01
Sep
Best Credit Cards For 550 Score
Are you struggling with a less-than-stellar credit score? Don't worry, you're not alone – and you still have options! A 550 credit sc...
11
Jul
How Long to Wait to Apply for Another Credit Card?
So you’ve been eyeing that sleek new credit card with its promises of epic rewards and zero annual fee, but you’re also wondering: h...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
12
Jul
Who Loans Money on Manufactured Homes?
Ever wondered who’s behind the curtain when it comes to financing those charming manufactured homes? Well, buckle up because we’re a...
14
Jul
PNC IRA – Reviews, Benefits, Fees & Ratings
Imagine blending a savvy mix of finance know-how and a splash of millennial humor – welcome to the ultimate guide on PNC IRA! If you...
13
Jul
Education IRA: Benefits, Fees & Everything You Need to Know
Ever wished there was a magical savings account that could help you cover those daunting college tuition bills while also giving you...
13
Jul
401(k): Benefits, Fees & Everything You Need to Know
Picture this: you're scrolling through your phone, sipping on that overly complicated oat milk latte, and you stumble upon a term th...
14
Jul
Augusta Precious Metals IRA – Reviews, Benefits & Fees
Imagine a future where your retirement nest egg isn’t just about spreadsheets and boring bonds, but about glimmering gold and shinin...
30
Aug
Alliance Pension Consultants 401(k) – Reviews, Benefits, Fees & Ratings
Picture this: You’re scrolling through your favorite social feed on a lazy afternoon, sipping that artisan iced latte, when suddenly...
31
Aug
Newport Group 403(b) – Reviews, Benefits, Fees & Ratings
Picture your future as a thrilling road trip where every mile you travel brings you closer to financial freedom—yes, even if your pl...
13
Jul
Merrill Lynch Roth IRA – Reviews, Benefits, Fees & Ratings
Ever wondered if your retirement portfolio could be as hip and forward-thinking as your favorite sustainable fashion brand? Welcome to ...
13
Jul
Liverpool Victoria ISA – Rates, Reviews, Benefits, & Fees
Welcome to the ultimate guide to the Liverpool Victoria ISA – a smart, tax-efficient savings account that’s winning hearts (and port...
11
Jul
How to Pay Off a Car Loan Faster?
If you’ve ever stared at your monthly car loan statement wondering why it feels like an endless pit of debt, you’re not alone. Welco...
12
Jul
Loans With a Cosigner: Everything You Need to Know
Picture this: you're scrolling through your phone, dreaming about that slick new car or the perfect apartment, when suddenly you rea...
12
Jul
Best SBA Loans for New Businesses
So, you’ve decided to take the plunge and launch your new business—but before you start dreaming of being the next unicorn, let’s ta...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
11
Jul
How to Remove PMI From Mortgage?
Ever felt like your mortgage is holding you hostage with an unwanted guest that just won't leave? Enter PMI, or Private Mortgage Ins...
11
Jul
What Is a Bridge Loan Mortgage?
Picture this: you're at the crossroads of your dream home purchase and the lingering memories of your current crib, and you need a f...
10
Jul
What is a HUD Loan?
Ever wondered how you can snag a home without needing a millionaire’s bank account? Enter the wondrous world of HUD loans – the secr...
11
Jul
What Is a Loan Origination Fee?
Picture this: you're ready to dive into the world of homeownership or perhaps you’re eyeing that new business venture, and suddenly ...
11
Jul
How to Calculate APR on a Mortgage?
Ready to kick mortgage mysteries to the curb? Calculating APR on a mortgage might seem like trying to decipher a financial riddle wr...
12
Jul
What Is Mortgage Underwriting?
Ready to decode the mysterious world of mortgage underwriting? Think of it as the behind‑the‑scenes magic that turns your dream of h...
11
Jul
What Is Hazard Insurance on a Mortgage?
Picture this: you’ve just snagged your dream home, your bank account is buzzing with excitement, and then—bam!—the lender reminds yo...
14
Jul
Joint Tenants Vs Community Property With Right of Survivorship
Picture this: you and your bestie decide to buy your first property together—no, it’s not a quirky co-living space, but a real-deal ...
11
Jul
How to Get a Loan to Build a House
Picture this: a house built from your wildest dreams, a space that screams your individuality, where every brick and beam echoes you...
11
Jul
How to Apply for a Business Loan?
Ever felt like applying for a business loan is a bit like trying to join an exclusive club where the bouncer (your credit score) scr...
14
Jul
20 Year Mortgage Vs 30 Year Mortgage
Picture this: You're at a financial crossroads, coffee in hand, wondering whether to lock in a 20-year mortgage that promises a swif...
11
Jul
How to Lower My Mortgage Payments?
Ever caught yourself scrolling through social media, wondering if your monthly mortgage payment could be as chill as your weekend vi...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
31
Aug
Pionex Crypto Exchange – Reviews, Benefits & Fees
Buckle up, crypto crusaders—if you’re ready to supercharge your digital trading game, then let’s dive into the world of Pionex Crypt...
31
Aug
TenX Crypto Credit Card – Reviews, Benefits & Fees
If you're looking for a comprehensive guide to the TenX Crypto Credit Card, you've come to the right place.In this article, we will...
11
Jul
How Long Does It Take to Get SBA Loan Once Approved?
Imagine waiting for your SBA loan to come through like waiting for your food delivery on a lazy Sunday—exciting at first, but that a...
31
Aug
Crypto.com Crypto Credit Card – Reviews, Benefits & Fees
If you're looking for a way to spend your cryptocurrency, the Crypto.com Crypto Credit Card could be the perfect solution. This card al...
31
Aug
Compound Finance Crypto Lending Service – Reviews, Benefits & Fees
Imagine a world where your crypto isn’t just sitting idly in a wallet—it’s hustling, growing, and working as hard as you do. Welcome...
31
Aug
Decentraland Metaverse Crypto Coin – Reviews, Benefits & Fees
Picture a world where your digital avatar sips a neon latte in a bustling virtual marketplace, and your crypto wallet feels as vibra...
11
Jul
How Long Does It Take for an SBA Disaster Loan to Be Approved?
Picture this: you’ve just watched a disaster movie marathon, and suddenly your world mirrors the chaos on-screen—a natural disaster ...
11
Jul
How Do Business Loans Work?
Picture this: you’ve got a killer idea for a startup, a passion project that could light up the business world like a supernova, but...
14
Jul
IRA Vs Mutual Fund
Navigating the world of personal finance can feel like trying to decode ancient hieroglyphics—especially when it comes to choosing b...
31
Aug
ZenGo Crypto Staking Service – Reviews, Benefits & Fees
Picture this: you're chilling on your favorite couch with a hot cup of iced coffee in hand, scrolling through your crypto news feed,...
14
Jul
Coinbase IRA – Reviews, Benefits, Fees & Ratings
Picture this: it's 2050, and your retirement savings are not buried under endless piles of paper but are stored in a sleek digital v...
31
Aug
Kraken Crypto Staking Service – Reviews, Benefits & Fees
Ever wondered if there’s a secret sauce that can turn your idle crypto into a money-making machine while you binge-watch your favori...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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