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We use part of any profit we make to plant mixed species trees around the word. We also use it to invest in environmental and social projects.
The Boredom-Free Zone
MOST PEOPLE LOVE THESE
Want to know more about credit cards, investing, property or savings without falling asleep?
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
10
Jul
I Hate My Landlord – What’s The Minimum Credit Score for a Mortgage?
We’ve all had a bad landlord. But is yours the absolute worst? Do they make your blood boil when they demand constant inspections, rais...
10
Jul
5 Ways To Improve Your Credit Score
Ever wondered how your credit score could be the secret sauce to unlocking epic financial adventures? Whether you're dreaming of you...
10
Jul
The Best Credit Cards for Every Life Situation
So you got that shiny piece of plastic in your hand. Now you think you’re the king of the world with unlimited spending potential. King...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
10
Jul
What The F**ck is Crypto? Dummies Guide to Cryptocurrency
Let's face it, everyone is talking about crypto at the moment! People are becoming millionaires, even more people are getting scammed a...
10
Jul
Hustle Guide: How To Get A 500 Dollar Loan
Ever found yourself in a situation where you need a quick cash boost—say, $500—to cover an unexpected bill, grab that must-have gadg...
10
Jul
She Crossed The Line. Mums Annoying Me! I’m Moving Out
Who the hell hoovers at 8am on a Sunday Morning? My mum, that’s who. It’s like she is trying to catch the dust & dirt hungover &...
11
Jul
Free Money? How Does Cash Back Work on Credit Cards
Do you want free money? Who doesn't, right? Well, believe it or not, cash back on your credit card can actually give you free money - a...
10
Jul
I Can Barely Afford My Rent. What The Hell is Council Tax?
Ever got to the end of the month and barely found enough money to pay your rent? Then, that annoying house mate with the shrill voice, ...
10
Jul
Ready to Move Out? Different Ways of Buying Your First House
So guessing you’ve finally saved up enough money to move out of the Oliver Twist style 5 bedroom house that you share with 6 friends, o...
Picked By Fliksters
EDITORS CHOICE
We've curated some of our favourite personal finance posts that we feel will make your life that little bit better
10
Jul
Jetsetter? Top 5 Credit Cards You Can Use Internationally
If you’re like 90% of people on Hinge & Tinder that love to travel, you’re probably fed up of having to go to the Bureau de Change ...
10
Jul
Hard Credit Search, Soft Credit Searches What Is All This Crap?
When has something soft ever been a good thing? So you’re probably reading this because you decided you're going to put your grown-up b...
12
Jul
Best Credit Cards For Doctors in 2025
Picture this: you’re a doctor on call, juggling patient charts and the latest medical breakthroughs, and you suddenly realize your c...
11
Jul
The Complete Guide to APR on Credit Cards: How It Works and What You Need to Know
Picture this: you've just swiped your card to grab an iced latte on a brisk morning, and while you're savoring that moment, a silent...
10
Jul
Credit Card FAQ: Answers to All the Popular and Random Questions
If you're like most people, there are a lot of questions about credit cards that you have but don't know who to ask. You're not alone! ...
10
Jul
Graduation Time? Best Credit Card for an 18-Year-Old High School Student
High School senior time! Colleges! Jobs! Other guys and girls! Adulthood! Debt! A terrible credit score! Wait. Crap. Those last two...
10
Jul
Saving Sucks & Is For Losers. Simple
Yeah I said it, saving is for complete losers who wait until the green man flashes and the "you can now walk" sound goes off before the...
11
Jul
How to Read Crypto Charts: Everything You Need to Know
If you're looking to invest in cryptocurrencies, it's important that you know how to read the charts. In this blog post, we'll teach yo...
10
Jul
Time to Stack. How Do I Invest in Stocks & Shares?
Listen, real Kings & Queens own companies! That why I, as a mini-King have decided it's time to start investing in stocks and share...
10
Jul
There Are So Many Mortgages! What’s The Difference?
You've missed birthday dinners, holidays in Ibiza and messy nights out for the last 3 years & finally have all the money you need f...
10
Jul
Bank Accounts All Look The Same, What Are The Different Types of Bank Accounts
Thinking of opening a new bank account but they all look pretty much the same right? Let's quick fly through some of the different type...
10
Jul
Artist? How to Create An NFT? How to Make a NFT Art?
With all these entrepreneurs cashing in on NFTs (non-fungible tokens), it’s about time artists start making bank from their own art! No...
EVERYTHING YOU NEED TO KNOW ABOUT
CREDIT CARDS
Learn how to get the most out of your credit card and make your money work for you
07
Sep
Prequalification For Credit Cards
Let’s face it—navigating the world of credit can feel like trying to decode an ancient treasure map written in emojis. But if you’ve...
03
Sep
Can I Apply For Multiple Credit Cards In One Day
Ever found yourself wondering if it's possible to apply for multiple credit cards in one day without summoning the wrath of the cred...
01
Sep
Best Credit Cards For 650
Are you stuck in the credit score range of 650-700 and wondering which credit cards you can qualify for? Don't worry, you're not alon...
12
Jul
Best Credit Cards For Lounge Access in 2025
Picture this: you've just breezed through airport security, and before you even realize it, you’re sinking into a plush, oversized c...
04
Sep
Credit Cards For Bad Crdit
So you’re stuck with a not-so-stellar credit score and the banks seem to giggle every time you walk by, right? Don’t worry—credit ca...
10
Jul
Wallet For Many Credit Cards
Ever fumbled through your bag or pocket, desperately trying to find that one elusive card among a chaotic pile, only to end up with ...
04
Sep
Credit Cards For Business Travel
Buckle up, globetrotters and savvy business leaders—your ultimate guide to mastering the art of credit cards for business travel is ...
11
Jul
Can You Rent a Car Without a Credit Card?
Picture this: It’s a sunny weekend, your friends are hyped up about a spontaneous road trip, and you’re all set to hit the open high...
11
Jul
Can I Get a Credit Card for a Limited Company?
So, you’ve built a limited company, and you’re wondering if your business can snag a credit card that isn’t tied to your personal sp...
31
Aug
Advice For Credit Cards
You finally made the decision – you’re getting a credit card. But what's next? With so many options and mountains of information out th...
11
Jul
How to Check APR on Credit Card
Ever wondered why your credit card statement looks more complicated than your group chat drama? We feel you. Let’s dive into the cra...
03
Sep
Credit Cards For 17
So you’re 17, and while your greatest worry might be choosing between streaming subscriptions and saving up for a vintage skateboard...
EVERYTHING YOU NEED TO KNOW ABOUT
SAVINGS
The ultimate guides to getting 6 months worth of saving together and how to earn the most interest
13
Jul
Interactive Investor ISA – Rates, Reviews, Benefits, & Fees
Welcome to the future of investing that feels as fresh as your morning iced latte and as dynamic as your Spotify playlist. If you’re...
13
Jul
401(k): Benefits, Fees & Everything You Need to Know
Picture this: you're scrolling through your phone, sipping on that overly complicated oat milk latte, and you stumble upon a term th...
12
Jul
Best Hard Money Loans in 2025
Ever wondered how to score the best hard money loans in 2025 while keeping your cool (and your bank account balanced) in a world of ...
11
Jul
How to Get a Loan With No Credit?
Ever wondered how to secure a loan when your credit score is still a mystery—or worse, a myth? Welcome, friend, to the ultimate guid...
13
Jul
Precious Metal IRA: Benefits, Fees & Everything You Need to Know
Ever thought about turning your hard-earned cash into a vault full of glittering treasures? Welcome to the dazzling realm of Preciou...
13
Jul
ArchOver ISA – Rates, Reviews, Benefits, & Fees
Picture this: you're scrolling through your phone during your morning coffee break, and you stumble upon a financial opportunity tha...
14
Jul
First Republic IRA – Reviews, Benefits, Fees & Ratings
Looking for a retirement account that speaks your language—smart, savvy, and tailored for those who want to rule their financial fut...
13
Jul
SCM Direct ISA – Rates, Reviews, Benefits, & Fees
Imagine having an ISA that works as hard as you do – a smart, savvy tool that lets you grow your savings while you sip on your third...
14
Jul
Bitcoin IRA – Reviews, Benefits, Fees & Ratings
Picture this: You’re scrolling through endless memes on your phone when suddenly you stumble upon the dazzling concept of a Bitcoin ...
10
Jul
5 Ways To Improve Your Credit Score
Ever wondered how your credit score could be the secret sauce to unlocking epic financial adventures? Whether you're dreaming of you...
13
Jul
Harpenden Building Society ISA – Rates, Reviews, Benefits, & Fees
Hey there, savvy savers and financial adventurers! Ready to dive into the world of Harpenden Building Society ISA? If you’re navigat...
13
Jul
Peer-to-Peer Lending ISA: Benefits, Fees & Key Information
Picture this: you’re at your favorite coffee shop, latte in hand, scrolling through your phone and dreaming about a future where you...
EVERYTHING YOU NEED TO KNOW ABOUT
MORTGAGES & RENTING
Whether you're thinking of buying a new house or you're looking to make the most out of room, flat or house that you are renting
11
Jul
What Is a Mortgage Clause?
Ever found yourself scrolling through endless loan documents and thought, “What in the world is a mortgage clause?” If you’re a mill...
10
Jul
How Long Does Escrow Take in California?
Picture this: you’re on the verge of buying your dream home in sunny California, and you’ve just sealed the deal with an offer that ...
14
Jul
HECM Vs Reverse Mortgage
Ever felt like your home is a money-making machine just waiting to be unlocked—but you’re not sure whether to choose a HECM or a rev...
11
Jul
When Do You Start Paying a Mortgage on New Build?
Ever wondered if your bank account is secretly counting down the days until you start paying a mortgage on your brand-new, sparkling...
12
Jul
How to Compare Mortgage Lenders
Ever feel like choosing a mortgage lender is as confusing as decoding your favorite meme’s hidden meaning? Welcome to the ultimate, ...
14
Jul
FHA Vs VA Loan
So, you've been scrolling through endless social media posts about financial hacks and suddenly stumbled upon the age-old debate: FH...
14
Jul
Home Equity Loan Vs 401k Loan
Deciding between a Home Equity Loan and a 401k Loan can feel a bit like choosing between avocado toast and a trendy oat milk latte—e...
14
Jul
Mortgage Commitment Letter Vs Clear to Close
If you're navigating the treacherous waters of home buying and your inbox is suddenly flooded with terms like "Mortgage Commitment L...
11
Jul
What Are the Requirements for a Construction Loan?
Ever wondered how you can transform your dream project—be it a modern loft, a quirky backyard studio, or that eco-friendly tiny hous...
14
Jul
HUD Vs FHA
Ever wondered if choosing between a HUD-backed program and an FHA loan is like choosing between avocado toast and craft coffee? Spoi...
11
Jul
How Is Mortgage Interest Calculated?
Ever wondered why your monthly mortgage seems to be whispering sweet nothings to you even after you’ve paid your debt? Buckle up, be...
11
Jul
What Is a Partial Claim Mortgage?
So, picture this: you're scrolling through life, juggling your latest side hustle, streaming your favorite shows, and planning that ...
EVERYTHING YOU NEED TO KNOW ABOUT
INVESTING & CRYPTO
Learn how to make your money grow using stocks & shares, crypto and other types of investments
30
Aug
Annuity Vs Mutual Fund
Ever felt like choosing between an annuity and a mutual fund is as confusing as deciding whether to binge-watch the latest series or...
10
Jul
My Date Says He Is An Investor. Is He Just Unemployed? What is Investing?
Let's face it, we've all been there, sitting on a date with someone who looks good, has a great smile but something just feels off! You...
11
Jul
How to Get a 401k Loan
Ever wonder if dipping into your 401k could be the secret sauce to funding that dream project—or maybe just getting you out of a fin...
11
Jul
What is a Term Loan?
Picture this: you're scrolling through your favorite social feed when you suddenly realize it’s time to upgrade your ride, launch th...
11
Jul
How Do Business Loans Work?
Picture this: you’ve got a killer idea for a startup, a passion project that could light up the business world like a supernova, but...
30
Aug
Fixed Annuity Vs Variable Annuity
Picture this: you're scrolling through your feed, meme after meme, and suddenly you stumble across the ultimate financial debate tha...
31
Aug
Awesome Miner Bitcoin Miner – Reviews, Benefits & Prices
Ready to dive into the electrifying world of Bitcoin mining? Whether you’re a tech-savvy millennial or a Gen Z crypto enthusiast sco...
10
Jul
7 Books That Will Make You TikTok Star Rich: The Best Personal Finance Books of All Time
Can’t dance? Don’t feel like prancing around your room all day like an idiot and becoming a TikTok Star? You’re not alone! Luckily ther...
11
Jul
Complete Guide to Flodesk: Reviews, Discount Codes & How-To’s for Email Marketing
Picture this: you're cruising through the digital landscape, coffee in hand, brainstorming your next brilliant email campaign, when ...
11
Jul
Best Business Credit Cards for Startups in 2025
Picture this: It’s 2025, and you’re launching your startup in a world that’s as fast-paced and innovative as your entrepreneurial dr...
30
Aug
Schwab ETFS Vs Vanguard ETFS
Looking to navigate the turbulent waters of ETF investing but feeling like you’re stuck between a rock and a hard place? Welcome to ...
11
Jul
How Hard is It to Get a Business Loan?
Ever wondered if landing a business loan is like wrestling a wild, unpredictable beast while riding a unicycle on a tightrope? If yo...
Earth First...how we use our profits
Flik was founded to enrich the lives of billions of people whilst making the Earth a significantly better place. We exist to give people the knowledge they need to improve their finances & hopefully improve their lives.
Flik uses a “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime” approach to our content.
Our mission is Earth First, we focus on the environment & the people who live on Earth.
Flik primary makes money though commercial partnerships and advertising. We use a portion of our profit to:
- Plant trees around the world
- Invest in sustainable farming projects
- Invest in projects that connect humans with the environment
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