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The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
10
Jul
I’ve Got a Dog. I’m Responsible. Should I Get a Credit Card?
You've got your little dog, she's happy, holiday booked, nice little car, flat and finally feel like you're adulting! One question that...
10
Jul
How To Get a $1000 Loan – The Personal Loan Cheat Sheet
Oh, look. Your car. It's on fire. Wait. That's not good. Put it out!! PUT IT OUT! Once the fire department is gone, you see the...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
31
Aug
Gemini Crypto Credit Card – Reviews, Benefits & Fees
If you are looking for a way to spend your cryptocurrency, the Gemini Crypto Credit Card may be the perfect solution for you! This card...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
10
Jul
Car Loan Killing You? What is Refinancing a Car Loan?
Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
10
Jul
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
11
Jul
Need Cash? How Soon Can You Refinance a Mortgage?
Staring at your bank account and wondering if there’s a secret fast pass to extra cash? You’re not alone. Refinancing a mortgage has...
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
How To Get A Loan For A Semi Truck – The Semi Truck Driver Guide
Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
10
Jul
Time to Stack. How Do I Invest in Stocks & Shares?
Listen, real Kings & Queens own companies! That why I, as a mini-King have decided it's time to start investing in stocks and share...
10
Jul
My House is Making Me Poor! The Secret Costs of Running a House
Wondering why you seem to have less and less money at the end of every month? Swimming in a mini-paddling pool of bills, electricity, ...
11
Jul
How to Short Crypto: Ultimate Crypto Short Selling Guide
So you want to know how to short crypto? In this guide, we will walk you through the process step-by-step. Shorting crypto can be a pro...
10
Jul
Credit Card FAQ: Answers to All the Popular and Random Questions
If you're like most people, there are a lot of questions about credit cards that you have but don't know who to ask. You're not alone! ...
10
Jul
The Ultimate Guide to Personal Loans
WOOHOO! LOANS! Wait. No. Look, we get it: Loans suck. No one likes going into debt, especially if it is for a stupid reason, li...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
31
Aug
Betterment 403(b) – Reviews, Benefits, Fees & Ratings
Ever imagine a retirement account that feels as fresh as your favorite indie playlist and as user-friendly as your go-to social medi...
10
Jul
Hard Credit Search, Soft Credit Searches What Is All This Crap?
When has something soft ever been a good thing? So you’re probably reading this because you decided you're going to put your grown-up b...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
05
Sep
Credit Cards For Under 18
Ever feel like your wallet is a secret superhero, just waiting for a chance to save the day when you least expect it? Welcome to the...
02
Sep
Best Men’s Wallets For Credit Cards
Picture this: You’re out on a spontaneous midnight food run with your squad and, as always, your phone buzzes with a notification—yo...
01
Sep
Best Capital One Credit Cards For Business
Ready to crush your business goals and take your company's financial game to the next level? Picking the perfect credit card can help...
05
Sep
Discover Cards For Bad Credit
Imagine turning your financial faux pas into a powerhouse of possibilities—yes, even if your credit score is giving you the side-eye...
10
Jul
What Are Some Different Types Of Rewards Programs For Credit Cards
Ever wonder if your everyday swipe of a credit card could actually be your secret boss move in the game of financial freedom? Welcom...
01
Sep
Best Credit Cards For Cash Advances
Are you in need of immediate cash and considering using your credit card for a cash advance? If so, you've come to the right place! I...
10
Jul
Which Banks Use Transunion For Credit Cards
Ever wonder if your bank is secretly checking up on you using TransUnion data when you apply for that shiny new credit card? Welcome...
03
Sep
Credit Cards For 17 Year Olds
Ever wondered if a 17-year-old could also join the exclusive club of credit card users? Sounds a bit like trying to sneak into an R-...
05
Sep
Credit Cards For Rent
Ever thought about borrowing a credit card like you borrow a trendy outfit for a night on the town? Welcome to the wild and wacky re...
01
Sep
Best Credit Cards For Dining
Are you a food enthusiast who loves dining out frequently and exploring various restaurants and cafes? If so, we have good news for you...
12
Jul
Best Credit Cards For Real Estate Investors in 2025
Ready to level up your real estate game with a credit card that speaks your language in 2025? Imagine a world where plastic isn’t ju...
08
Sep
Student Credit Cards For 17 Year Olds
So, you’re 17, ready to conquer the world, and dreaming about your first credit card—but wait, isn’t that just for adults, right? Wr...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
14
Jul
Frost Bank IRA – Reviews, Benefits, Fees & Ratings
Picture this: you’re scrolling through your favorite social feed when you stumble across a post about a retirement account that soun...
14
Jul
American IRA – Reviews, Benefits, Fees & Ratings
Ready to navigate the maze of retirement planning without falling prey to boring financial jargon? Welcome to the ultimate guide on ...
14
Jul
Orion Metal Exchange IRA – Reviews, Benefits, Fees & Ratings
Ever wondered what it would be like to turn your retirement savings into a glittering treasure chest of precious metals? Welcome to ...
13
Jul
Abundance ISA – Rates, Reviews, Benefits, & Fees
Imagine a savings account that not only helps you stack cash but does it with style, clarity, and zero confusing mumbo jumbo—welcome...
13
Jul
Barclays Investment ISA – Rates, Reviews, Benefits, & Fees
Let’s kick things off with a bold investment secret that even your quirky, socially conscious friends might envy: Barclays Investmen...
13
Jul
Contributory IRA: Benefits, Fees & Everything You Need to Know
Imagine your retirement savings as a secret superhero squad, always ready to rescue you when you least expect it. Yep, we’re talking...
14
Jul
Annuity.org IRA – Reviews, Benefits, Fees & Ratings
Hey there, savvy savers and future financial rockstars! Picture this: you, cruising toward a comfortable retirement while still rock...
14
Jul
M1 Finance IRA – Reviews, Benefits, Fees & Ratings
Ready to level up your financial future with a game-changing retirement account? Meet the M1 Finance IRA—a trailblazing solution tha...
11
Jul
How Does Interest Work on a Car Loan?
Buckle up and get ready to hit the open road of financial enlightenment as we dive into the wild ride that is car loan interest. Pic...
31
Aug
Datair Employee Benefit Systems Inc 403(b) – Reviews, Benefits, Fees & Ratings
Picture this: you're cruising through your day, smartphone in hand, mind buzzing with plans for the next adventure, when suddenly yo...
11
Jul
What is a Non Conforming Loan?
Ever wondered if your mortgage could be as unique as your Spotify playlist? Welcome to the world of non conforming loans—a financial...
30
Aug
TIAA-CREF IRA – Reviews, Benefits, Fees & Ratings
Ready to supercharge your retirement game and finally outsmart those mysterious fees and confusing ratings? Whether you’re a fresh-f...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
14
Jul
CHFA Vs FHA
Ever wondered if your dream of homeownership is a cosmic lottery or a well-organized game of "choose your own financial adventure"? ...
11
Jul
How to Get Out of a Reverse Mortgage?
Ever felt like your reverse mortgage is that clingy friend who just won’t leave your side, even when you're ready for a change? You’...
11
Jul
What Happens to a Mortgage When Someone Dies?
Ever wondered what happens to a mortgage when someone dies? Picture this: you’re scrolling through your favorite memes, when suddenl...
30
Aug
Fee Simple Vs Life Estate
Ever sat down with your favorite cup of cold brew and thought, “How on earth do I own property without turning my life upside down?”...
14
Jul
HECM Vs Reverse Mortgage
Ever felt like your home is a money-making machine just waiting to be unlocked—but you’re not sure whether to choose a HECM or a rev...
11
Jul
How to Apply for a USDA Loan
So you've heard whispers of the magical USDA Loan, the secret passageway to affordable rural living and financial freedom—almost lik...
11
Jul
Which FICO Score Do Mortgage Lenders Use?
Ever wonder if your credit score has a secret identity that mortgage lenders obsess over like it’s the hottest new celebrity on the ...
12
Jul
How to Transfer Ownership of a House With a Mortgage
Picture this: you’re scrolling through your favorite social feed and suddenly realize you’d love to swap your house with a pal—or ev...
11
Jul
How to Shop for a Mortgage?
Ready to dive into the wild world of mortgage shopping, where interest rates, down payments, and hidden fees dance together in a ver...
14
Jul
Mortgage Commitment Letter Vs Clear to Close
If you're navigating the treacherous waters of home buying and your inbox is suddenly flooded with terms like "Mortgage Commitment L...
11
Jul
How to Remove PMI From Mortgage?
Ever felt like your mortgage is holding you hostage with an unwanted guest that just won't leave? Enter PMI, or Private Mortgage Ins...
14
Jul
HELOC Vs Reverse Mortgage
Ever felt like navigating the world of home equity decisions is as tricky as choosing the perfect meme to express your mood? Welcome...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
11
Jul
How Long Does It Take for an SBA Disaster Loan to Be Approved?
Picture this: you’ve just watched a disaster movie marathon, and suddenly your world mirrors the chaos on-screen—a natural disaster ...
31
Aug
TenX Crypto Credit Card – Reviews, Benefits & Fees
If you're looking for a comprehensive guide to the TenX Crypto Credit Card, you've come to the right place.In this article, we will...
31
Aug
WAX Metaverse Crypto Coin – Reviews, Benefits & Fees
Picture this: you're scrolling through your favorite social feed when suddenly, amidst a sea of dance challenges and viral memes, yo...
31
Aug
BlockFi Crypto Credit Card – Reviews, Benefits & Fees
Looking for a way to spend your crypto? Look no further than the BlockFi Crypto Credit Card! This card allows you to spend your Bitcoin...
31
Aug
Crypto.com Crypto Credit Card – Reviews, Benefits & Fees
If you're looking for a way to spend your cryptocurrency, the Crypto.com Crypto Credit Card could be the perfect solution. This card al...
30
Aug
Bond ETFs Vs Bonds
Ever felt like your investment choices are as confusing as deciphering a TikTok dance trend? Welcome to the battle of Bond ETFs vers...
14
Jul
Coinbase IRA – Reviews, Benefits, Fees & Ratings
Picture this: it's 2050, and your retirement savings are not buried under endless piles of paper but are stored in a sleek digital v...
31
Aug
Decentraland Metaverse Crypto Coin – Reviews, Benefits & Fees
Picture a world where your digital avatar sips a neon latte in a bustling virtual marketplace, and your crypto wallet feels as vibra...
30
Aug
Variable Annuity Vs Mutual Fund
Picture this: you’re scrolling through your favorite social media feed, sipping on your artisanal latte, when you suddenly stumble u...
31
Aug
Aave Crypto Lending Service – Reviews, Benefits & Fees
Picture this: you've got a stash of crypto, and instead of letting it sit idly by, you decide to put it to work—earning interest whi...
11
Jul
How Do Business Loans Work?
Picture this: you’ve got a killer idea for a startup, a passion project that could light up the business world like a supernova, but...
11
Jul
How to Apply for an SBA Loan: A Beginner’s Guide
So you’ve decided to take the plunge and explore the world of SBA loans, but the application process feels like deciphering hierogly...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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