13 Mar Banking & Savings, Insights What Is a Finance Charge on a Car Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) So, you’ve finally decided to step into the driver's seat of financial literacy and take a hard look at that pesky finance charge on...Continue reading
13 Mar Banking & Savings, Insights How To Get Title After Paying Off Car Loan March 26, 2025 By Jermaine Hagan (The Plantsman) You've just celebrated one of the most triumphant financial milestones—your car loan is finally paid off! Now, instead of drowning i...Continue reading
13 Mar Banking & Savings, Insights What Is a Non QM Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: You're hustling hard, making bold financial moves, and your conventional mortgage just doesn’t get your vibe—so you ex...Continue reading
13 Mar Banking & Savings, Insights, Investing & Crypto How Hard is It to Get a Business Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if landing a business loan is like wrestling a wild, unpredictable beast while riding a unicycle on a tightrope? If yo...Continue reading
13 Mar Insights, Mortgages & Renting How Does a Construction Loan Work When You Own the Land? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you own a sprawling slice of land, and the idea of building your dream home or starting that cutting‐edge business hub...Continue reading
13 Mar Insights, Mortgages & Renting How Long Does It Take to Get a Home Equity Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: You're scrolling through your favorite social feed, coffee in hand, when suddenly, a bright idea pops into your head—t...Continue reading
13 Mar Banking & Savings, Insights What is a Personal Installment Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself wondering if there’s a smarter way to borrow money—one that doesn’t involve endless revolving credit lines or th...Continue reading
13 Mar Banking & Savings, Insights How Long Does it Take for an SBA to be Deposited? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’ve just received that coveted approval for your Small Business Administration (SBA) loan, and you’re practically d...Continue reading
13 Mar Banking & Savings, Insights How Fast Will a Car Loan Raise My Credit Score? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you just drove off the lot in your dream car, and while the thrill of new wheels is undeniable, you can’t help but won...Continue reading
13 Mar Banking & Savings, Insights How Can You Reduce Your Total Loan Cost? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever stared at your monthly loan statement and thought, “Is this what I signed up for?” If you’re a millennial or Gen Z navigating t...Continue reading
13 Mar Banking & Savings, Insights How to Pay Off a Car Loan Faster? March 26, 2025 By Jermaine Hagan (The Plantsman) If you’ve ever stared at your monthly car loan statement wondering why it feels like an endless pit of debt, you’re not alone. Welco...Continue reading
13 Mar Banking & Savings, Insights What is a Forgivable Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered what the buzz is about when people mention "forgivable loans" while discussing their financial freedom? Imagine a loan...Continue reading
13 Mar Banking & Savings, Insights What Does it Mean to Default on a Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’re fresh out of your favorite indie coffee shop, smartphone buzzing with notifications, and your bank app alerting...Continue reading
13 Mar Banking & Savings, Insights How Does Interest Work on a Car Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Buckle up and get ready to hit the open road of financial enlightenment as we dive into the wild ride that is car loan interest. Pic...Continue reading
13 Mar Banking & Savings, Insights How to Get My Name Off a Joint Car Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’re cruising down the highway of life, jamming to your favorite playlist, when suddenly—bam!—you’re hit with the re...Continue reading
13 Mar Insights, Mortgages & Renting How Many VA Loans Can You Have? March 26, 2025 By Jermaine Hagan (The Plantsman) Are you ready to dive into the wild and wonderful world of VA loans? Whether you’re a millennial dreaming of your first home or a Ge...Continue reading
13 Mar Insights, Mortgages & Renting What is a Portfolio Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Imagine your financial future as an epic adventure where every twist and turn could land you on a path to newfound freedom—or at the...Continue reading
13 Mar Banking & Savings, Insights What is a Signature Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered what a signature loan is while scrolling through your favorite finance memes at 2 AM? Imagine needing cash but not wan...Continue reading
12 Mar Banking & Savings, Insights What is The Principal of a Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever sat down with your morning coffee and wondered, “What in the world is the principal of a loan?” Well, buckle up because we’re a...Continue reading
12 Mar Banking & Savings, Insights Student? What Increases Your Total Loan Balance? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever get that sinking feeling when you log in to your student loan account and see the balance climbing like it’s training for a mar...Continue reading
12 Mar Banking & Savings, Insights, Investing & Crypto How Do Business Loans Work? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’ve got a killer idea for a startup, a passion project that could light up the business world like a supernova, but...Continue reading
12 Mar Banking & Savings, Insights How Do Car Loans Work? March 26, 2025 By Jermaine Hagan (The Plantsman) Buckle up, because we're taking a joyride into the world of car loans—a wild, money-savvy adventure that can feel as complicated as ...Continue reading
12 Mar Insights, Mortgages & Renting How Do Construction Loans Work? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered how to transform your wildest home-building dreams into a tangible, brick-and-mortar reality without breaking the bank...Continue reading
12 Mar Banking & Savings, Insights What Are Installment Loans? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you’re cruising down the highway of your financial life, blasting your favorite tunes, and suddenly, a shiny new oppor...Continue reading
12 Mar Banking & Savings, Insights How Many Personal Loans Can You Have at Once? March 26, 2025 By Jermaine Hagan (The Plantsman) So, you’re wondering how many personal loans you can have at once—like collecting vinyl records or, dare we say it, Pokémon cards, e...Continue reading
12 Mar Banking & Savings, Insights What Is the Difference Between Subsidized and Unsubsidized Loans? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: You're juggling tuition bills, living on instant noodles, and dreaming of a future free from financial stress—only to ...Continue reading
12 Mar Insights, Mortgages & Renting How Many FHA Loans Can You Have and What Are FHA Loans? March 26, 2025 By Jermaine Hagan (The Plantsman) Imagine unlocking the door to your very own home with financing that seems almost too good to be true—welcome to the world of FHA lo...Continue reading
12 Mar Banking & Savings, Insights What Are Unsecured Personal Loans? March 26, 2025 By Jermaine Hagan (The Plantsman) Unsecured personal loans might seem like mysterious creatures lurking in the financial jungle, but once you get to know them, they c...Continue reading
12 Mar Banking & Savings, Insights What Can EIDL Loans Be Used For? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if that government-backed lifeline could be your secret weapon for turning your side hustle into a full-blown empire o...Continue reading
12 Mar Banking & Savings, Insights, Mortgages & Renting What is Hazard Insurance for an SBA Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: you just landed an SBA loan to fund your dream business venture, but before you pop the champagne, there’s one unsung ...Continue reading
12 Mar Banking & Savings, Insights Where to Get a Title Loan? The Complete Guide to Title Loans March 26, 2025 By Jermaine Hagan (The Plantsman) Ever found yourself scrolling through endless threads about personal finance hacks while simultaneously stressing over an unexpected...Continue reading
12 Mar Banking & Savings, Insights What is a Spot Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Picture this: it’s a sunny afternoon, you're scrolling through social media, and you come across a post about a “spot loan” – a term...Continue reading
12 Mar Banking & Savings, Insights Why Are Student Loans Considered Unsecured? March 12, 2025 By Jermaine Hagan (The Plantsman) Are you all set to go to College and trying to sort out a new student loan? With so many options on the table including Federal Student...Continue reading
12 Mar Banking & Savings, Insights, Mortgages & Renting What is a HUD Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered how you can snag a home without needing a millionaire’s bank account? Enter the wondrous world of HUD loans – the secr...Continue reading
12 Mar Banking & Savings, Insights, Popular Car Loan Killing You? What is Refinancing a Car Loan? March 12, 2025 By Jermaine Hagan (The Plantsman) Have you ever just sat at the petrol station, stared at the dashboard of your car and wondered, “why the fuck did I buy this this piece...Continue reading
12 Mar Banking & Savings, Credit Cards, Editors Picks, Insights, Mortgages & Renting, Popular What The Hell is APR? Dummies Guide to APR for Personal Finance March 12, 2025 By Jermaine Hagan (The Plantsman) So I was waiting for the train the other day and just found myself staring at this American Express credit card advert on the opposite ...Continue reading
12 Mar Banking & Savings, Editors Picks, Insights How To Get A Loan For A Semi Truck - The Semi Truck Driver Guide March 26, 2025 By Jermaine Hagan (The Plantsman) Get ready to rev your engines and steer your financial future in the right direction! Whether you're a seasoned driver ready to elev...Continue reading
12 Mar Insights, Mortgages & Renting What is a NACA Loan? March 26, 2025 By Jermaine Hagan (The Plantsman) Ever wondered if there's a mortgage option that feels less like a financial labyrinth and more like a supportive friend guiding you ...Continue reading
12 Mar Banking & Savings, Insights, Popular How To Get a $1000 Loan – The Personal Loan Cheat Sheet March 12, 2025 By Jermaine Hagan (The Plantsman) Oh, look. Your car. It's on fire. Wait. That's not good. Put it out!! PUT IT OUT! Once the fire department is gone, you see the...Continue reading